Travel Guard Deluxe
Travel Guard’s Deluxe plan provides comprehensive travel protection with enhanced benefit levels and built-in coverage for travelers seeking broad protection throughout their journey. Designed for international travel, extended vacations, and higher-value trips, the plan includes coverage for certain trip cancellations, interruptions, medical emergencies, travel delays, baggage loss, and other unexpected travel disruptions.
In addition to its robust core coverage, Deluxe includes Travel Inconvenience and Security Evacuation benefits as part of the standard plan, along with protection related to NOAA-issued weather events. Travelers can further customize their coverage with optional upgrades such as Cancel For Any Reason (CFAR), adventure sports coverage, pet-related protection, destination wedding cancellation coverage, and expanded family coverage.
With comprehensive built-in benefits and a wide range of optional enhancements, the Deluxe plan is an excellent choice for travelers seeking flexible, well-rounded protection for significant travel investments and complex travel itineraries.
Coverages and Plan Info
The Travel Guard Deluxe plan is a comprehensive travel insurance plan. The plan information listed below is for general purposes only. To view specific plan information for your trip, start a quote.
Plan Summary
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Trip Cancellation | Trip Cost |
| Trip Interruption | Trip Cost + 50% |
| Baggage Loss | $2,500 $1,000 for first item $500 per each additional item $1,000 combined max. for specified items |
| Baggage Delay | 12+ hours $500 max. |
| Medical Limit | $150,000 |
| Pre-Existing Condition Waiver | If insurance purchased within 15 days of Initial Trip Payment and certain conditions are met |
| Pre-Existing Condition Lookback Period | 90 days |
| Medical Evacuation | $1,000,000 |
Plan Info
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Plan Type | Comprehensive |
| Refund Policy | 15 day Review Period |
| Available to | U.S. Residents |
| AM Best Rating | A+ |
Trip Protection
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Trip Cancellation | Trip Cost |
| Trip Interruption | Trip Cost + 50% |
| Financial Default | 14 day wait |
| Terrorism in Itinerary City | Foreign and U.S. Domestic |
| Interrupt for Any Reason | – |
| Cancel for Any Reason | 50% of non-refundable trip cost [requires purchase within 15 days of Initial Trip Payment and certain conditions are met] – optional |
| Baggage Loss | $2,500 $1,000 for first item $500 per each additional item $1,000 combined max. for specified items |
| Baggage Delay | 12+ hours $500 max. |
| Travel Delay | 5+ hours $200 per day $1,000 max. |
| Vacation Rental Damage | – |
Medical
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Medical Limit | $150,000 |
| Dental | $500 included in Medical |
Pre-Existing Conditions
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Waiver | If insurance purchased within 15 days of Initial Trip Payment and certain conditions are met |
| Lookback Period | 90 days |
Accidental Death
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| 24-Hr Full Coverage | $30,000 |
| Common Carrier | Included in Accidental Death 24-Hour |
| Flight Only | $100,000 |
Evacuation
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Medical Evacuation | $1,000,000 |
Additional Benefits
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| 24-Hour Emergency Assistance | Call for Details |
| Rental Car | $50,000 [$250 deductible] – optional |
| Optional Coverages | Adventure Sports Upgrade Name Your Family Member Bundle Pet Care Bundle Quarantine Bundle Wedding Bundle |
| Notes | Included Benefits: $5,000 for Ancillary Evacuation Benefits Cancel for Work Reasons Hospital of Choice $1,000 for Missed Connection $250 per event, $750 max. for Travel Inconvenience Benefits Trip Exchange [50% of Trip Cost] $2,500 for Trip Saver $100,000 for Security Evacuation |
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Comprehensive SingleTravel Guard’s Essential plan provides dependable travel protection for travelers seeking comprehensive coverage at an affordable price. Designed for both domestic and international trips, the plan includes coverage for trip cancellations, interruptions, travel delays, baggage loss, and unexpected medical emergencies.
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Trip Cancellation
Trip Cost
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Medical Limit
$15,000 (secondary)
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Travel Delay
12+ hours
$100 per day
$500 max -
Baggage Loss
$750
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Trip Cancellation
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Travel Guard Preferred
Comprehensive SingleTravel Guard’s Preferred plan offers comprehensive travel protection with the flexibility to customize coverage based on your unique travel needs. Designed for travelers seeking enhanced peace of mind, the plan includes strong protection for trip cancellations, interruptions, medical emergencies, travel delays, and baggage-related issues.
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Trip Cancellation
Trip Cost
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Medical Limit
$50,000
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Travel Delay
5+ hours
$200 per day
$800 max -
Baggage Loss
$1,000
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Trip Cancellation