MH Ross

M.H. Ross Travel Insurance Services, Inc. is an award-winning organization that has been creating custom business insurance programs since 1952. In 1961, they designed the first custom travel insurance program for Unitours/Club Universe.

  • Provides services throughout the United States
  • Underwritten by Arch Insurance Company of Morristown, NJ
  • All customer phone calls returned within 24 hours

We offer the following plans from M.H. Ross, all of which offer coverage for Trip Cancellation and Interruption:

  • Advantage Asset
  • Advantage Asset Plus (includes Cancel for Any Reason coverage if eligibility requirements are met)
  • Advantage Bridge (includes Cancel for Work Reasons coverage if eligibility requirements are met)
  • Advantage Complete (includes Cancel for Any Reason coverage if eligibility requirements are met)

All of these plans will waive the pre-existing condition exclusion if purchased within 15 days of the initial trip payment (and all eligibility requirements are met). If you are planning to travel during hurricane season, all of these plans also include specific Trip Cancellation coverage allowing you to cancel your trip if there is an official hurricane warning for your destination within 24 hours of your scheduled departure date. Please read the full details of each plan as there are further conditions to be eligible for this coverage.

Get a quote to view the M.H. Ross plans that are available to you.

Advantage Asset

  • Trip cancellation and interruption coverage
  • Coverage for pre-existing condtions (if eligible)
  • Specific coverage if destination is under a hurricane warning
More benefits...

Average rating:

from 164 customers

Advantage Asset Plus

  • Comprehensive trip cost protection
  • Specific coverage if destination is under a hurricane warning
  • Coverage for pre-existing conditions (if eligible)
  • Cancel for Any Reason coverage (if eligible)
More benefits...

Average rating:

from 338 customers

Advantage Bridge

  • Trip interruption reimbursement of up to 150% of trip cost
  • Missed connection coverage
  • Cancel for work reasons (if eligible)
  • Coverage for pre-existing conditions (if eligible)
More benefits...

Average rating:

from 129 customers

Advantage Complete

  • Highest limits of coverage
  • Specific coverage if destination is under a hurricane warning
  • Coverage for pre-existing conditions (if eligible)
  • Cancel for Any Reason coverage (if eligible)
More benefits...

Average rating:

from 37 customers

Reviews

Latest Reviews

M.H. Ross
Advantage Asset
I had a bad head cold and was unable to participate in a prepaid unrefundable scuba diving day. The dive operater wrote a receipt, signed with her contact email address to verify the legitimacy of the incident. But because I was not "evaluated by a physician" it would not be worth filing.
Karen T.
M.H. Ross
Advantage Asset
The only downside to a plan like this is the fairly restrictive refund policy if you decide not to keep the coverage.
Sjon W.
M.H. Ross
Advantage Asset
This plan offered the right combination of coverage that I was looking for.
Brooke D.
M.H. Ross
Advantage Asset
We almost missed our trip by being snowed in at the airport. That would have left me a basket case if not for this travel insurance.
Christine V.
M.H. Ross
Advantage Asset
Fortunately, the dive resort in Belize we were going to, strongly recommended trip insurance. Unfortunately, my husband developed a hernia and needed surgery. He would not have been able to participate in the scheduled trip activities. He is a very healthy, active guy. The trip needed to be cancelled for all 5 of the insured travelers. We needed to use travel insurance for the first time ever. The claims administrator was thorough, communicative, and helpful. I thought the reimbursement was very fair, it covered just about everything. They ask for quite a bit of documentation, so be thorough with your paper work. I can't blame them. I would use them again in a heart beat! In fact, I'm booking my next trip and will call InsureMyTrip for coverage, instead of the company the tour operator suggested.
Mara D.
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MH Ross Claims and assistance

Customer questions

Question:


I need a plan for my husband an me, that will cover trip cancellation/interruption, should his father die. What is the least expensive plan that would cover that situation?
LindaB,
03/19/2014

Answer:


The premiums are determined by the information you enter in the quote form (Trip Cost, Travel Dates, Ages, etc.). You would want to view the Comprehensive Package Plans. The number one covered reason for Trip Cancellation and Trip Interruption is the unforeseen sickness, accidental injury or death to you, a traveling companion or an immediate family member. To see all of the covered reasons to cancel or interrupt your trip, please click on the dollar amount that appears NEXT to the words "Trip Cancellation" when viewing a quote. You may obtain a quote by filling in the form online and then you are able to sort the plans by cost. Or we would be happy to assist you with a quote over the telephone at 1-800-487-4722.
NicholeH,
Customer Care insureMyTrip
03/19/2014
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