The TravelGap Excursion is a single trip medical plan, covering trips up to 180 days in length. You must be enrolled in a primary medical plan to be eligible for coverage.
We were pleased with the representatives who helped us purchase the travel insurance. Fortunately we didn't need to use it for any emergencies while in the Netherlands. Having the coverage did give us peace of mind.
Clifford E. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
Fortunately we had no need to file a claim so cannot comment on that process but securing the coverage was easy. The personnel on the phone were very good to deal with.
Murlyn Z. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
When my luggage didn't show up for three days upon my arrival in Istanbul, I was surprised to discover how little the "$500" lost luggage portion of the policy was worth. $100 would only cover the cost of my actual suit case, not the contents. It would be almost better not to list anything than to have buyers assume the policy would cover more. I realize the details probably were in the policy, but with so many different items to compare most people aren't going to read every detail before purchasing. -Luckily my luggage eventually showed up, so I didn't need to file a claim.
Virginia W. would
recommend this plan to a friend or relative.
4 of
4 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
Travel insurance is something I hope I never need, but will not go abroad without. I've been on trips where fellow travelers were sick or badly injured and totally on their own - not a pretty sight. Buying travel insurance gives me the sense that someone "has my back" - and allows for a much more relaxed vacation. The HTH Worldwide Travel Gap Excursion Plan covered what I needed at a fair price, and I recommend the plan without reservation. Pam Klainer
Pamela K. would
recommend this plan to a friend or relative.
2 of
2 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
I purchased this insurance to cover me in Case I became ill while away since my health insurance does not cover expenses out of the country. Well, I did become ill while visiting Costa Rica. The 3 hour stay in the hospital, intravenous treatment and doctors care with prescription for antibiotics came to a total of about $275( 1/20th the cost in the US). HTH Worldwide paid the total cost and I was very happy .
Jenna B. would
recommend this plan to a friend or relative.
57 of
57 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
I did not need to use any part of the plan, but was glad to have it ready if needed for the peace of mind it gave me during my travels. My rating is based on the impression I had, I felt I can not give the highest score if I actually never filed a claim and experienced how the plan/company would deal with it
Anita M. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
The reason I gave it 4 starts and not 5 was because I had looked up the list of providers in their network ahead of times, but was not able to get an appointment the same day with any of them. So they told me to go to any Dr's office and they would reimburse me later upon submitting bills. I later submitted the Dr's bill and the pharmacy bill, and they reimbursed me for both without problems.
Gabriele S. would
recommend this plan to a friend or relative.
58 of
59 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
HTH Worldwide provides access to an international provider community. Providers are fully profiled and participate on a direct billing arrangement for covered services. These providers are independent practitioners with extensive medical credentials. We make best efforts to secure an appointment as soon as reasonably possible and are typically successful arranging appointments within 24-48 hours of contact.
Everything was as expected.
Purchased the plan and made our trip.
Thank goodness everything was great and did not need to make any claims. But the peace of mind for the coverage of myself and my family was well worth the expense.
Thank you.
Brad R. would
recommend this plan to a friend or relative.
2 of
4 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.