Travel Insurance Reviews Nationwide Universal Cruise
The Nationwide Universal Cruise plan is designed for travelers going on a cruise during their trip. Coverages include Trip Cancellation, Trip Interruption, Medical, Emergency Medical Evacuation, and in most states, an Itinerary Change Inconvenience benefit.
To learn more, see the Nationwide Universal Cruise product page.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Universal Cruise
I didn't have to use the plan, but was pleased with cost and coverage should I have needed it.
Jacqueline T. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Universal Cruise
Had wallet stolen while on trip; there is basically no coverage...Also if you do submit claim they require original receipts for any claimed item.
While we could not use any coverage (due to excluding any coverage for the lost wallet) it may be difficult to provide original receipts for a replacement i.e. suitcase and clothes...it would appear this could be used to deny any coverage if a loss is incurred.
While we could not use any coverage (due to excluding any coverage for the lost wallet) it may be difficult to provide original receipts for a replacement i.e. suitcase and clothes...it would appear this could be used to deny any coverage if a loss is incurred.
John S. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Universal Cruise
Didn't need to process a claim but appreciated the cruise specific nature of this insurance.
Christine W. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Universal Cruise
We had no problems on the trip and have no claims. It's hard to rate a plan that was not used, but I picked the plan as it seemed to provide the best range of coverage for a cruise.
Larch P. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Universal Cruise
We did not have need to use the plan but were comfortable that it was available.
Thomas A. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Universal Cruise
The reasonable cost and thorough coverage gave us peace of mind in our 19 day trip that included traveling to both Alaska and Canada.
Bonita R. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Universal Cruise
Great
Melba H. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Universal Cruise
Apologies for our delay in responding. We greatly appreciated the reminder just prior to our trip to Amsterdam. We would definitely recommend your site.
Donald W. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Universal Cruise
Luckily I did not have to use any part of this plan but the peace of mind having it for the price I paid was well worth it at 74 years old you never know when you may have to. It was the least expensive plan I found with the same if not more coverage then the others I researched.
Daniel M. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Universal Cruise
It was good to know I had the coverage I needed. Just in case!!
Amber G. would
recommend this plan to a friend or relative.
Travel insurance plans are "named peril" policies which means only those perils/hazards that are specifically listed in the policy are covered. In addition, all plans have their "exclusions and limitations" which may affect your coverage. Although you can review the policy terms and conditions prior to purchase by clicking on "View Certificate", this can be a long and frustrating process given the number of offered plans, so we encourage you to call customer care at InsureMyTrip 800-487-4722 for assistance.