Travel Insurance Reviews Tokio Marine HCC Medical Insurance Services

Tokio Marine HCC Medical Insurance Services (formerly MultiNational Underwriters) was established in 1998 in Indianapolis, Indiana. Tokio Marine HCC is a full service organization offering a comprehensive portfolio of international group health, domestic short term travel medical insurance products and comprehensive plans, designed to address the insurance needs of travelers worldwide. Below are travel insurance reviews from travelers like you who purchased a Tokio Marine HCC plan from InsureMyTrip. Read the Tokio Marine HCC reviews to see which plan is right for you.

Learn more about Tokio Marine HCC Medical Insurance.

Customers rated Tokio Marine HCC Medical Insurance
4.55 out of 5
1,580
ratings and reviews
96%
recommended
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Cruise
Filed claim
Tokio Marine HCC Medical Insurance Atlas Expedition
I really have nothing to compare this to. This is the first time I purchased trip insurance. The person I spoke was helpful and guided me through the process and what needed to be covered and why. I would use Insure My Trip again.
Lucy W. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Tokio Marine HCC Medical Insurance Atlas International
We didn’t want to be without medical insurance on our lovely cruise.
Richard W. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Tokio Marine HCC Medical Insurance Atlas International
Good insurance.Could I suggest you give repeat users cheaper rates, especially if no claims were filed?
Melissa R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Carol
    Photo
    Thank you for the suggestion but it would be unlikely that insurance providers would provide a lower rate for returning customers. Although this premium credit works well for personal auto and homeowners, these are annual plans that the insured may renew at the end of the policy term. Since these auto and homeowners discounts are generally based on loyalty and loss history, the insured has time to build "credit" with the insurance provider which is unlikely to happen with travel insurance that is written on a single trip basis.
    Sep 26,2018
The trip included a
tour
Tokio Marine HCC Medical Insurance Atlas International
Choose this plan to meet the insurance criteria for Schengen visa. Gets the job done for visa.
BRIJESHKUMAR HASMUKHBHAI K. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Carol
    Photo
    Schengen Visa travel insurance plans are built for travelers who are traveling to specific areas of the world. If you are a U.S. resident who is not also a U.S. citizen, and are traveling to one of the Schengen countries, you will need a travel insurance plan that meets the requirements of a Schengen Visa.

    Tokio Marine HCC Medical Insurance offers the Atlas International plan which satisfies the embassy requirements as long you purchase a plan with a 0 USD deductible. Tokio Marine will email the policy usually within 15 minutes of purchasing the policy along with instructions on printing the embassy approved letter needed to obtain the visa.
    Sep 25,2018
The trip included a
tour
Tokio Marine HCC Medical Insurance Atlas Expedition
While the coverage was good and the price was reasonable, I did have one problem with them. When the tour company changed our departure date to a week later (same company, same tour, same price), the insurance company required a lot of documentation before they would agree to change the coverage dates.
Patricia D. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Tokio Marine HCC Medical Insurance Atlas Multi-Trip
Did not have to use it, but good to know it was available.
Jeffrey B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Tokio Marine HCC Medical Insurance Atlas Expedition
Thankfully I did not need to use the insurance so I cannot address these questions. I do not know how a claim would play out.
Edward G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Tokio Marine HCC Medical Insurance Atlas Expedition
Plan included all of our needs without overlapping coverage already provided by our insurances and charge card. Reasonable price. No claim filed.
Sharon D. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Tokio Marine HCC Medical Insurance Atlas Expedition
Fortunately, I did not have to file a claim but I bought this insurance for peace of mind while traveling. I would recommend anyone traveling overseas have travel insurance. I never go without it.
Ruth R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Tokio Marine HCC Medical Insurance Atlas International
Unfortunately the documentation provided cannot be used as part of a Schengen visa application, so it ended up being useless to me and I needed to purchase a different insurance product through a travel agency in a haste.
Kenneth K. would not recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Carol
    Photo
    Thank you for letting us know of the problem with the embassy. However, The Tokio Marine HCC Atlas International plan was appropriate for the Schengen Visa but you neglected to eliminate the deductible for an additional premium of 1.10 USD.

    Within minutes after you purchased this policy back on July 25, 2018, Tokio Marine would have emailed your policy with instructions on how to view and print your embassy letter. Unfortunately that letter would have shown the 250 USD deductible which would not have been acceptable for the Schengen Visa.
    Sep 25,2018
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