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Travel Insurance Reviews WorldTrips Atlas Journey Preferred

Atlas Journey Preferred, underwritten by U.S. Specialty Insurance Company (USSIC), is a comprehensive travel insurance plan for U.S. residents traveling domestically and abroad.

To learn more, see the WorldTrips Atlas Journey Preferred product page.

Customers rated the WorldTrips Atlas Journey Preferred plan
4.54 out of 5
202
ratings and reviews
94%
recommended
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Cruise
Filed claim
The trip included a
cruise
WorldTrips Atlas Journey Preferred
Great trip and I am always happy when we don't need you.
Nancy B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
WorldTrips Atlas Journey Preferred
Luckily we did not need to take advantage of this trip insurance; however, we were happy to have it available if needed.
Gregory S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
WorldTrips Atlas Journey Preferred
I’ve used InsureMyTrip several times now and have filled a claim once. I find the company easy to work with and very responsive to questions when trying to pick a plan. Filing the claim was a lot of paperwork but it did work. I will continue to use this company.
theodore m. would recommend this plan to a friend or relative.
4 of 4 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
WorldTrips Atlas Journey Preferred
This plan gave me a feeling that if something went wrong while I was on my trip I had a backup
Vicki Z. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
WorldTrips Atlas Journey Preferred
Plans are great, especially when you don't have to use them! Provides peace of mind, somewhat.
Ralph E. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
WorldTrips Atlas Journey Preferred
My friend and I bought this plan instead of a more basic medical-only plan because we wanted protection in case flights were delayed or interrupted, or in case luggage was delayed or lost. From our experience, it was not worth it.

We did indeed have a 24-hour delay due to a missed connection. I thought I would receive the advertised payout, but it was only for expenses incurred during the delay. Since the airline paid for our hotel and gave us meal vouchers, we had zero expenses and thus were not reimbursed anything. I had thought we would receive a straight payout as compensation for the delay, but that was obviously not the case.

My friend also had his luggage lost/delayed for over 24 hours at our destination. Again, there was no direct payout, only reimbursement for things like new clothes or laundry. I had let my friend borrow my spare clothes, so again, there were no expenses to be reimbursed. If we were to do it over again, I would have suggested my friend just go on a shopping spree for free clothing since apparently that was covered.

I imagine the medical coverage was worthwhile, but we didn't need to use it. You can get medical coverage separately at a fraction of the cost of this plan. I really don't think this was worth the cost, and I suggest you read the fine print before buying it over a more basic medical-only plan.
Taylor Y. would not recommend this plan to a friend or relative.
3 of 4 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Sally
    Photo
    Thank you for your review, please see the response from World Trips.

    "Hi Taylor. We are sorry to hear of the dissatisfaction with your travel policy. While we did not receive a formal claim from you, based on the review of your call to us, we can confirm that your policy only covers actual incurred expenses under a eligible benefit. There is no indemnity benefit under the policy you purchased."
    Jan 19,2022
WorldTrips Atlas Journey Preferred
I thought the plan was a bit expensive for a family trip within the US. We bought it because we were unsure if there could be covid issues.
Timothy R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
WorldTrips Atlas Journey Preferred
I feel safer knowing I have the extra insurance. I have gotten many plans over the years and have only had to file one claim. I mostly cruise so that is what I insure. It a piece of mind.
Diane E. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
WorldTrips Atlas Journey Preferred
Excellent service and promp attention paid to our situation. flight was delayed due to weather, causing luggage to be delayed for a few days. The frustraion was offset by a paid claim for unexpected associated expenses.

Thank you!
Frank M. would recommend this plan to a friend or relative.
5 of 5 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
WorldTrips Atlas Journey Preferred
I would absolutely tell every person I know to avoid this company. It is a complete and total rip off. Cancel for any reason is complete BS.
Lora Li J. would not recommend this plan to a friend or relative.
3 of 4 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Megan B.
    Photo
    Dear Valued Customer,

    Thank you for your feedback. Please see the response from WorldTrips below:

    "We’d like the chance to speak with you directly regarding your experience. The Trip Cancellation for Any Reason benefit requires that the trip be canceled 48 hours prior to the schedule departure date. That said, it’s possible that you may be eligible for reimbursement from canceling your trip if the reason for cancellation is a covered reason within the policy wording. Please reach out to us at 1-866-400-6090 for further conversation. Thanks."
    Dec 03,2021
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