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Travel Insurance Reviews HTH Worldwide TripProtector Preferred

The TripProtector Preferred, like the Classic plan, offers higher coverages and additional benefits. One of the additional benefits is the Cancel for Any Reason option. This is a great benefit to have pre-departure for unforeseen circumstances in which you may have to cancel your trip that may not be listed under the plan's covered reasons.

To learn more, see the HTH Worldwide TripProtector Preferred product page.

Customers rated the HTH Worldwide Trip Protector Preferred plan
4.47 out of 5
122
ratings and reviews
95%
recommended
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Cruise
Filed claim
HTH Worldwide Trip Protector Preferred
We experienced a dental problem, but were unaware that an accident/police report needed to be made and only treatment that took place there would be covered. Previous plans I've had allowed us to complete treatment at home if not an emergency situation.

Luggage was also destroyed and a claim must first be filed with airline. HTH insurance took 48 hours to respond to tell us that so we missed the 24 hour window to do so with the airline, so we couldn't file for the damaged luggage.

Will never purchase this insurance again.
Ambrosia M. would not recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Carol
    Photo
    Thank you for your reply. We also have a response from HTH Worldwide:

    "Thank you for your review!

    Our claims department confirmed that in your email concerning the dental injury, you advised that dental treatment was not received while on the trip and that you were planning to seek treatment at home. Unfortunately, any treatment received needs to occur during the trip. Since you did not seek any dental treatment while on the trip, the plan will not consider reimbursement.

    Regarding the damaged baggage, we need additional information. We will reach out to you for this so we can consider the damaged baggage claim.Thank you!"
    Jan 07,2020
HTH Worldwide Trip Protector Preferred
Great coverage at a great price. I'm glad I didn't need to use it but I had piece of mind that it was there if I needed it.
Richard G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
HTH Worldwide Trip Protector Preferred
My luggage was delayed (4 days) once I returned and it wasn't covered.
Crystal Gail W. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Carol
    Photo
    Thank you for your feedback. Unfortunately reimbursement under Baggage Delay is for the outward journey only:

    "BAGGAGE DELAY (Outward Journey Only)
    The Company will reimburse You for the expense of necessary personal effects, up to the maximum shown on the Confirmation of Coverage, if Your Checked Baggage is delayed or misdirected by a Common Carrier for more than twelve (12) hours, while on a Covered Trip.
    You must be a ticketed passenger on a Common Carrier.
    Additionally, all claims must be verified by the Common Carrier who must certify the delay or misdirection and receipts for the purchases must accompany any claim. "

    Please call us at 800-487-4722, if you have any questions or concerns.
    Oct 11,2019
HTH Worldwide Trip Protector Preferred
Thankfully I didn't have to file a claim. However, shortly after booking my vacation to Punta Cana, we decided to change our destination for safety reasons. I contacted HTH and they were gracious enough to modify my plan at no additional cost. I was very impressed.
Jerri J. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
HTH Worldwide Trip Protector Preferred
The plan I selected was very good for the cost & peace of mind traveling abroad. While I did not have to use the insurance, I did use the online access to check out local medical facilities in case I needed one since I had a minor mishap. Fortunately I did not need to use the facility but it was relatively easy to obtain the information & location of local facility covered by the plan.
Janet A. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
HTH Worldwide Trip Protector Preferred
All of my extra costs (airfare changes, etc) happened before the trip started so the insurance ended up being "useless" to me. I was glad to have coverage if it were needed.
Carol B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Carol
    Photo
    Thank you for taking time to reply. Despite the changes and additional expenses that arose prior to your departure, congratulations on having a claims free trip that you were able to enjoy without injury or sickness. However, HTH Worldwide Trip Protector would have provided you with 24 hour emergency assistance and claims service if needed.
    Jul 22,2019
The trip included a
cruise
HTH Worldwide Trip Protector Preferred
Didn’t use so far everything is good.
Sharon D. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
HTH Worldwide Trip Protector Preferred
This plan made me feel a lot safer and eased some anxieties. I particularly liked the fact that it dealt directly with the hospital or doctor and kept me out of the middle. Excellent policy.
Gregg L. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
HTH Worldwide Trip Protector Preferred
Insure my Trip always has what I want in terms of good coverage for a reasonable price. Fortunately, I’ve never had to make a claim but I feel more confident having purchased travel insurance through them before I leave!
Christine O. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
HTH Worldwide Trip Protector Preferred
So far, we haven't had to use this, but the first flight on our trip was cancelled/delayed 24 hours and we are still waiting to see if the airline is going to reimburse us. If not, it's nice knowing that we have this coverage. When our flight back looked like it might be cancelled due to weather, we had peace of mind knowing we had purchased this.
Jill P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
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