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Travel Insurance Reviews Nationwide Universal Cruise

The Nationwide Universal Cruise plan is designed for travelers going on a cruise during their trip. Coverages include Trip Cancellation, Trip Interruption, Medical, Emergency Medical Evacuation, and in most states, an Itinerary Change Inconvenience benefit.

To learn more, see the Nationwide Universal Cruise product page.

Customers rated the Nationwide Mutual Insurance Company Universal Cruise plan
4.59 out of 5
399
ratings and reviews
96%
recommended
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Cruise
Filed claim
The trip included a
cruise
tour
Nationwide Mutual Insurance Universal Cruise
The plan served as a security blanket/peace of mind item. I encountered no events, so the company actually benefited.
MARVIN J. would not recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Universal Cruise
Good coverage for cruise vacation for a good price! Peace of mind is priceless!
Rosemary A. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Universal Cruise
Terrific insurance. Got the coverages I required without paying for additional options I didn't need. All aspects of my travel were covered under this insurance so I was able to travel without concern knowing I had taken the necessary steps to protect myself. Gave me total peace of mind, especially since I was traveling outside the U.S.
Susan R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Universal Cruise
Good coverage at a good price, glad we didn't have to use it but glad we had it just in case.
Stacy M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Universal Cruise
A bit pricey but had everyone think i would’ve needed
Andrea H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Universal Cruise
Though I didnt file a claim this trip, a couple of times I thought to myself, "glad I'm covered."
Mary N. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Universal Cruise
The sign up process was easy and the price was affordable for the coverage received. The only criticism was the difficulty experienced when the cruise dates were modified. It took over 12 emails, written reports from the travel agent and a great deal of frustration to ultimately get the coverage dates modified.
jeffrey f. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Carol
    Photo
    We apologize for the inconvenience when changing your cruise dates but the additional paperwork is required by Nationwide.

    If you need to amend your travel dates, our providers require proof that there were no penalties incurred and that no claims will be filed against the original policy dates. If the changes are requested after the Review Period, most companies require additional information prior to processing any changes which may include:

    Documentation from the travel suppliers showing the cancelled or transferred itinerary indicating that the trip cost was refunded or transferred and
    Documentation from the travel supplier showing the new itinerary (travel dates and trip cost).

    Once again, we apologize for any confusion this may have caused.
    Dec 28,2018
The trip included a
cruise
Nationwide Mutual Insurance Universal Cruise
My husband developed a severe back injury 1 month before our departure date, and as he was not able to travel, we had to cancel our cruise. I submitted the required paperwork and was compensated for all my lost revenue and non-refundable deposits. Was very happy with the plan and the way the company handled the claim. Customer reps were helpful.
Bernita S. would recommend this plan to a friend or relative.
2 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Universal Cruise
I was happy to have the insurance and not have to use it. It was great peace of mind in case I needed to cancel or I had luggage lost or a delay.
Pamela A. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Universal Cruise
Perfect insurance coverage for my needs. No wasted coverages, no wasted charges. Would certainly purchase a Nationwide Mutual Insurance Company Universal Cruise plan again and also recommend it to my family and friends.
Susan R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
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