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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers rated the Nationwide Mutual Insurance Company Essential plan
4.64 out of 5
6,267
ratings and reviews
97%
recommended
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Cruise
Filed claim
Nationwide Mutual Insurance Essential
Good price! Always good to know a company is out there with reasonable insurance if we need it.
Lisa R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
thankful to have coverage (just in case) and even more thankful not needing to use it. Peace of mind is what I would call having Travel Insurance. :-)
Thanks,
Michael and Suanne
Michael R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
We didn't have to use the plan we purchased, but were glad to have it. Kind of hard to critique a plan with out seeing how it really works, but all went well, and we didn't need it.
Elizabeth C. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Filed claim . It took about 3 weeks to receive my refund.
steve t. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Since we didn't need to file a claim there is not much I can say.
Larry L. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Plan covered my needs for the trip. Since I did not need to file a claim, I cannot comment on the claim process.
Shannon M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
I bought it for my peace of mind in case of some unexpected events occurs. It did the job for a reasonable rate.
Evelyn D. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
We didn’t use the plan but did see others with issues. Hopefully they had one! It gave us peace of mind.
Michael K. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Our trip to Cuba was plagued by problems that included delayed and cancelled flights that forced us to stay overnight at the DFW airport in both directions. In addition, luggage was lost and did not arrive in Cuba until five days into a one-week trip.
The claims process was very demanding; despite sending in 30 pages of documentation, the adjuster kept asking for more. In the end, using numerous loopholes, the company got out of paying us much at all -- essentially we got about the price of the policy, while remaining out of pocket for approximately $2000. I would not use this company again.
Cheryl C. would not recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims
  • Carol
    Photo
    Thank you for your review. Although
    it is unfortunate that all expenses were not fully reimbursed, your claim representative at Nationwide Mutual
    did follow the policy wording and paid the claim accordingly. Please also note that InsureMyTrip publishes the certificate for every policy on our website and encourages our customers to review the policy terms and conditions and call us with any questions.
    Sep 20,2019
Nationwide Mutual Insurance Essential
Didn't have need to make a claim, so really didn't put Nationwide to the test.
Alan P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
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