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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers rated the Nationwide Mutual Insurance Company Essential plan
4.64 out of 5
5,831
ratings and reviews
97%
recommended
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Cruise
Filed claim
The trip included a
tour
Nationwide Mutual Insurance Essential
While the true test of an insurance policy/company comes with filing a claim, thankfully I did not have the misfortune of having to try it out. However, based on coverage needs at a competitive cost we choose Nationwide for almost all our travels.
Lynne L. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
Thanks.
Susan S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
I was very pleased with the response on my claim. Because I had kept all of my receipts to support my claim, the process went very smoothly. I will use Insure My Trip next time I travel.
Juliann M. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Will use this company on all my trips. Information easily obtained, concise, clear. Would not have changed a thing.
Cynthia F. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
didn't need to file a claim, but felt protected that we had the coverage. will definitely purchase again.
Albert P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
An affordable plan
Anna M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Simple, easy to obtain. Cost was very good. Great coverage. Great reviews online. Glad I never had to use them but would get this insurance again.
Drew M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
We thankfully did not need to use the coverage. Having elderly parents and going through the loss of one right before another trip it was security for us. The price was better than what our travel agent offered, the process easy, online chat was helpful and we had a great vacation.
Susan H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Great plan, reasonable cost!
Deborah R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
I tried to put in a claim for a baggage delay on my outbound flight and was told that the insurance only covers only inbound flights. This is distressing to me since my baggage delay occurred within the timeframe of the trip. I am still without my luggage almost three days after arriving home. I should be reimbursed for items I have had to purchase due to delay.
Jeanette K. would not recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
  • Melissa J.
    Photo
    Thank you for your feedback on the policy. We are sorry to hear that your baggage was delayed on the way home. It is industry standard to cover Baggage Delay on the outward journey only to cover expenses for personal items that you need while traveling.

    "BAGGAGE DELAY (Outward Journey Only)
    The Company will reimburse You for the expense of necessary personal effects, up to the Maximum Benefit shown on the Confirmation of Coverage, if Your Checked Baggage is delayed or misdirected by a Common Carrier for more than twelve (12) hours, while on a Trip."

    In the future, if you are looking for guidance in selecting a travel insurance plan, please consider contacting our office at 800-487-4722 where a licensed representative would be happy to assist you.
    Jul 01,2019
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