Travel Insurance Reviews Nationwide Choice Cruise

The Nationwide Choice Cruise plan is designed for travelers going on a cruise during their trip. Coverages include Trip Cancellation & Interruption, Optional Cancel for Any Reason (if eligible), Medical, Emergency Medical Evacuation, and in most states, an Itinerary Change Inconvenience benefit.

To learn more, see the Nationwide Choice Cruise product page.

Customers rated the Nationwide Mutual Insurance Company Choice Cruise plan
4.66 out of 5
455
ratings and reviews
96%
recommended
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Filed claim
The trip included a
cruise
Nationwide Mutual Insurance Choice Cruise
We purchased the Nationwide Choice Cruise policy before our November Caribbean cruise on Norwegian. 4 of the ports on our itinerary were flattened by hurricanes Irma and Maria. I called Nationwide when we got our new itinerary to inform them of the new ports and make sure we were still covered. I was informed that we still had full coverage for the new ports, and when our traveling companions called to report their itinerary change, they were informed of the pre-departure itinerary change benefit that was included in the policy. We filed our paperwork as soon as we got back from the cruise, and 15 days (10 business days) later, we each received a check for $750 for our "inconvenience". Since I didn't even consider it an inconvenience, and since we only paid $720pp for the cruise, I call it a win! Thank you Nationwide! You're the best! My only complaint would be that the representative I spoke to about the itinerary change did not remind me of the itinerary change benefit, but I fully realize that they are under no obligation to do so, and I just need to be better about reading the fine print in any policy I buy. I must say I was impressed with the time it took to get our checks, considering how many claims Nationwide must be dealing with after 4 of the most popular Caribbean ports were destroyed.
Anna M. would recommend this plan to a friend or relative.
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Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Choice Cruise
We booked a Disney Cruise with our family for our 5oth anniversary. There were 17 of us - two 74 year-olds (us) one of whom is a Type I diabetic. We also had nine grandchildren (age 4-15) and a daughter who was very recently diagnosed with breast cancer AND still undergoing treatment. It was a very expensive trip and I spent a lot of hours researching best options. Fortunately, we did not have to use the insurance to cancel our, trip. We had a great time but it was well worth the cost of insurance to know we would not have had to forfeit the full cost of the trip if issues prevented us from going. The cost was definitely less than that offered by the cruise line and offered insurance of 75% of the cost of the trip if we cancelled for "any reason." For cause, it was 100% of the cost of the trip, I believe. The cruise line had a similar plan, but the 75% option was available only as a credit against another cruise!. Very good value, I believe.
Frederick D. would recommend this plan to a friend or relative.
2 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Choice Cruise
Luckily we did not have to use or file a claim so I’m not sure how that part would have gone or how easy it would have been to receive reimbursement.
craig G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Choice Cruise
Insureytrip.com is the best place to locate, review, and purchase travel insurance I have found. All of the available policies can be compared to determine the coverage and cost you want. While I didn't have to file a claim it was comforting to know I had the coverage if needed. Ironically, a passenger on our cruise ship suffered a medical emergency and had to be taken off the ship to a local hospital and I wondered if they needed to be air lifted to America if they had good travel insurance.
Willilam F. would recommend this plan to a friend or relative.
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Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Choice Cruise
Since I (fortunately) did not have to file a claim, I cannot comment on their claim service. But their customer service in setting up the plan was quite good. The price is high (perhaps 10-13% of the insured amount) but it seems that is the going cost for any competing plan too.
Kenneth R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Choice Cruise
Great coverage for anyone who cruises! I highly recommend this trip insurance!
Robin W. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Choice Cruise
Happy to have this insurance and wouldn’t travel without it
Penelope B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Choice Cruise
Didn't use it but felt really comfortable knowing we had it thanks
JAN H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Choice Cruise
Once again, I was fortunate to not need to use it :-)
Nancy D. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Choice Cruise
Cannot say how good the plan was since I did not need to file a claim. Having the peace of mind knowing we were covered in case of a medical emergency while on our cruise was worth it. There were 3 people that need to be taken off our ship for medical help. Knowing that we had the insurance while out of the country especially if we need to be evacuated by helicopter gave us great peace of mind.
Dominick S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
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