Activities & Excursions Covered in Travel Insurance
Last updated on 03/28/2023
Travel details stretch past hotel reservations, plane tickets and car rentals. You planned your trip to a tee! You researched the ideal dining spots, the highest rated boat tours and the critically-acclaimed Broadway-style shows. You outlined an itinerary anyone would drool over; jam packed with the exciting events and activities that make your trip amazing. How do you protect your investments? Travel insurance.
Travel insurance can protect you from trip cancellation, delays and interruptions, and also all the pre-paid excursions. InsureMyTrip offers many comprehensive plans that cover your prepaid, non-refundable travel arrangements. Some of these plans will cover more expenses than others, including (click to jump to section):
Whether you are going to a once-in-a-lifetime game or plan to see your favorite team while out of town, you can find a plan that will cover your tickets to the big game. Several providers, not all, will cover your game-day tickets if they are pre-paid, non-refundable and included in the overall trip cost when the plan is purchased. Read the details of the plan (some include caveats of where the tickets were purchased) and save all your receipts in case you do need to file a claim.
We know taking the family on an exciting fun-filled trip is getting more and more expensive; don’t let an unforeseen circumstance ruin the fun. If the amusement park tickets are pre-paid, non-refundable and included in the overall trip cost, you could be covered. Keep in mind, not all providers cover this expense and some that do may require you to purchase these tickets through a travel agency or package deal – be sure to read the details of your plan.
You’ve booked your children for a summer of fun in an overnight camp 300 miles away – now what? Insure it. Not only would you be able to insure their medical needs and travel reservations, but you can also insure the cost of the camp. Keep in mind, many providers who cover this expense will require the cost of the camp to pre-paid, non-refundable and included in the overall cost of the trip.
If you plan on spending an unplugged weekend in the woods with the family, travel insurance is also an option of you! While a few providers have plans that will cover the cost of the campgrounds, pay attention to the details of the policy. Pre-paid campground reservations are a must for most plans.
Whether going to NYC to see a show or Nashville to jam in Music City, you can find a plan that covers your tickets. If you pay for the tickets after arriving in the travel spot, you will not be covered. Your tickets must be paid for prior to leaving for the trip and non-refundable to be eligible for coverage. Always remember to include the cost of the tickets in the overall cost of your trip, save your receipts and have fun!
While some people are totally content sitting on the pool deck of the cruise ship, others like to get out and see what each port has to offer! Our advice: plan ahead. If you book your excursions in advance and they are non-refundable, you can find a cruise insurance plan to cover your adventures too! If you wait until you are on the ship to book your excursions, you may not be covered.
Disclaimer: The information contained in this article serves as a general overview of benefits and should only be used for informational purposes. Refer to your individual certificate of insurance for specific coverages, exclusions and benefits. When in doubt, please contact one of our licensed agents for additional assistance.