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HTH Worldwide

HTH Worldwide Insurance Services, a division of Worldwide Insurance Services, LLC offers a variety of travel medical insurance across the U.S. under leading brands. Travelers can venture confidently knowing that HTH works hard to deliver innovative, world-class service, including state-of-the-art mobile and web-based medical assistance tools and databases. From a careful selection process for doctors and hospitals, to medical assistance, HTH programs meet the highest expectations for quality and service.

Looking for a travel medical or travel insurance plan? HTH has a wide range of products that give you coverage that’s just right for you.

HTH Travel Insurance Trip Protector plans provide comprehensive coverage including covering 100% of trip costs in the event of cancellation and up to $500,000 for sickness and injury while traveling. HTH’s network of physician’s bill HTH directly so that members do not have to worry about paying medical bills upfront.

HTH also offers travel medical insurance through its TravelGap products. Policies provide up to $1,000,000 in medical coverage and up to $500,000 in medical evacuation coverage.

Plan benefits with HTH also include travel medical and accident protection, pre-existing condition coverage, medical evacuation, access to HTH’s community of trusted physicians in more than 190 countries, protection against trip cancellation and interruption, baggage loss protection, and so much more!

HTH Worldwide Plans

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  1. HTH Worldwide TravelGap Excursion

    Medical Single

    A flexible medical plan for one trip abroad that works alongside your existing health insurance. Covers trips up to 180 days and offers pre-existing condition coverage. You choose the medical limit and deductible that fit your comfort level. 

    • Medical Limit

      Medical limits may vary

    • Emergency Medical Evacuation

      $500,000 (secondary)

    • Repatriation of Remains

      $25,000 (secondary)

  2. HTH Worldwide TravelGap Voyager

    Medical Single

    Medical coverage for a single trip abroad with no primary health insurance required. Covers trips up to 180 days and lets you choose your medical limit and deductible. Includes direct billing to help pay medical bills upfront and limited trip interruption benefits for covered medical or terrorist events.

    • Medical Limit

      Medical limits may vary

    • Emergency Medical Evacuation

      $500,000 (secondary)

    • Repatriation of Remains

      $25,000 (secondary)

  3. HTH Worldwide Trip Protector Classic

    Comprehensive Single

    Balances trip protection and medical coverage in one plan. Helps if you need to cancel, return early, deal with delays, or handle baggage issues. Also includes emergency medical coverage and evacuation while traveling. 

    • Trip Cancellation

      Trip Cost

    • Medical Limit

      $250,000

    • Travel Delay

      6+ hours
      $200 per day
      $1,000 max

    • Baggage Loss

      $1,000

  4. HTH Worldwide Trip Protector Preferred

    Comprehensive Single

    Adds higher benefits and more flexibility for travelers who want extra control. Reimburses up to 200% of your insured trip cost if you return home early and includes coverage for pet-related medical expenses and adventure sports. You can also add Cancel for Any Reason and cancel up to two days before departure for partial reimbursement. 

    • Trip Cancellation

      Trip Cost

    • Medical Limit

      $500,000

    • Travel Delay

      6+ hours
      $200 per day
      $2,000 max

    • Baggage Loss

      $2,000

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