Travel Insurance Reviews Nationwide Choice Cruise

The Nationwide Choice Cruise plan is designed for travelers going on a cruise during their trip. Coverages include Trip Cancellation & Interruption, Optional Cancel for Any Reason (if eligible), Medical, Emergency Medical Evacuation, and in most states, an Itinerary Change Inconvenience benefit.

To learn more, see the Nationwide Choice Cruise product page.

Customers rated the Nationwide Mutual Insurance Company Choice Cruise plan
4.66 out of 5
534
ratings and reviews
96%
recommended
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Cruise
Filed claim
The trip included a
cruise
Nationwide Mutual Insurance Choice Cruise
We actually used the insurance! Took a 11 day cruise to Panama and my mother had some issues and had to see the ship's doctor. Bill came to over $800. Since she is on Medicare, she had to submit it first to them. After they declined to pay (as suspected since this was not an American doctor) she submitted the claim to Nationwide. They reimbursed her 100%. I would recommend this insurance! She paid $370 for the insurance so it was well worth it.
Rhonda A. would recommend this plan to a friend or relative.
2 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Choice Cruise
I have used plans through Insure My Trip for all of our cruises for many years. I have not needed to file a claim but the piece of mind at having a policy that is easy to read and offers good coverage is important to me. I will continue to purchase.
Bobbie D. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Choice Cruise
I have not received word on my claim yet since I just filed it. But, customer service is outstanding. Everyone that I talked with since I forgot to add one more piece of proof of sailing were extremely helpful. i am looking forward to using their company service again when sailing. I can't say enough about how helpful these reps have been.
Elvira F. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Choice Cruise
I didn’t have to use it thank goodness but never travel without it. One time I had to use trip insurance through insure my trip (not Nationwide)and they covered everything. The representatives at Insure My Trip were very knowledgeable and helpful.
John V. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Choice Cruise
Great coverage and thank goodness it was not necessary to use the policy.
Marqueta B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Choice Cruise
This is amazing coverage for cruises!
Robin W. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Choice Cruise
My son was hurt on our cruise. He cut his foot in Belize and got shells inside that was not fully removed. We sought additional medical care when we returned home because it had gotten infected and was told the medical care received "after" the trip wouldn't be covered as they only provide coverage during the trip. Will not use them in the future.
Susan J. would not recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Carol
    Photo
    We are very sorry to hear that your son's injury did result in an infection and hope that he is now fully healed.
    Although we can understand your expectation, you will find that the medical expense benefit does end once you return home in the majority of plans. At that point, your US medical coverage would take over responsibility for the expenses.

    In the future, you wish to call Customer Care at (800) 487-4722 weekdays from 7:00 AM to midnight ET and weekends 9:00 AM to 9:00 PM ET for assistance in quoting and selecting a plan.
    Feb 13,2018
The trip included a
cruise
Nationwide Mutual Insurance Choice Cruise
Thank Goodness I didn’t need it to test.
Dale D. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Choice Cruise
Wow, an honest insurance company - don't hear about that too often. I called to ask what would happen if our cruise ended up being a "cruise to nowhere" after the 2017 hurricanes. It was then that I learned our policy had an itinerary change benefit. I was advised to file the claim upon returning as they needed proof that we actually took the cruise.

In the middle of filling out the paperwork, I called Nationwide with a question and learned that my benefit was actually double what I thought! Wow. Claim documentation requirements were straightforward, no "gotchas". Claim paid in about 2 weeks. Would absolutely recommend this company again.
A. Marlena P. would recommend this plan to a friend or relative.
4 of 4 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Choice Cruise
Didn't have to use it so don't know how well it works if you need to, but was satisfied with what we had purchased and it being a fair price.
Lee H. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
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