Travel Guard Preferred
Travel Guard’s Preferred plan offers comprehensive travel protection with the flexibility to customize coverage based on your unique travel needs. Designed for travelers seeking enhanced peace of mind, the plan includes strong protection for trip cancellations, interruptions, medical emergencies, travel delays, and baggage-related issues.
Travelers can further tailor their coverage with a variety of optional upgrades, including Cancel For Any Reason (CFAR), enhanced medical and baggage benefits, adventure sports coverage, travel inconvenience, security evacuation, and pet-related benefits. Additional optional bundles are available for destination weddings and expanded family coverage.
With a wide range of customizable options and comprehensive core benefits, the Preferred plan is an ideal choice for travelers looking for flexible protection that can be adapted to everything from family vacations and adventure travel to destination weddings and international journeys.
Coverages and Plan Info
The Travel Guard Preferred plan is a comprehensive travel insurance plan. The plan information listed below is for general purposes only. To view specific plan information for your trip, start a quote.
Plan Summary
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Trip Cancellation | Trip Cost |
| Trip Interruption | Trip Cost + 50% |
| Baggage Loss | $1,000 $500 for first item $250 per each additional item |
| Baggage Delay | 12+ hours $300 max. |
| Medical Limit | $50,000 |
| Pre-Existing Condition Waiver | If insurance purchased within 15 days of Initial Trip Payment and certain conditions are met |
| Pre-Existing Condition Lookback Period | 180 days |
| Medical Evacuation | $500,000 |
Plan Info
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Plan Type | Comprehensive |
| Refund Policy | 15 day Review Period |
| Available to | U.S. Residents |
| AM Best Rating | A+ |
Trip Protection
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Trip Cancellation | Trip Cost |
| Trip Interruption | Trip Cost + 50% |
| Financial Default | 14 day wait |
| Terrorism in Itinerary City | Foreign and U.S. Domestic |
| Interrupt for Any Reason | – |
| Cancel for Any Reason | 50% of non-refundable trip cost [requires purchase within 15 days of Initial Trip Payment and certain conditions are met] – optional |
| Baggage Loss | $1,000 $500 for first item $250 per each additional item |
| Baggage Delay | 12+ hours $300 max. |
| Travel Delay | 5+ hours $200 per day $800 max. |
| Vacation Rental Damage | – |
Medical
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Medical Limit | $50,000 |
| Dental | $500 included in Medical |
Pre-Existing Conditions
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Waiver | If insurance purchased within 15 days of Initial Trip Payment and certain conditions are met |
| Lookback Period | 180 days |
Accidental Death
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| 24-Hr Full Coverage | $30,000 |
| Common Carrier | Included in Accidental Death 24-Hour |
| Flight Only | Included when Security Bundle is selected |
Evacuation
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Medical Evacuation | $500,000 |
Additional Benefits
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| 24-Hour Emergency Assistance | Call for Details |
| Rental Car | $50,000 [$250 deductible] – optional |
| Optional Coverages | Adventure Sports Upgrade Baggage Bundle Medical Bundle Name Your Family Member Bundle Pet Care Bundle Quarantine Bundle Security Bundle Travel Inconvenience Bundle Wedding Bundle |
| Notes | Included Benefits: Cancel for Work Reasons $1,000 for Missed Connection $250 per event, $750 max. for Travel Inconvenience Benefits Trip Exchange [50% of Trip Cost] $2,500 for Trip Saver |
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Trip Cancellation
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Medical Limit
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Travel Delay
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Trip Cancellation
Trip Cost
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Medical Limit
$150,000
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Travel Delay
5+ hours
$200 per day
$1,000 max -
Baggage Loss
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Trip Cancellation