Evacuation

Medical evacuation insurance helps protect you financially if you become seriously ill or injured while traveling and need to be transported to a better-equipped medical facility. These plans focus on emergency transportation, by air ambulance, helicopter, or ground ambulance, when local care isn’t adequate.

Evacuation travel insurance can be purchased on its own or included in other plan types. Comparing plans helps you find the right coverage limits and benefits for your destination, activities, and comfort level.

Why Choose an Evacuation Insurance Plan

Emergency evacuation costs can reach tens or even hundreds of thousands of dollars, especially for international or remote travel. Evacuation plans remove the financial stress by coordinating and covering medically necessary transport when you need it most.

Most plans include 24/7 assistance, evacuation to an appropriate medical facility, and repatriation benefits once you’re stable.

Understanding Evacuation Coverage Details

Evacuation insurance covers the cost of transportation during a medical emergency, not the medical treatment you receive after arriving at the facility. Coverage applies only when evacuation is medically necessary and approved by the treating physician and the plan’s medical team.

Benefits, limits, exclusions, and optional features, like “hospital of choice” vary by policy. Reviewing these details helps ensure the plan matches your expectations before you buy.

Hospital of Choice and Repatriation Benefits

Some medical evacuation travel insurance plans offer a “hospital of choice” benefit, allowing you to be transported to a preferred medical facility once you’re stable. Availability varies by plan and may be included or offered as an upgrade.

Most evacuation plans also include “repatriation of remains,” covering the cost of returning you home in tragic circumstances.

Compare and Buy Evacuation Insurance Plans

Medical evacuation insurance provides essential protection when the unexpected happens far from home. Compare evacuation travel insurance plans, review coverage limits, and get quotes to find the right policy for your trip, budget, and peace of mind.

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InsureMyTrip’s 3 Most Important Things to Know about Medical Evacuation Insurance

1

Evacuation Covers Transport, Not Treatment

Medical evacuation insurance pays for emergency transportation when local care isn’t sufficient. It doesn’t cover hospital bills after you arrive. Many travelers pair evacuation coverage with travel medical insurance to ensure complete medical protection during their trip.

2

Approval and Coordination Are Required

Evacuation must be medically necessary and approved by the treating physician and the plan’s medical team. The assistance company coordinates all logistics, so you’re not arranging transport during a medical emergency.

3

Coverage Limits and Benefits Vary Widely

Not all evacuation policies are the same. Coverage amounts, hospital of choice availability, repatriation benefits, and exclusions differ by plan. Comparing policies before you buy helps ensure you get the right level of protection for your destination and activities.

Evacuation Travel Insurance Plans

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Frequently Asked Questions

Medical evacuation insurance provides coverage for emergency transport to the nearest appropriate medical facility when adequate care isn’t available locally. This may include air or helicopter evacuation, ground ambulance, or specialized medical transport, coordinated by the plan’s assistance company during a serious illness or injury.

Yes, many travel insurance plans include medical evacuation coverage. Comprehensive travel insurance and travel medical plans typically include this benefit, while evacuation-only plans focus solely on transport. Coverage amounts, approval requirements, and included services vary, so it’s important to compare policies before purchasing.

Coverage needs depend on your destination, activities, and access to quality medical care. International, adventure, or remote travel often requires higher evacuation limits. Many travelers choose limits of $100,000 or more, while others prefer higher amounts for added protection when traveling abroad or overseas.

Medical evacuation insurance is often affordable, especially compared to the potential cost of a medical airlift. Stand-alone evacuation plans and bundled coverage options are available at different price points. Costs depend on coverage limits, trip length, destination, and whether evacuation is purchased alone or as part of a larger policy.

For many travelers, yes. Medical evacuation can be one of the most expensive emergencies you may face while traveling. Evacuation insurance offers financial protection and professional coordination, especially when traveling internationally, on vacation, or to locations with limited medical infrastructure.

The best evacuation travel insurance depends on your needs. Some travelers prefer evacuation-only plans, while others choose comprehensive or medical plans that include evacuation and health coverage. Comparing coverage limits, hospital of choice benefits, repatriation options, and exclusions helps you find the best policy for your trip.

2 Questions

Question

How far ahead of departure can you buy insurance?

By Connie – January 28, 2022

Answer

You can purchase most policies up until the day before departure, however; you may not be eligible for some time sensitive benefits if you do not purchase within 10-21 days of the initial trip deposit/payment. Some time sensitive benefits are, but not limited to: Pre-Existing Condition Waiver, Financial Default, Terrorism, Cancel For Any Reason and Cancel For Work Reasons.

By MattG – February 1, 2022