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Travel Insurance Reviews Nationwide Prime

The Prime plan allows you to insure a higher trip cost than the Essential plan and also includes higher amounts of coverage to protect your pre-paid non-refundable monetary investment. This plan includes benefits for missed connections and changes in itineraries, along with a pre-existing condition waiver.

To learn more, see the Nationwide Prime product page.

Customers rated the Nationwide Mutual Insurance Company Prime plan
4.58 out of 5
660
ratings and reviews
97%
recommended
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Cruise
Filed claim
The trip included a
tour
Nationwide Mutual Insurance Prime
Very shortly after my trip, I used the email listed on the Insure My Trip site to request information from the insurer on how to file a trip delay claim. After a week with no reply, I tried emailing a 2nd time and then did receive a relatively quick reply with the information I needed to file my claim. The review email indicating they had approved part of my claim was received in a timely fashion thereafter. Apparently, I need to be more careful in how I read policies - as their interpretation of 'one time delay' meant that they will only reimburse me for expenses on the outgoing OR the return trip. Thankfully, a relatively small amount of money is involved by this interpretation - but it's disappointing that an airline can so horrendously delay us on both legs of a round-trip and discover that only one leg is covered.
Amy J. would recommend this plan to a friend or relative.
5 of 5 people found this review helpful
Coverage
Value
Satisfaction
Claims
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Prime
I didn't have to file a claim, but had peace of mind during my travels that if something did happen, I was covered!
Kimberly W. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Prime
Didn't cover changes only cancellations.
Scott C. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Prime
We always buy trip insurance for trips out of the country. Clark Howard turned us on to "Insure my Trip" as a way to get around the airline and cruise line coverages that are nowhere near as good or as good a value. Gives me peace of mind when traveling. Wouldn't travel without it!
Melinda P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Prime
Good to have but didn't need to use it!
Richard O. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Prime
Plan covered additional costs from a delay, but not lost expenses already paid for a delay.
This does make sense, but it is buried in the fine print. It could have been a lot clearer up front.
Samantha W. would not recommend this plan to a friend or relative.
1 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Prime
Didn't have to use it but it is good to have the piece of mind it is there should I needed it
Donald O. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Prime
Very easy to buy. Did not need to file any claims.
Thomas W. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Prime
Glad I had the coverage, although I didn't need to file a claim!
Carmen H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Prime
Though we did not use our plan, we appreciated the security it afforded us for a trip planned several months in advance. We have used insuremytrip in the past and their flexibility and rates are competitive. We will return again in the future. Thank you!
Lynda L. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
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