Travel Insurance Reviews Nationwide Choice Cruise

The Nationwide Choice Cruise plan is designed for travelers going on a cruise during their trip. Coverages include Trip Cancellation & Interruption, Optional Cancel for Any Reason (if eligible), Medical, Emergency Medical Evacuation, and in most states, an Itinerary Change Inconvenience benefit.

To learn more, see the Nationwide Choice Cruise product page.

Customers rated the Nationwide Mutual Insurance Company Choice Cruise plan
4.66 out of 5
380
ratings and reviews
96%
recommended
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Filed claim
The trip included a
cruise
Nationwide Mutual Insurance Choice Cruise
Even with adding on coverage and premium the plan (like many others) is too expensive. For example, you have to pay for coverage of the entire cruise fare when you pay it even though much of it is refundable if you need to cancel 3 months out. For the small amount that was covered until the last couple of months the premium is excessive.
Lewis G. would not recommend this plan to a friend or relative.
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Value
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Claims not filed
  • Kyle
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    Thank you for providing feedback on this policy.

    Each Company will base the premiums of their plans by 3 main factors; (1) the ages of the travelers, (2) the length of your trip from home to home and (3) the total cost of your pre-paid trip cost. On top of this premium, when adding additional coverage, such as Cancel For Any Reason, the premiums will increase. Since the insurance is providing coverage for a larger risk, the premium you pay will also go up accordingly.

    Please feel free to contact us if you have any further questions or concerns. We are available 7 days a week at 1-800-487-4722.
    Oct 10,2017
The trip included a
cruise
tour
Nationwide Mutual Insurance Choice Cruise
Thank you
Donna K. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Choice Cruise
Thank you, very easy to use and select the right plan for me.

My baggage was delayed a day on my return trip but luckily not damaged.
Thomas W. would recommend this plan to a friend or relative.
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Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Choice Cruise
The coverage for excursions and missed ports were the factors to swing the selection of coverage to choice cruise plan. We had no problems, therefore, no feedback on claim processing.
Dan R. would recommend this plan to a friend or relative.
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Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Choice Cruise
Not sure I'd use Nationwide cruise insurance again. I used the travel assistance feature due to being delayed 5 days coming home for Hurricane Irma. It took 3 days to get an answer and then was told I'd have to pay a $55 fee for help with new flights plus flight costs.
Jocelyn S. would not recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Choice Cruise
Great plan glad I didn't have to use it
Elizabeth D. would recommend this plan to a friend or relative.
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Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Choice Cruise
We were forced to cancel our cruise 8 days before we were scheduled to depart, as I needed surgery for a life-threatening condition. I submitted the claim for the full amount of the cruise with full documentation about a week after the cancellation. Today, 15 days later, I received checks from Nationwide for the full amount of my claim. There were no questions, and I am still stunned by the extraordinarily rapid and positive response from Nationwide. I was also blessed to have successful surgery.

I have read hundreds of trip insurance reviews on your site saying how customers were pleased with the plan and glad they did not need to use it. I have purchased trip insurance many times and said the same thing in my reviews. This time, I needed the insurance, and I couldn't imagine better service. Nationwide really is "on your side". I can't recommend this insurance more highly.
Linda U. would recommend this plan to a friend or relative.
3 of 3 people found this review helpful
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Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Choice Cruise
I traveled from Maryland to Alaska and Canada with my parents who are in the late 70's and both have health issues. Whether I travel with them or not I now always purchase health insurance in case I have to drop everything and take care of them. Thankfully we had no incidents on this trip, but I always use Insure My Trips, read the reviews and get advice from the agents. I know people think it can be expensive, but on another cruise to Alaska while we were out a man killed his wife and the cruise ended. Those people did get a refund for the cruise line, but there are so many other expenses. Hopefully having this insurance would have helped with all the other incurred costs. You just never know. 10% or a little more is worth it, or at least to me.
Laura B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Choice Cruise
Fortunately it was not necessary to engage my policy for this trip, but I sure found comfort in the fact that I was covered during this period.
Cheryl M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Choice Cruise
I'm glad I didn't have to use it, but thankful for peace of mind it provided "just in case".
Christine S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
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