A.M. Best Ratings

Last updated on 03/11/2020

AM Best Insurance Ratings

When we select to work with a travel insurance provider, we look closely at the financial stability of that provider's underwriters, as measured by A.M. Best ratings. We display these financial ratings when you are comparing plans. We also include the A.M. Best rating scale in a list format on this page to help you make an easy, well-informed decision when selecting the right travel insurance plan. Take a look at the guide below to understand how each A.M. Best rating is derived, ranked, and sorted into the list. With a little research, you can feel more confident about the A.M. Best insurance rating system and your selected travel insurance.

Provider Underwriter A.M. Best Rating Effective Date
National Union Fire Insurance Company of Pittsburgh A 07/12/2019
Generali US Branch A 12/18/2019
Arch Insurance Company A+ 10/17/2019
Nationwide Mutual Insurance Company A+ 12/17/2019
Berkshire Hathaway Travel Protection Logo Berkshire Hathaway Specialty Insurance Company A++ 12/11/2019
Crum and Foster Travel Insured Logo United States Fire Insurance Company A 04/30/2019
Generali US Branch A 12/18/2019
4 Ever Life Insurance Company A- 05/16/2019
Allied World Assurance Company (Europe) DAC A 02/15/2019
Brit Syndicates Limited on behalf of Syndicate 2987 at Lloyd’s A 07/10/2019
Nationwide Mutual Insurance Company A+ 12/17/2019
Certain Underwriters at Lloyd's A 07/10/2019
Allied World Assurance Company (Europe) DAC A 02/15/2019
Sirius International Insurance Corp. (medical plans) A- 03/04/2020
United States Fire Insurance Company (comprehensive plans) A 04/30/2019
Starr Indemnity & Liability Company A 03/14/2019
Manulife Logo The Manufacturers Life Insurance Company A+ 06/27/2019
Nationwide Mutual Insurance Company A+ 12/17/2019
Advent, Lloyd's Syndicate 780 A 07/10/2019
Certain Underwriters at Lloyd's A 07/10/2019
Certain Underwriters at Lloyd's (medical plans) A 07/10/2019
Nationwide Mutual Insurance Company (comprehensive plans) A+ 12/17/2019
Berkshire Hathaway Specialty Insurance Company A++ 12/11/2019
United States Fire Insurance Company A 04/30/2019
Arch Insurance Company A+ 10/17/2019

MedjetAssist and International SOS are membership programs and not rated by A.M. Best scale:

MedjetAssist is a prepaid, air medical transportation membership program — not a travel insurance policy or healthcare plan. Lloyd's of London underwrites the program to guarantee that a transport will be available to every MedjetAssist member in a time of need.
International SOS is a global assistance company that specializes in emergency medical evacuation. In the event of an epidemic or security incident, International SOS will provide an immediate response for peace of mind.

FINANCIAL STRENGTH RATINGS

A.M. Best's Financial Strength Rating (FSR) is an opinion of an insurer's ability to meet its obligations to policyholders. The following list outlines A.M. Best's rating scale and associated descriptions.

SECURE

A++, A+ (Superior)
A, A- (Excellent)
B++, B+ (Good)
B, B- (Fair)

VULNERABLE

C++, C+ (Marginal)
C, C- (Weak)
D (Poor)

For the latest rating, access www.ambest.com