Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers rated the Nationwide Mutual Insurance Company Essential plan
4.64 out of 5
4,558
ratings and reviews
97%
recommended
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Cruise
Filed claim
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Will be calling for my next trip
Dianne C. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
I would buy it again for future travel.
Elaine R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Thankfully, I didn't have to file a claim. But we were confident the policy was there if needed. We are very happy using Insuremytrip and recommend it often.
William G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
The only reason I chose the Nationwide comprehensive plan is that life insurance was not mandatory, which would have added 20 percent to the cost. I DID NOT file a claim, so I can't assess how Nationwide would have handled a claim. Insurance is necessary, to protect against possible loss/expenses. I have homeowner insurance. The last claim I filed was for 1992's Hurricane Andrew in Miami. No problem then, but in September 2017, Hurricane Irma in Central Florida damaged the roof shingles. The shingles were not ripped off and the insurance company denied the claim, although the company paid to have sections of the wet, moldy ceiling removed. I still don't have a water-tight roof or repaired ceiling, and have filed suit against the insurance company.

That tangent has a purpose. I renewed an insurance policy filing no claims for 25 years. If I file a future claim for travel insurance losses, will that be covered? I am grateful, however, that InsureMyTrip.com served as an advocate when I incurred expenses for trip interruption, using a different insurance company policy. One email from IMT to the company had the claim paid within ten days. So yeah, travel insurance purchased through IMT is essential, and I advise not to purchase coverage directly from the insurance company. The cost is the same, and you have one to advocate for you. Thank you, IMT!
Larry M. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
I really can't give a good review since (thankfully) I didn't need to use it. But I will say that it gave me peace of mind for a reasonable cost. Using a company with a name I was familiar with also gave me the confidence that, had I needed to use it, I assume it would have paid as expected.
Jill M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
I use your site to compare and purchase coverage for all of my trips, and Nationwide seems to provide the best deal, not just reasonable price, but generous coverage as well. I didn't file a claim on this trip, but I did once before and was satisfied with their response.
Louise S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
Didn't use it, but glad to have it, just in case.
Debra H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
Trip went smoothly. Did not have to file a claim. But had a peace of mind.
Olga M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
Thankfully, we did not have to use your services but were very relieved to have the coverage if needed.
Wade S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
We did not have to use the plan during our cruises but one CANNOT risk not having insurance, especially when in other countries. There was a significant price increase from last year for the same plan so guess so many insurance payouts in relation to all the past catastrophic weather events had an effect. This was the best plan for my money that covered the basic elements for my trip. Like all types insurance you are the decision maker, payee and risk taker.
GLENN P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
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