AM Best Insurance Ratings

When we select to work with a travel insurance provider, we look closely at the financial stability of that provider's underwriters, as measured by A.M. Best ratings. We display these financial ratings when you are comparing plans. We also include the A.M. Best rating scale in a list format on this page to help you make an easy, well-informed decision when selecting the right travel insurance plan. Take a look at the guide below to understand how each A.M. Best rating is derived, ranked, and sorted into the list. With a little research, you can feel more confident about the A.M. Best insurance rating system and your selected travel insurance.

Provider Underwriter A.M. Best Rating Effective Date
National Union Fire Insurance Company of Pittsburgh A 06/02/2016
BCS Insurance Company A- 05/10/2017
Jefferson Insurance Company A+ 08/03/2017
American Modern Home Insurance Company A+ 02/03/2016
Nationwide Mutual Insurance Company A+ 10/02/2017
Berkshire Hathaway Travel Protection Logo Berkshire Hathaway Specialty Insurance Company A++ 12/07/2017
Crum and Foster Travel Insured Logo United States Fire Insurance Company A 02/28/2018
Generali US Branch A 12/13/2017
4 Ever Life Insurance Company A- 05/10/2017
American Modern Home Insurance Company A+ 02/03/2016
Advent, Lloyd's Syndicate 780 NR N/A
Certain Underwriters at Lloyd's A 07/20/2017
Nationwide Mutual Insurance Company A+ 10/02/2017
Certain Underwriters at Lloyd's A+ 07/20/2017
United States Fire Insurance Company A 02/28/2018
American Commerce Insurance Company A 06/22/2016
Nationwide Mutual Insurance Company A+ 10/02/2017
Sirius International Insurance Corp. (medical plans) A 11/27/2017
United States Fire Insurance Company (comprehensive plans) A 02/28/2018
Starr Indemnity & Liability Company A 03/15/2018
The Manufacturers Life Insurance Company and First North American Life Insurance Company NR N/A
ACE American Insurance Company A++ 06/22/2016
Nationwide Mutual Insurance Company A+ 10/02/2017
Arch Insurance Company A+ 08/30/2017
Royal & SunAlliance Insurance Group NR N/A
Advent, Lloyd's Syndicate 780 NR N/A
Certain Underwriters at Lloyd's A 07/20/2017
Co-operators Life Insurance Company A- 05/22/2015
Certain Underwriters at Lloyd's (medical plans) A 07/20/2017
Nationwide Mutual Insurance Company (comprehensive plans) A+ 10/02/2017
Berkshire Hathaway Specialty Insurance Company A++ 12/07/2017
United States Fire Insurance Company A 02/28/2018
Arch Insurance Company A+ 08/30/2017
Nationwide Mutual Insurance Company A+ 10/02/2017

MedJetAssist and On Call International are membership programs and not rated by A.M. Best scale:

MedjetAssist is a prepaid, air medical transportation membership program — not a travel insurance policy or healthcare plan. Lloyd's of London underwrites the program to guarantee that a transport will be available to every MedjetAssist member in time of need.
On Call International is a global medical and travel assistance company specializing in worldwide medical evacuations, repatriation and security services. On Call's products are membership programs and not travel insurance plans, and members receive customized medical, security, travel, concierge and insurance services.

FINANCIAL STRENGTH RATINGS

A.M. Best's Financial Strength Rating (FSR) is an opinion of an insurer's ability to meet its obligations to policyholders. The following list outlines A.M. Best's rating scale and associated descriptions.

SECURE

A++, A+ (Superior)
A, A- (Excellent)
B++, B+ (Good)
B, B- (Fair)

VULNERABLE

C++, C+ (Marginal)
C, C- (Weak)
D (Poor)

For the latest rating, access www.ambest.com