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Travel Insurance Reviews Nationwide Choice Cruise

The Nationwide Choice Cruise plan is designed for travelers going on a cruise during their trip. Coverages include Trip Cancellation & Interruption, Optional Cancel for Any Reason (if eligible), Medical, Emergency Medical Evacuation, and in most states, an Itinerary Change Inconvenience benefit.

To learn more, see the Nationwide Choice Cruise product page.

Customers rated the Nationwide Mutual Insurance Company Choice Cruise plan
4.65 out of 5
786
ratings and reviews
97%
recommended
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Cruise
Filed claim
The trip included a
cruise
tour
Nationwide Mutual Insurance Choice Cruise
Was not able to get refunded because I had to purchase my insurance the same time I purchased my trip which was NOT clearly stated. Very disappointed with Nationwide and will NEVER recommend to anyone.
Rosa B. would not recommend this plan to a friend or relative.
2 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Carol
    Photo
    Thank you for your feedback. Although we regret that your claim to cancel your trip because you had to work was denied, your Nationwide Mutual Choice Cruise plan does explain that this Trip Cancellation benefit only reimburses you if your cancel for work reasons if this coverage was purchased within final payment for the Trip. Your documentation showed that payment for the Trip was on January 30th, 2019 and our records indicate that the policy was purchased after that date on February 25th, 2019. Regrettably, your claim does not qualify for reimbursement if you cancel for work reasons.
    Jun 04,2019
The trip included a
cruise
Nationwide Mutual Insurance Choice Cruise
Luckily, we didn't have to use our insurance. It was a good price though.
Jo M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Choice Cruise
Very happy with the process.
JBarry A. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Choice Cruise
I had no claim to make, and therefore, have no comments. Although I have good health care insurance, I always buy travel insurance. If you need it, you need it. For example: I was on a trans-Atlantic cruise that left from Tampa FL. Apparently the airline on which about 30 people flew screwed up and they didn't get their luggage before boarding the ship. Their travel insurance provider(s) shipped their luggage to our first port stop in Bermuda, which was 4 days later. The people were also reimbursed by the insurance companies (I don't know if this company was one of the providers) to buy some clothes before leaving Tampa so they'd have something to wear until we docked in Bermuda.
Lawrence L. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Choice Cruise
I would highly recommend Nationwide Mutual Insurance for trip insurance and will definitely use them again for future trips. I got sick during a recent cruise and had to visit the ship's doctor which cost me $136.00 for the visit. Nationwide reimbursed me 100% for the doctor fee. I couldn't be happier
Patrick B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Choice Cruise
Claim was processed fairly and reasonably promptly and paid within 3 weeks of submission.
Alan K. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Choice Cruise
Our claim was handled promptly and professionally when all documentation necessary was submitted.
Ray S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Choice Cruise
Didn't need the insurance this time but used it last year. My mom was delusional due to seasick patch. Cost her $860 to get checked out by ship's doctor. Nationwide Mutual reimbursed her all $860.
RENA S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Choice Cruise
Was fine but didn’t file a claim so can’t comment. All good.
Marcia I. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Choice Cruise
Did not file a claim, but I was pleased with the product and ability to waive preexisting condition right up until final payment date.
R Michael B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
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