Travel Insurance Reviews Nationwide Universal Cruise
The Nationwide Universal Cruise plan is designed for travelers going on a cruise during their trip. Coverages include Trip Cancellation, Trip Interruption, Medical, Emergency Medical Evacuation, and in most states, an Itinerary Change Inconvenience benefit.
To learn more, see the Nationwide Universal Cruise product page.
The trip included a
cruise
Nationwide Mutual Insurance
Universal Cruise
Thank you for this coverage. We are happy we did not have to use it. It gave us the confidence to take this trip.
sherry b. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Universal Cruise
Answered my questions before purchase. No problems or issues on the trip.
Albert G. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Universal Cruise
Customer service was always able to answer questions and explain differences between alternatives. Each company has some nuances that apply only to one choice. A phone call is necessary rather than assuming some details are the same among offerings.
James S. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
cruise
tour
Nationwide Mutual Insurance
Universal Cruise
Uneventful as no claim was made. A survey of purchasers who have filed a claim would be more valuable otherwise its just another insurance company.
Philip D. would
recommend this plan to a friend or relative.
1 of
2 people found this review helpful
The trip included a
cruise
Nationwide Mutual Insurance
Universal Cruise
This is a disingenuous survey. The "value" of insurance is only realized if you file a claim, which I did not. I have no way of objectively telling you if this coverage was good or bad precisely because I didn't use it. If I had missed my cruise due to illness would it have paid the bill without a huge argument? Who knows?
It appeared to be a good price and appeared to have adequate coverage. But that's the problem with insurance. What you think you have coverage for is often wrong. And policies are not written by marketing people.
It appeared to be a good price and appeared to have adequate coverage. But that's the problem with insurance. What you think you have coverage for is often wrong. And policies are not written by marketing people.
Daniel V. would
recommend this plan to a friend or relative.
1 of
2 people found this review helpful
The trip included a
cruise
tour
Nationwide Mutual Insurance
Universal Cruise
This plan seemed to cover the most at a reasonable cost. All insurance is expensive...until we need it.
Francis M. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Universal Cruise
Even though I did not have to file a claim the peace of mind having coverage was worth the cost.
Michael L. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Universal Cruise
Brook did and amazing job getting this plan for us. So glad we had it but better yet so glad we didn’t have to use it.
David T. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Universal Cruise
Just hope you don't have to file a claim! We paid nearly a thousand dollars for a policy that contains MAJOR exclusions written in the fine print about stolen baggage - both a long list of items and conditions under which they will not cover a loss. We specifically chose a plan with baggage protection, only to be told a month after our claim was filed they would not cover our loss because our travel bags were stolen from a locked car. Find another insurance company that does not play this kind of game with customers to avoid paying for situations you may find yourself in through no fault of your own. Made a rotten travel experience even worse to know the insurance you purchased was worthless.
Michael E. would not
recommend this plan to a friend or relative.
5 of
5 people found this review helpful
The trip included a
cruise
Nationwide Mutual Insurance
Universal Cruise
I’m very happy I had this insurance. Very happy I did not need to use it.
Sharon A. would
recommend this plan to a friend or relative.