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Travel Insurance Reviews HTH Worldwide TripProtector Classic

The TripProtector Classic plan is a comprehensive trip protection policy offering coverages such as trip cancellation, trip interruption, travel delay, baggage, emergency medical coverage, and others. HTH also offers 24 hour emergency assistance including emergency medical evacuation while on a covered trip.

To learn more, see the HTH Worldwide TripProtector Classic product page.

Customers rated the HTH Worldwide Trip Protector Classic plan
4.46 out of 5
219
ratings and reviews
95%
recommended
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Cruise
Filed claim
HTH Worldwide Trip Protector Classic
Fortunately we did not need to file a claim but it was reassuring to know the coverage was there
if needed.
Joseph B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
HTH Worldwide Trip Protector Classic
Although I did not need to file a claim it was reassuring to know that I had comprehensive coverage during my trip.
Lizabeth S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
HTH Worldwide Trip Protector Classic
we didnt need to use it but thankful it was there if we did! We will use again for all of our trips.
Thank you
Marc L. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
HTH Worldwide Trip Protector Classic
I was not told that my plan would not cover me if I did not make it to a port.
Jason Y. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
  • Michelle A
    Photo
    Thank you for your review. Most plans do not offer coverage for a missed port. In the future, please call us at 800-487-4722 and we can help you find a plan to cover your concerns.
    Jan 22,2020
The trip included a
cruise
tour
HTH Worldwide Trip Protector Classic
I had to change the coverage by two days more and the insurance company charged me $9.00 more even though the price of the trip decreased. They would not give me a refund or at least not charge me the $9.00. Nickel and dime me!
Patricia G. would not recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Carol
    Photo
    Thank you for your feedback. Although we are sorry to hear that you were not satisfied with the policy, the HTH Worldwide Trip Protector plan included a 10 Review Period:

    "All premium is non-refundable after a ten (10) day review period from the date of purchase in the event You have not incurred any claims during that time. In the event the premium paid for coverage is less than the required premium for coverage, benefits will be paid in direct proportion of the actual amount paid to the required premium due."
    Jan 14,2020
The trip included a
cruise
tour
HTH Worldwide Trip Protector Classic
I did not have to use the insurance but the peace of mind it provided while I was on the trip was wonderful. Knowing it was there should a need arise gave me comfort so I could have fun and no worries.
Carol T. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
HTH Worldwide Trip Protector Classic
The main reason I chose this plan was for the medical coverage. The best part about this insurance is that you pay nothing if medical care is needed. Just give them your card (be sure to print it out before your trip). I was fortunate that I did not have to use it but it gave me great satisfaction knowing I was covered in an emergency.
Kimberly A. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
HTH Worldwide Trip Protector Classic
It’s really hard to evaluate a plan unless you are forced to make a claim. Fortunately our trip went perfectly & we didn’t have a chance to “test it out” to find out how good (or bad) they handle their claims.
Alan K. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
HTH Worldwide Trip Protector Classic
Couple days before I went to Barcelona, the city erupted in demonstrations. Airport shut down. Roads shut down. Mass demonstrations. Many people injured. Wanted to cancel the trip, but HTH says that is not a covered event.

So I went. First night, mass demonstration couple blocks from my hotel got out of hand. Barricades burning in the street in front of the hotel, and anti-tourist graffiti spray painted on the hotel's front door. Parked cars torched on the street around the corner.

Couple days later, general strike and over 500,000 demonstrators in the streets. Metro, buses, tourist sights (Sagrada Familia), and most stores shut down.

Every day, demonstrations somewhere turning violent. TV news showing molotov cocktails being thrown at the police and all the rest of the chaos.

But that is not a covered reason to cancel. Just...Have a nice vacation.
JOHN R. would not recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
  • Carol
    Photo
    Thank you for your feedback. We are glad to hear that you made it home safely. Unfortunately, civil unrest is not a covered reason to cancel your trip in any travel insurance plan. Civil unrest is not included in the definition of a "Terrorist Incident (which) means an incident deemed a terrorist act by the United States Government that causes property damage or loss of life."

    In order to have coverage for cancelling this trip, you would have needed to purchase the optional Cancel for Any Reason coverage.
    Nov 05,2019
HTH Worldwide Trip Protector Classic
We did not file the claim but policy was comprehensive and easy to review and get it.
Yelena L. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
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