The Nationwide Choice Cruise plan is designed for travelers going on a cruise during their trip. Coverages include Trip Cancellation & Interruption, Medical, Emergency Medical Evacuation, and in most states, an Itinerary Change Inconvenience benefit.
To learn more, see the Nationwide Choice Cruise product page.
This policy came with a 10-day review period. The policy certificate states, in paragraph 3 of page 1, "All premium is non-refundable after a ten (10) day review period from the date of purchase in the event You have not incurred any claims during that time. In the event the premium paid for coverage is less than the required premium for coverage, benefits will be paid in direct proportion of the actual amount paid to the required premium due."
However, you may request to transfer this policy to cover a new trip. Please contact us at 800-487-4722 for the documentation required for this request.