HTH Worldwide Trip Protector Classic

The HTH Worldwide Travel Insurance TripProtector Classic plan offers comprehensive travel protection, which includes trip cancellation and trip interruption coverage. Along with protecting the cost of your trip, this plan also offers coverage for baggage loss or delay and travel delay. If your bags are delayed for more than 24 hours, coverage is offered to help reimburse you for necessities you may need to purchase.

As for medical coverage, this plan offers high limits of coverage, and does not require you to have primary health insurance in force to be eligible for coverage. This plan also offers coverage for emergency medical evacuation while you are traveling. There are also Accidental Death & Dismemberment benefits for your beneficiaries.

The TripProtector Classic plan also provides you with a 24-hour emergency hotline that you can call for informational services, emergency assistance, concierge services and security profiles of your destination so that you can be well prepared wherever you may be traveling. This can highlight any travel alerts or medical warnings that may be occurring during your time of travel.

You will also have access to HTH's strong, global community of physicians, dentists, hospitals and other healthcare providers. Search online and choose the provider that best fits your needs. You can obtain provider profiles, which give you details about the doctor, their qualifications and specialty services that they provide. This service allows you to make an informed decision if you need to seek medical attention during your trip.

The plan also includes the Direct Billing program. If you choose a provider within the HTH network and inform them 24 hours or more prior to the appointment, (or use HTH representatives to make the appointment for you) they may pay for your medical care up front. This can help you avoid a claims process.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Protect your trip with cancellation, interruption, delay and medical benefits.

Highlighted Coverages

Trip Cancellation
Trip Interruption
Pre-Existing Condition Lookback Period
Medical Evacuation

Plan Info

Plan Type
View Certificate
Refund Policy
Available to
AM Best Rating
Years in Business

Trip Protection

Trip Cancellation
Trip Interruption
Financial Default
Terrorism in Itinerary City
Interrupt for Any Reason
Cancel for Any Reason
Supplier Default


Complications of Pregnancy
Emergency Medical Expenses

Pre-Existing Conditions

Sudden Recurrence
Lookback Period
Pre-Existing Condition Period

Accidental Death

24-Hr Full Coverage
Common Carrier
Flight Only
Included in Accidental Death - Common Carrier


Medical Evacuation
Evacuation from
Evacuation to
Evacuation criteria

Additional Benefits

24-Hour Emergency Assistance
Rental Car
Optional Coverages

Your Quote

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Ratings and reviews

Our customers rate the HTH Worldwide Trip Protector Classic on our site
(4.54) of 5
on average based on 84 reviews.
A.M. Best Rating
Better Business Bureau Rating
No Rating Available
Gives me peace of mind to know that I have support if there is a serious problem in a foreign country.
Karen L.
Peace of mind that health coverage is available if needed while in a country beyond the coverage of our home country-wouldn't travel without it!
Robert G.
Before my trip, HTH would not provide me with a printer-friendly ID card. did. My international flight was cancelled and delayed my arrival by 29 hours. Although I changed my rental car pickup time, my final leg (CDG-VCE) was also delayed and Europecar had not held my reservation an additional 4 hours. ALternative transportation and my new rental car ended up costing $200 more than originally booked. HTH (their agent, actually) denied my claim as not being a "reasonable" additional expense. My claim required 5 phone calls, one large mailed packet, 3 additional forwarded documents because they could not verify my Delta flight ( SLC-CDG) had been cancelled, and more than two weeks. My claim was denied. assigned me an advocate and I requested an appeal to HTH. The denial was reversed and I have been told to expect a check for $175.13.
paula H.
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