Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers rated the Nationwide Mutual Insurance Company Essential plan
4.64 out of 5
4,558
ratings and reviews
97%
recommended
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Cruise
Filed claim
The trip included a
cruise
Nationwide Mutual Insurance Essential
Would've liked a cancel for any reason option. My family member was very sick but because they weren't traveling with us I wouldn't have been covered if I needed to remain home to help care for them.
Gina W. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Carol
    Photo
    Thank you very much for submitting your review. However, the number one covered reason for Trip Cancellation is "Sickness, Accidental Injury or death of You, a Traveling Companion or Family Member; which results in medically imposed restrictions as certified by a Physician at the time of loss preventing your participation in the Trip. A Physician must advise cancellation of the Trip on or before the Scheduled Departure Date..." Your family member does not need to be traveling with you. Of course, the reason to cancel must be unforeseen so there would have been no coverage if the family member was already sick on the date that you purchased the plan. In the case of an individual that is already ill, you would have needed to purchase a policy that included the "Cancel for Any Reason" benefit.

    We are available weekdays 7:00 AM to midnight ET and weekends 9:00 AM to 9:00 PM ET if you have any questions.
    May 15,2018
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
We did not have any reasaon to file a claim (thank goodness), but we felt secure with the coverage in the event that we might have.
Sandra L. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
This plan compared well with the others I checked. We have our home and auto policies with Nationwide and we have had good experiences with our issues with house and car. So I felt comfortable using a Nationwide travel plan. Since we didn't have to use it, I can't comment on how well it covers travel problems.
Donna M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Great price. Glad I did not need to file a claim.
Nancy C. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
The main reason I purchase trip insurance is for medical emergency evacuation. Thankfully, we've never had to use it.
Carol W. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Well I didn't use the insurance, so I can't say if satisfied or not. On the how satisfied question, I wish I would include Not Applicable. I don't think it is right to ask this question if you haven't had to deal with getting reimbursed, that is the real test of your company.
Cathy B. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Great Plan for the money!👍🏻
It covered everything we wanted/ needed.
We have used and will certainly use again !
Barry R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
My wife and I both got sick at the end of our travels in Vietnam. It is at least a 3rd world country when it comes to health care. We forced ourselves to get on the plain and back to the US for medical care. I called to make a claim and was told our expenses are not covered because we have to have emergency medical care while we are on our trip. REALLY! Get medical care in Vietnam? I have heard that travel insurers always find a way to get out of paying claims. Not I've seen for myself. I won't be buying again, it is a waste of money for useless coverage.
Roland M. would not recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Melissa J.
    Photo
    Thank you for your feedback on the policy. We hope that fellow customers will find your review and our response to be educational and informative.

    We are sorry to learn of the illness that you suffered. The Nationwide Mutual Insurance Essential plan provides coverage up to 75,000 USD per person for unforeseen illnesses or accidental injuries which first occur during the trip, and are treated by a physician during the trip. Unfortunately, if medical treatment is not obtained during the trip, and the traveler waits until returning home to the United States, the travel insurance expires and the expenses would not be covered.

    In the future, please call us prior to purchase so we can review the plan benefits with you and answer any questions you may have about coverage. In fact, you may call us any time at 800-487-4722 to discuss travel insurance products offered by InsureMyTrip. We are open 7 days a week, and all of our representatives are licensed insurance agents.
    May 14,2018
Nationwide Mutual Insurance Essential
Best valued travel plan I have ever purchased and easiest to purchase.
Robert Z. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Didn’t have to use this plan whatsoever, so the fact that it was a very affordable price for our peace of mind was absolutely worth it. We will be purchasing from this company for every trip here on out! In the event something did happen, this plan seems to provide excellent coverage. Thank you! Purchasing again for a December trip already.
Lauren S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
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