Travel Insurance Reviews Nationwide Choice Cruise

The Nationwide Choice Cruise plan is designed for travelers going on a cruise during their trip. Coverages include Trip Cancellation & Interruption, Optional Cancel for Any Reason (if eligible), Medical, Emergency Medical Evacuation, and in most states, an Itinerary Change Inconvenience benefit.

To learn more, see the Nationwide Choice Cruise product page.

Customers rated the Nationwide Mutual Insurance Company Choice Cruise plan
4.66 out of 5
380
ratings and reviews
96%
recommended
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Cruise
Filed claim
The trip included a
cruise
tour
Nationwide Mutual Insurance Choice Cruise
Great coverage and thank goodness it was not necessary to use the policy.
Marqueta B. would recommend this plan to a friend or relative.
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Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Choice Cruise
This is amazing coverage for cruises!
Robin W. would recommend this plan to a friend or relative.
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Value
Satisfaction
Claims
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Choice Cruise
My son was hurt on our cruise. He cut his foot in Belize and got shells inside that was not fully removed. We sought additional medical care when we returned home because it had gotten infected and was told the medical care received "after" the trip wouldn't be covered as they only provide coverage during the trip. Will not use them in the future.
Susan J. would not recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
  • Carol
    Photo
    We are very sorry to hear that your son's injury did result in an infection and hope that he is now fully healed.
    Although we can understand your expectation, you will find that the medical expense benefit does end once you return home in the majority of plans. At that point, your US medical coverage would take over responsibility for the expenses.

    In the future, you wish to call Customer Care at (800) 487-4722 weekdays from 7:00 AM to midnight ET and weekends 9:00 AM to 9:00 PM ET for assistance in quoting and selecting a plan.
    Feb 13,2018
The trip included a
cruise
Nationwide Mutual Insurance Choice Cruise
Thank Goodness I didn’t need it to test.
Dale D. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Choice Cruise
Wow, an honest insurance company - don't hear about that too often. I called to ask what would happen if our cruise ended up being a "cruise to nowhere" after the 2017 hurricanes. It was then that I learned our policy had an itinerary change benefit. I was advised to file the claim upon returning as they needed proof that we actually took the cruise.

In the middle of filling out the paperwork, I called Nationwide with a question and learned that my benefit was actually double what I thought! Wow. Claim documentation requirements were straightforward, no "gotchas". Claim paid in about 2 weeks. Would absolutely recommend this company again.
A. Marlena P. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Choice Cruise
Didn't have to use it so don't know how well it works if you need to, but was satisfied with what we had purchased and it being a fair price.
Lee H. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Choice Cruise
Although I did not need to file a claim, I felt confident knowing that I had this coverage. This plan provided better coverage at a lower price than the plan the cruise line offered. I will purchase this plan again.
Rachel R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Choice Cruise
In the past, I had always used the same travel insurance to cover our cruises and, fortunately, never had to file a claim. The insurance seemed pretty generic and so I began a search for cruise specific policies. In my research, I came across Nationwide’s Choice Cruise Plan. The Choice Cruise Plan was a little bit more expensive than the policy I had been using, but the coverage was so much better that I thought the added expense was justified. As it turns out, I was right!

My husband and I cruised in December after hurricanes Irma and Maria caused widespread destruction in the Caribbean. One of our original ports of call was St. Maarten, but due to the devastation suffered on the island, Carnival changed our cruise itinerary from St. Maarten to Amber Cove (Puerto Plata), Dominican Republic. After review of our policy, I called Nationwide to confirm itinerary change coverage. The claims department confirmed coverage and gave me specific instructions (over the phone and in a follow-up email) on what was needed to file a claim. I filed our claim on December 18, 2017, and had a check in hand on January 2, 2018. Nationwide Choice Cruise Plan will be the only travel insurance I use for future cruises, and it will always be the cruise insurance I recommend to family and friends.
Melody B. would recommend this plan to a friend or relative.
3 of 3 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Choice Cruise
Excellent coverage for the price with the Choice Plan. Will buy again for upcoming cruises. Excellent handling of our claim by the Nationwide office. Very pleased with the service.
Donald D. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Choice Cruise
We had an itinerary change for our cruise and this is the first time that we bought cruise specific insurance. We were compensated very well for this change and the claim filing process was very quick and easy. We will definitely purchase this policy again in the future.
James F. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims
  • Empty Comment
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