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International Medical Group Patriot International

The Patriot International plan offers travel medical coverage for individuals that are traveling outside of their home country. It does not include coverage for travel within the United States. Your primary health insurance may not fully cover you while traveling abroad, and this plan can help to fill the coverage gaps.

As all travelers' needs differ, this plan allows you to choose your medical coverage limits and your deductible amount. The medical coverage options range from $50,000 to $2,000,000. The maximum limit for travelers age 70-79 is $50,000. The maximum limit for travelers age 80 or above is $10,000.

The deductible options range from $0 to $2,500. The plan will automatically default to $250 unless you select another option. This flexibility allows you to assess your budget and choose an amount that you are comfortable paying out-of-pocket.

For travelers ages 64 or younger, there are optional Adventure Sports and Evacuation Plus riders available to add to the plan. The Adventure Sports Rider will allow for additional medical coverage if medical care is needed due to an injury during an activity such as whitewater kayaking or whitewater rafting in water less than Class V difficulty, or wildlife safaris to name a few. The Evacuation Plus rider allows for additional emergency medical evacuation coverage as well as natural disaster evacuation benefits.

Other coverages include emergency medical evacuation and Accidental Death & Dismemberment. There may also be coverage for an acute onset of a pre-existing condition. Please see the full certificate for additional details.

This plan also includes 24/7 emergency assistance services that you can call in the event there is an emergency during your trip. These assistance services can help in the event of a medical emergency, evacuation, or if precertification is needed.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Info

View Certificate
Refund Policy
Available to
Residents of Any Country - No U.S. visit

NOTE: If you are currently pregnant, you will not be eligible for this plan.

AM Best Rating

Trip Protection

Trip Interruption
Baggage Loss

Pre-Existing Conditions

Sudden Recurrence
Lookback Period

Accidental Death

24-Hr Full Coverage
Common Carrier
Flight Only
Included in Accidental Death Common Carrier


Medical Evacuation

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Ratings and reviews

Our customers rate the International Medical Group Patriot International on our site
(4.59) of 5
on average based on 616 reviews.
A.M. Best Rating
Better Business Bureau Rating
I travel a lot and have always purchased a trip insurance whether traveling in US or international The most important reason is to get a medical/dental coverages. On all the plans I bought in the past many years, the dental was always part of the medical coverage. During my recent trip to Europe a month ago, I lost 2 teeth on my upper dentures. When I called IMG, I found out that the plan I bought, which was recommended by "Insure my Trip", had no dental coverage. For this reason I will not buy a trip insurance from IMG anymore. Also, this would have been the first time, after so many years of purchasing a trip insurance, that I would be submitting a claim. I'm totally disappointed.
Rita Teresita D.
Thankfully, I didn't have to make a claim. Please don't inundate me with unnecessary hype. I will certainly contact you when needed,
Christine R.
While I fortunately did not have any medical incidents on my trip, having the appropriate medical coverage was a comfort and very affordable. The agents that I worked with to obtain my insurance through very knowledgeable and helpful. I will purchase this coverage again through that company for my future travels.
Wendy D.
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