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Travel Insurance Reviews Nationwide Choice Cruise

The Nationwide Choice Cruise plan is designed for travelers going on a cruise during their trip. Coverages include Trip Cancellation & Interruption, Optional Cancel for Any Reason (if eligible), Medical, Emergency Medical Evacuation, and in most states, an Itinerary Change Inconvenience benefit.

To learn more, see the Nationwide Choice Cruise product page.

Customers rated the Nationwide Mutual Insurance Company Choice Cruise plan
4.65 out of 5
759
ratings and reviews
97%
recommended
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Filed claim
The trip included a
cruise
tour
Nationwide Mutual Insurance Choice Cruise
Didn't have to use it so don't know how well it works if you need to, but was satisfied with what we had purchased and it being a fair price.
Lee H. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Choice Cruise
Although I did not need to file a claim, I felt confident knowing that I had this coverage. This plan provided better coverage at a lower price than the plan the cruise line offered. I will purchase this plan again.
Rachel R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Choice Cruise
In the past, I had always used the same travel insurance to cover our cruises and, fortunately, never had to file a claim. The insurance seemed pretty generic and so I began a search for cruise specific policies. In my research, I came across Nationwide’s Choice Cruise Plan. The Choice Cruise Plan was a little bit more expensive than the policy I had been using, but the coverage was so much better that I thought the added expense was justified. As it turns out, I was right!

My husband and I cruised in December after hurricanes Irma and Maria caused widespread destruction in the Caribbean. One of our original ports of call was St. Maarten, but due to the devastation suffered on the island, Carnival changed our cruise itinerary from St. Maarten to Amber Cove (Puerto Plata), Dominican Republic. After review of our policy, I called Nationwide to confirm itinerary change coverage. The claims department confirmed coverage and gave me specific instructions (over the phone and in a follow-up email) on what was needed to file a claim. I filed our claim on December 18, 2017, and had a check in hand on January 2, 2018. Nationwide Choice Cruise Plan will be the only travel insurance I use for future cruises, and it will always be the cruise insurance I recommend to family and friends.
Melody B. would recommend this plan to a friend or relative.
4 of 4 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Choice Cruise
Excellent coverage for the price with the Choice Plan. Will buy again for upcoming cruises. Excellent handling of our claim by the Nationwide office. Very pleased with the service.
Donald D. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Choice Cruise
We had an itinerary change for our cruise and this is the first time that we bought cruise specific insurance. We were compensated very well for this change and the claim filing process was very quick and easy. We will definitely purchase this policy again in the future.
James F. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Choice Cruise
Like many other people, we didn't need the policy coverage we purchased, Still, it was nice to know we had the coverage if we needed it . Your mobile app was very nice to have to remember all the policy features we had.
Joseph J. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Choice Cruise
Covered missed ports with no issues. Easy to deal with in claim filing.
Margaret K. would recommend this plan to a friend or relative.
2 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Choice Cruise
This plan covered change of ports. I booked this cruise specifically for the port stops in st. Thomas and San Juan. Due to the storms, these ports were changed to far less desirable stops. I filed the required paperwork upon return home and was mailed a check for $1500 within a week. No questions asked.
Patricia B. would recommend this plan to a friend or relative.
2 of 3 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Choice Cruise
Good coverage with an nice option of being that if an itinerary is changed they cover it. Great in Hurricane season.
Ronald Y. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Choice Cruise
We purchased the Nationwide Choice Cruise policy before our November Caribbean cruise on Norwegian. 4 of the ports on our itinerary were flattened by hurricanes Irma and Maria. I called Nationwide when we got our new itinerary to inform them of the new ports and make sure we were still covered. I was informed that we still had full coverage for the new ports, and when our traveling companions called to report their itinerary change, they were informed of the pre-departure itinerary change benefit that was included in the policy. We filed our paperwork as soon as we got back from the cruise, and 15 days (10 business days) later, we each received a check for $750 for our "inconvenience". Since I didn't even consider it an inconvenience, and since we only paid $720pp for the cruise, I call it a win! Thank you Nationwide! You're the best! My only complaint would be that the representative I spoke to about the itinerary change did not remind me of the itinerary change benefit, but I fully realize that they are under no obligation to do so, and I just need to be better about reading the fine print in any policy I buy. I must say I was impressed with the time it took to get our checks, considering how many claims Nationwide must be dealing with after 4 of the most popular Caribbean ports were destroyed.
Anna M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
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