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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers who have tour rated the Nationwide Mutual Insurance Company Essential plan
4.60 out of 5
2,521
ratings and reviews
96%
recommended
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Cruise
Filed claim
The trip included a
tour
Nationwide Mutual Insurance Essential
We found the plan easy to understand. It covered everything we wanted and the customer service rep was excellent!
He was knowledgeable and answered all my question and concerns quickly.
Teresita S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
I purchased coverage for my family as we traveled to Vietnam. The cost was reasonable (far less than that offered by my travel agency), and the coverage was comprehensive. Fortunately I did not have to use the insurance, but appreciated the peace of mind that this insurance provided! Will definitely use again for all extended travel!
Deborah R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
It was nice to have some assurance that something planned so far ahead and so expensive could be insured against things unforsseen.
Paul B. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
We were unable to go in the trip because I was diagnosed with breast cancer; I needed surgery and started treatments shortly thereafter. Nationwide processed our claim very promptly and refunded the cost of our trip. We truly appreciate their service concerning this claim.
James H. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
We did not use this since everything went as planned without problems. I would only recommend buying insurance after speaking directly to a person. I tried doing things online and had some issues. I found out I could not put my son and myself on the same plan. The agent was very helpful and carefully explained everything and found me the the best plan for the best price.
Heather S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Carol
    Photo
    Thank you very much for your reply.

    In order to insure travelers under the same Comprehensive policy, the travelers must all live in the same state. In addition, travelers with different travel dates must purchase separate policies.
    Jul 17,2018
The trip included a
tour
Nationwide Mutual Insurance Essential
I would just remind travelers that when they make their reservations they need to do the travel insurance at the same time or preexisting conditions are not covered. This was my fault for not knowing.
Fiona E. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Luckily I didn’t have to used. I like the plan
Gordana G. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Response time was far too slow, and their determination seemed to be contrary to the coverages summarized during the selection process.
Donald P. would not recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Carol
    Photo
    Thank you for providing your feedback which we have also forwarded to Nationwide to review with the claims department. We also offered you an "Anytime" advocate who could review the claim with Nationwide on your behalf.

    Travel insurance is regulated by the states. Nationwide, along with all travel providers, will only pay the claims based on the terms and conditions stated in the policy. All travel insurance is written on a "named peril" basis which means that only those perils/hazards that are specifically listed in the policy are covered. These "named perils" may differ according to policy and may even vary by state.

    Unfortunately, there is no one policy that will cover everything that could occur during a trip. It is important for travelers to take the opportunity to review the terms and conditions of a plan on our website prior to purchasing.

    In the future, if you are looking for guidance in selecting a travel insurance plan, please consider contacting our office at 800-487-4722 where a licensed representative would be happy to assist you.
    Jul 20,2018
The trip included a
tour
Nationwide Mutual Insurance Essential
I had some physical probems before and during this trip and, while I never actually had to file a claim, having this insurance was reassuring. Price and value was the best of those I researched.
Linda V. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Did not need to file a claim, but had peace of mind knowing that I had coverage if something would have happened.
Sallie S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
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