When we select to work with a travel insurance provider, we look closely at the financial stability of that provider's underwriters, as measured by A.M. Best ratings. We display these ratings when you are comparing plans and also here, to help you make a well-informed decision when selecting the right travel insurance plan.

Provider Underwriter A.M. Best Rating Effective Date
National Union Fire Insurance Company
of Pittsburgh
A 06/02/2016
BCS Insurance Company A- 08/11/2016
Jefferson Insurance Company A 08/11/2016
American Modern Home Insurance
Company
A+ 02/03/2016
American Modern Home Insurance
Company
A+ 02/03/2016
Generali A 10/23/2015
4 Ever Life Insurance Company A- 08/11/2016
American Modern Home Insurance
Company
A+ 02/03/2016
United States Fire Insurance Company A 06/04/2015
Certain Underwriters at Lloyd's A 07/21/2016
Nationwide Mutual Insurance Company A+ 07/07/2016
Certain Underwriters at Lloyd's A+ 07/11/2008
United States Fire Insurance Company A 06/04/2015
American Commerce Insurance Company A 06/22/2016
Nationwide Mutual Insurance Company A+ 07/07/2016
Delos Insurance Company A- 09/30/2008
Sirius International Insurance Corp. A 07/01/2016
American Modern Home Insurance
Company
A+ 02/03/2016
ACE American Insurance Company A++ 06/22/2016
Arch Insurance Company A+ 08/02/2007
Arch Insurance Company A+ 08/17/2016
Royal & SunAlliance Insurance Group NR
Certain Underwriters at Lloyd's A 07/21/2016
Nationwide Mutual Insurance Company A+ 07/07/2016
Nationwide Mutual Insurance Company A+ 07/07/2016
Co-operators Life Insurance Company A- 05/22/2015
United States Fire Insurance Company A 06/04/2015
Transamerica Casualty Insurance
Company
A 04/15/2016
United States Fire Insurance Company A 06/04/2015
Nationwide Mutual Insurance Company A+ 07/07/2016

MedJetAssist and On Call International are membership programs and not rated by A.M. Best:

MedjetAssist is a prepaid, air medical transportation membership program — not a travel insurance policy or healthcare plan. Lloyd's of London underwrites the program to guarantee that a transport will be available to every MedjetAssist member in time of need.
On Call International is a global medical and travel assistance company specializing in worldwide medical evacuations, repatriation and security services. On Call's products are membership programs and not travel insurance plans, and members receive customized medical, security, travel, concierge and insurance services.

FINANCIAL STRENGTH RATINGS

A.M. Best's Financial Strength Rating (FSR) is an opinion of an insurer's ability to meet its obligations to policyholders. The following list outlines A.M. Best's rating scale and associated descriptions.

SECURE

A++, A+ (Superior)
A, A- (Excellent)
B++, B+ (Good)
B, B- (Fair)

VULNERABLE

C++, C+ (Marginal)
C, C- (Weak)
D (Poor)

For the latest rating, access www.ambest.com

09/29/2016