Call us

Travel Insurance Reviews Nationwide Universal Cruise

The Nationwide Universal Cruise plan is designed for travelers going on a cruise during their trip. Coverages include Trip Cancellation, Trip Interruption, Medical, Emergency Medical Evacuation, and in most states, an Itinerary Change Inconvenience benefit.

To learn more, see the Nationwide Universal Cruise product page.

Customers rated the Nationwide Mutual Insurance Company Universal Cruise plan
4.59 out of 5
457
ratings and reviews
96%
recommended
Sort by
Showing
Cruise
Filed claim
The trip included a
cruise
tour
Nationwide Mutual Insurance Universal Cruise
Few days before our cruise my family member was hospitalized and we had to cancel the entire cruise. Nationwide refunded all the money and it wasn't a hassle to do it. Thank you.
Nadine G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Universal Cruise
It covered what I needed, on paper, but I don't know if the coverage was good or bad. I didn't need to make a claim.
Todd S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Universal Cruise
Gratefully we have never had to use your policies so I really can't evaluate your policies.
Frances J. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Universal Cruise
Although not all our expenses incurred were covered, we were reimbursed most of what we paid out of pocket due to multi day air travel delays. We chose the most economical hotels for our overnights and did not splurge on meals. In fact we did not submit lunch or breakfast receipts for the first day. The cost of the plan was certainly worth it.
michele m. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Universal Cruise
Hard to evaluate as we did not have any claims. I think trip insurance is very necessary but is very expensive.
Janet S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Universal Cruise
We did not have to file any claim while on this trip but it was reassuring to know Nationwide was at my fingertips with the app downloaded to my phone. I will use them in the future.
James G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Universal Cruise
Necessary need at a good price. Glad I did not have to utilize but happy I had the protection.
George P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Universal Cruise
I didn’t need to use the plan, but like the security of having the policy in case we needed it.
Sharon N. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Universal Cruise
Most travel insurance plans are pricey for the coverage (and time frame) offered.
Duane B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Carol
    Photo
    Thank you for your feedback.

    Premiums for comprehensive policies are based largely on the length of the trip, the ages of the travelers, and the cost of the trip. A travel insurance policy is considered to be of good value when the policy premium is 4-10% of the insured trip cost.

    Please call us at 800-487-4722 if you have any questions or concerns.
    Aug 13,2019
The trip included a
cruise
tour
Nationwide Mutual Insurance Universal Cruise
We had planned a cruise with my aging parents. When it become clear my mom's health would prevent us from traveling, we submitted a claim with supporting documents. Customer Service was nice and pleasant to work with when we had a question. Within three weeks we had our refund!
Ronald S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
Show reviews per page.

Top 5 Providers

  1. GeoBlue
    (4.71)
  2. IMT Services
    (4.68)
  3. Medjet
    (4.65)
  4. Nationwide
    (4.64)
  5. Berkshire Hathaway Travel Protection
    (4.63)
  1. Berkshire Hathaway Travel Protection
    (4.69)
  2. GeoBlue
    (4.63)
  3. Travelex
    (4.57)
  4. John Hancock Insurance Agency, Inc.
    (4.47)
  5. IMT Services
    (4.47)