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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers rated the Nationwide Mutual Insurance Company Essential plan
4.64 out of 5
6,012
ratings and reviews
97%
recommended
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Cruise
Filed claim
The trip included a
tour
Nationwide Mutual Insurance Essential
it is difficult to provide meaningful ratings as all we did was purchase coverage that we (thankfully) didn't use.
Michael G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
It is difficult to rate a plan unless you file a claim. Fortunately the trip went as planned and no problems were encountered.
Laura L. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Very reasonable. Comfortable to know all of my concerns were covered.
Cheryl T. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Difficult to rate the insurance since I didn't have to make a claim (thank goodness). All trip insurance is expensive until there is a need to use it and then it is a godsend (especially evacuation!)
Kathleen H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
I would not have traveled to Europe without insurance. It was a fair price for the coverage and thankfully we did not need to use it.
Renda B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
Feeling safe
Kari L. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
It gave me peace of mind. Having a special needs child and my husband and I being 68 years old, you never know what will pop up and force a cancellation. We took our trip and it was wonderful but I had peace of mind with my insurance. I have already recommended your company to a friend.
Mary H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Filed a claim for luggage lost by the airline. Nationwide paid the full amount for the delay AND the loss. Very happy! Would buy Nationwide again.

But, keep in mind: 1) You need receipts for the items that were lost in your luggage! Buying online (like Amazon, REI...any site that keeps purchase records) helps a great deal here. 2) It takes a number of months to file claim and receive payment. First must get airline confirmation that it's lost, then file claim with airline, then with Nationwide. 3) Keep boarding passes, luggage receipts, airline lost baggage paperwork...you'll need it all. Do all this and the claim was relatively easy.
Jeffrey S. would recommend this plan to a friend or relative.
2 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Never had to use it so I don't know how good they are are actually providing coverage if you would file a claim.
David B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
This Nationwide "Essential" plan was had superior coverage when compared to others with similar price. I made a slight mistake on the input form, and they were fast in helping me correct it. That was excellent customer service, but I did not file a claim. Look for reviews where claims were actually paid. I saw enough good ones to buy it.
William G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
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