International Medical Group Patriot Multi-Trip America

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The International Medical Group Patriot Multi-Trip America plan is a medical plan which offers coverage for non-U.S. citizens traveling outside of their home country multiple times within a period of a year. You must have primary health coverage in effect in your home country to be eligible for this plan. The unexpected can happen when you are traveling, no matter your destination. You can be prepared with extra medical coverage during your trip.

The Patriot Multi-Trip America plan provides you with a medical coverage limit of $1,000,000 over the lifetime of the plan. This means that the total coverage amount for the period of a year is $1,000,000 – not for each individual occurrence of medical care.

This plan does have a pre-existing condition lookback period of three years. A pre-existing condition will not be covered unless it falls under coverage for a sudden recurrence.

The Patriot Multi-Trip America plan also includes limited travel-related benefits for trip interruption and baggage. If your baggage is lost during your trip, this coverage can help to reimburse you for the covered items you lost. If you need to interrupt your trip due to a covered reason, the plan will help to defray the cost to return home.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Highlighted Coverages

Sudden Recurrence
Pre-Existing Lookback Period
Medical Evacuation
$50,000 (secondary)

$25,000 (secondary) [Sudden Recurrence of a Pre-Existing Condition]

Plan Info

Plan Type
View Certificate
Refund Policy
Available to
AM Best Rating
Years in Business
71

Trip Protection

Trip Cancellation
Trip Interruption
Financial Default
Terrorism in Itinerary City
Interrupt for Any Reason
Cancel for Any Reason
Baggage Loss
Baggage Delay
Travel Delay
Supplier Default

Pre-Existing Conditions

Sudden Recurrence
Waiver
Lookback Period
Pre-Existing Condition Period

Accidental Death

24-Hr Full Coverage
Common Carrier
Flight Only
Included in Accidental Death - Common Carrier

Evacuation

Medical Evacuation
$50,000 (secondary)

$25,000 (secondary) [Sudden Recurrence of a Pre-Existing Condition]
Evacuation from
Evacuation to
Evacuation criteria

Additional Benefits

24-Hour Emergency Assistance
Rental Car
Optional Coverages
Membership
30 Days Per Trip (+$)
45 Days Per Trip (+$)

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