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AIG Travel Travel Guard Essential

The AIG Travel Guard Essential Travel Insurance Plan offers savvy coverage for the budget-minded traveler.

Whether you are traveling for business or pleasure, basic coverage and access to 24/7 travel assistance services can come in very handy. Want assistance with rebooking flight and hotel? Prefer to have coverage for pre-existing medical conditions? Want trip cancellation, trip interruption and trip delay coverage? Need coverage for lost, stolen or damaged baggage? It’s all right here and can be yours in minutes. The Essential Insurance Plan is a simple way to cover your travels on a budget.

This plan includes family coverage – one child age 17 and under, who is booked to travel with and is related to the primary adult named on the enrollment form, is included in the rates for each paying adult. (Offer does not apply to optional coverages. The child’s trip cost must be equal to or less than the adult traveler(s) trip cost).

For complete coverage information and exclusions, please refer to the Policy of Insurance for your state of residence prior to purchase. Policy may not be available in all states.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Protect your trip with cancellation, interruption, delay and medical benefits.

Highlighted Coverages

Trip Cancellation
Trip Interruption
Baggage Loss
Pre-Existing Condition Lookback Period
Medical Evacuation

Plan Info

Plan Type
View Certificate
Refund Policy
Available to
U.S. Residents
AM Best Rating

Trip Protection

Trip Cancellation
Trip Interruption
Terrorism in Itinerary City
Interrupt for Any Reason
Cancel for Any Reason
Baggage Loss
Vacation Rental Damage

Accidental Death

24-Hr Full Coverage
Common Carrier
Included in Accidental Death 24-Hour
Flight Only


Medical Evacuation

Additional Benefits

24-Hour Emergency Assistance
Optional Coverages

Your Quote

To see the most accurate plan information and pricing Get a Quote

Ratings and reviews

Our customers rate the AIG Travel Travel Guard Essential on our site
(3.91) of 5
on average based on 7 reviews.
A.M. Best Rating
Better Business Bureau Rating
I found the plans to be confusing. I think when the plan covers a home rental in Florida, you should be able to have red tide included, as it not only impacts your activities, but also can affect your respiratory health. I thought the hurricane wordage was confusing as well. I am thankful I did not have to file for any reason. We were driving to Florida, and there was way too much info about plane reservations, delays, etc.
Robert P.
I had a bad experience of not “reading the fine print” and I had a weather hazard event that caused disruption in my trip and my claim was denied because I did not read the fine line of how those events are categorized. I felt it was useless policy and didn’t help me at all when I needed it.
Milver V.
See all reviews