Travel Insurance Reviews HTH Worldwide TravelGap Excursion

The TravelGap Excursion is a single trip medical plan, covering trips up to 180 days in length. You must be enrolled in a primary medical plan to be eligible for coverage.

To learn more, see the TravelGap Excursion product page.

Customers rated the HTH Worldwide TravelGap Excursion plan
4.62 out of 5
449
ratings and reviews
98%
recommended
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Cruise
Filed claim
The trip included a
cruise
HTH Worldwide TravelGap Excursion
My travel dates changed due to inclement weather and I received an immediate credit because I was within the 10-day review period and the policy covered fewer days. I wasn't expecting this but the customer service representative told me about the credit I was due and exactly how to obtain it. Great service!
Robert M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for a plan that is no longer available.
  • Empty Comment
HTH Worldwide TravelGap Excursion
I had no difficulty selecting the coverage options I desired. I thought the price and coverage limits were reasonable. Fortunately, I did not have to make any claims. Having the insurance though, provided me with peace of mind.
Christopher T. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for a plan that is no longer available.
  • Empty Comment
The trip included a
tour
HTH Worldwide TravelGap Excursion
The plan gave me everything needed for my daughters trip. We did not need to claim, so I cannot comment further.
Sarah G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for a plan that is no longer available.
  • Empty Comment
HTH Worldwide TravelGap Excursion
Since we had no health issues on the trip, it met all of our needs - which were none outside of some trepidation about what we might need. I suggest that HTH Worldwide send a person periodically - once a year? - to each of the destinations for which coverage was requested in the prior year to have actual information on the level of difficulty of actually needing medical assistance and using the HTH services.
Thomas H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for a plan that is no longer available.
  • Empty Comment
HTH Worldwide TravelGap Excursion
The coverage was just what I needed to fill the gap between my current health insurance, that had gaps in it when I traveled overseas and this coverage filled in the gaps at a reasonable price. Luckily I did not need to use the it. I would purchase again
Eric C. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for a plan that is no longer available.
  • Empty Comment
The trip included a
tour
HTH Worldwide TravelGap Excursion
The insurance plan covered our essential needs at a reasonable price. I looked at several travel plans and this one met my needs and was within my budget.
Gerald R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for a plan that is no longer available.
  • Empty Comment
HTH Worldwide TravelGap Excursion
Worked for me.
Kristine M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for a plan that is no longer available.
  • Empty Comment
HTH Worldwide TravelGap Excursion
Our flights were delayed in Vietnam because of a typhoon in Hong Kong. I called HTH Customer Service and spoke to a young man whose attitude was kind of smarmy. When I asked him about trip interruption benefits he continually responded that they were "limited." It took him a while to actually tell me what the benefits were. He had no interest in going over the benefits I paid for and see what might be applicable to my situation. Typical insurance company baloney. There are many trip insurance companies and I would go somewhere else next time.
Richard M. would not recommend this plan to a friend or relative.
5 of 5 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for a plan that is no longer available.
  • Beth Vassar
    HTH Worldwide
    Photo
    On behalf of HTH, I must convey my sincere apologies for the regrettable service experience you’ve described. At HTH, we strive to deliver sensitive and thoughtful written and verbal feedback to our members. Unfortunately, it appears we fell short of this standard during your recent call. We market our Travel Gap Excursion primarily as a stand-alone health and accident policy. Travel Gap Excursion does not include any coverage for trip cancellation or travel delay. Rather, the Travel Gap Excursion policy provides only a limited Trip Interruption benefit, offered through HTH’s affiliate, the Global Citizens Association. My name is Joe Realdine and I am one of the Team Leads in the Customer Service Department at HTH Worldwide. I would welcome you to respond with any questions or concerns.

    Kind regards,

    Joe Realdine
    HTH Worldwide
    Oct 17,2013
HTH Worldwide TravelGap Excursion
Fortunately did not need to use the insurance on a recent trip to Iceland. I did speak with someone on the phone during the purchase process who was pleasant and answered my questions satisfactorily.
Christine F. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for a plan that is no longer available.
  • Empty Comment
HTH Worldwide TravelGap Excursion
The process to apply for the insurance was easy. I put that I was satisfied with the plan as 5 stars but that is based on what the coverage was, I did not need to file a claim, so I cannot really judge on how well the Insurance would handle it if a claim was filed,
Alana K. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for a plan that is no longer available.
  • Empty Comment
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