The TravelGap Excursion is a single trip medical plan, covering trips up to 180 days in length. You must be enrolled in a primary medical plan to be eligible for coverage.
The alternative coverages offered, their prices, and the purchase process were all excellent. It was easy to find what I wanted and to purchase it. That part gets 5 stars. I subsequently went on my trip, had no use for the insurance (happily), and returned safely, so I can't speak to the more important question of what happens if one has to file a claim. But I can say without hesitation that Insure My Trip makes it easy to find and purchase the desired coverage.
David K. would
recommend this plan to a friend or relative.
No flexibility with the trip time. I didn't know how long I'm going to stay ahead of time, so in the end I've returned 11 days earlier without any way to recover $ for those unused days.
Semen R. would not
recommend this plan to a friend or relative.
2 of
2 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
I did not have to use it which was a good thing but I had great peace of mind with this insurance, the card arrived really fast and I felt secured with it
Ana H. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
My husband dued in a small hospital in a jungle town in Peru. Since it was not "in network" and a very unsophisticated place, i ended up paying for everything in cash, including treatment, diagnostic, medication and documents. I contacted you before he died. You were utterly useless.
I am still in Peru trying to get the body out and home . He died on friday, this is tuesday and it is a byzantine system that is endless bureaucracy and forms, i have no interest intalking to your representative until i and the remains are safely home.
This is an addendum to earlier review. HTH eventually paid for the three hours my husband spent in s hospital emergency room . But know this: Do not die of natural causes. Your death benefit of $50,000 does not apply. It is a massive loophole in the policy.
Sally W. would not
recommend this plan to a friend or relative.
4 of
5 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
As the traveler indicated, the 50,000 USD death benefit is for 24 Hour Accidental Death only. Travel Insurance plans do not offer life insurance benefits for sickness or illness.
"Thank you for your review.
Please contact our customer service team to request a refund for unused TravelGap trip days.
You can reach them at [email protected] or by calling 888.243.2358 to speak with a representative about your plan.
Best regards,
HTH Worldwide"