Travel Insurance Reviews HTH Worldwide TripProtector Preferred

The TripProtector Preferred, like the Classic plan, offers higher coverages and additional benefits. One of the additional benefits is the Cancel for Any Reason option. This is a great benefit to have pre-departure for unforeseen circumstances in which you may have to cancel your trip that may not be listed under the plan's covered reasons.

To learn more, see the HTH Worldwide TripProtector Preferred product page.

Customers rated the HTH Worldwide Trip Protector Preferred plan
4.45 out of 5
101
ratings and reviews
96%
recommended
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Filed claim
HTH Worldwide Trip Protector Preferred
This plan made me feel a lot safer and eased some anxieties. I particularly liked the fact that it dealt directly with the hospital or doctor and kept me out of the middle. Excellent policy.
Gregg L. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
HTH Worldwide Trip Protector Preferred
Insure my Trip always has what I want in terms of good coverage for a reasonable price. Fortunately, I’ve never had to make a claim but I feel more confident having purchased travel insurance through them before I leave!
Christine O. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
HTH Worldwide Trip Protector Preferred
So far, we haven't had to use this, but the first flight on our trip was cancelled/delayed 24 hours and we are still waiting to see if the airline is going to reimburse us. If not, it's nice knowing that we have this coverage. When our flight back looked like it might be cancelled due to weather, we had peace of mind knowing we had purchased this.
Jill P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
HTH Worldwide Trip Protector Preferred
My wife had an accident and we could not go on the trip. The.claim was processed promptly with no hassles. I am very satisfied.
Preston A. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
HTH Worldwide Trip Protector Preferred
Did not have any issues and did not need to use the plan or file a claim, but this was the best value for the money with the most comprehensive coverage.
Sandy S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
HTH Worldwide Trip Protector Preferred
Got what I wanted at a price I was willing to pay.
Lee D. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
HTH Worldwide Trip Protector Preferred
I have been using your service for years and have been very pleased with service. Will be using you again next year for are cruise. Thank You
Robert S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
HTH Worldwide Trip Protector Preferred
Fortunately, we did not have to seek covered services during our trip, though both my husband and I did each take a fall! However, it gave me great peace of mind to know that we could go directly to a provider that was in the network in the places we visited, rather than having to go through a claims process. For that reason, I will insure my future trips with HTH Worldwide.
Ann G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
HTH Worldwide Trip Protector Preferred
Claim settlement is very disappointing. They didn't consider even additional $50 expenses apart from insured amount which I had to spend in preparation of trip for which I did provide appropriate receipt as well. Usually other insurance companies do consider this so DO NOT buy HTH worldwide trip insurance.
PRAJKTA K. would not recommend this plan to a friend or relative.
2 of 3 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Melissa J.
    Photo
    Thank you for your feedback. We received the following response from an HTH representative.

    "Hello and thank you for your feedback. Our claims department confirmed that they have processed and paid your claims according to the benefits outlined on your certificate of coverage. If you have any questions please contact customer service by phone at 1-844-276-1213 or by email at tripprotection@hthworldwide.com.

    Thank you,
    HTH Worldwide "
    Jul 20,2017
HTH Worldwide Trip Protector Preferred
Beware the small print!

I thought that since I broke my leg and could not travel, I could claim for trip cancellation. Since I rebooked dates eight weeks later, this apparently was a "postponement" not a "cancellation". So if you can't travel for a covered reason, consider abandoning the trip even if the cost is greater. Note that this is not a specific criticism of HTH, as Insure My Trip advised that other insurers apply the same, in my opinion very dubious interpretation, of the term "cancellation".

If you are hiring a car, you may be covered for Collision Damage Waiver under your credit card - but beware their small print, as coverage is generally limited to rentals of up to 31 days. So if you rely on HTH, note that their CDW clause and exclusions was apparently written some time in the last century by someone who knew nothing about cars. Leaving aside the farcical examples such as Bradley and Yugo in the "exotic cars" exclusion, there are some potentially serious problems. All four-wheel drive vehicles are automatically excluded, which would mean most popular SUV's are not covered. Also Fiat and Citroen, who manufacture predominantly cheap cars you may well encounter at some European Hertz and Avis branches, are bizarrely classified as "exotic vehicles" and thus not covered. Naturally in the unlikely event that you did rent a true exotic that commenced production in this century, such as McLaren, Koenigsegg or Tesla, these would apparently be covered.
Philip M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
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