Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers rated the Nationwide Mutual Insurance Company Essential plan
4.64 out of 5
4,762
ratings and reviews
97%
recommended
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Cruise
Filed claim
Nationwide Mutual Insurance Essential
We were unhappy to find out this insurance did not cover denied visa because there has been a lot of trouble getting visas approved to China. Otherwise it was seemingly good, but we bought it in hopes of covering us incase of visa denial and later learned it would not have helped.
Emily C. would not recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Carol
    Photo
    Thank you very much for taking the time to submit your review.

    We are sorry to hear that you had to cancel your trip because you were unable to receive your travel visa prior to your scheduled departure date. Since this was not listed as a "covered reason" in your Nationwide Essential plan, there would be no reimbursement under your Trip Cancellation coverage. "Covered Reasons", which vary from plan to plan, may be reviewed prior to purchase by clicking on the dollar amount of Trip Cancellation coverage within the quote.

    Reimbursement would have been available to you if you had purchased a policy that included "Cancel for Any Reason". Subject to the policy's terms and conditions, CFAR allows you to cancel your trip for other than a covered reason. In the future, you may wish to call Customer Care at 800-487-4722 for assistance with a CFAR quote.
    Jun 12,2018
The trip included a
cruise
Nationwide Mutual Insurance Essential
Never had to use it but the cost was reasonable.
Michael E. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
It's a good plan and affordable
I will take them again
Manon T. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Travel insurance with medical evacuation is essential when out-of-country. My only complaint with this plan is the plan’s recommendation that travelers carry a hard copy of the plan. Who wants to carry document with over 40 pages? It would be awesome if companies could provide a 2-3 page essentials document for actual travel.
Steven H. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
I had to cancel my trip because my sister was in the hospital. My claim was paid and I am very pleased with the customer service.
Tyrel S. would recommend this plan to a friend or relative.
1 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Great price, great plan, and great service with frequent, beneficial communications! I would highly recommend this company!
Debra R. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
We did not have to file a claim this time but we did in the past and it was handled quickly and just as the plan indicated. These people are very easy to work with and the cost has always been more reasonable than what I could get from my travel agent. We use this plan every time we travel on a cruise. It is well worth the peace of mind that it offers.
Ray K. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
Fortunately I did not have to file a claim.. It was good to know I had coverage if I needed it. Easy to purchase.
William K. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Just good to have, thank you
Kathleen B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
This plan was great! We had no problems on our trip but it was assuring that we were covered. This plan was much cheaper than the one offered by our travel agent. Would definitely purchase again.
Arthur H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
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