AXA Assistance USA Explorer Elite
The AXA Assistance USA Explorer Series Elite plan delivers premium travel protection with elevated coverage limits designed for travelers seeking the highest level of security and flexibility. With access to 24/7 global assistance services, the plan ensures expert support for medical emergencies, travel disruptions, and coordination needs anywhere in the world.
The plan includes comprehensive coverage for trip cancellations, interruptions, and delays, along with benefits for missed connections, baggage protection, and unique enhancements such as sports equipment rental coverage and reimbursement for pet kennel expenses if travel is delayed. It also features enhanced medical coverage, including higher limits for emergency medical expenses and evacuation. Advanced protections such as Natural Disaster Evacuation and Political & Security Evacuation coverage help safeguard travelers in more complex or high-risk situations, while optional Cancel for Any Reason coverage provides maximum flexibility when plans change.
Coverages and Plan Info
The AXA Assistance USA Explorer Elite plan is a comprehensive travel insurance plan. The plan information listed below is for general purposes only. To view specific plan information for your trip, start a quote.
Plan Summary
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Trip Cancellation | Trip Cost |
| Trip Interruption | Trip Cost + 50% |
| Baggage Loss | $5,000 $500 per article limit |
| Baggage Delay | 12+ hours $1,000 max. |
| Medical Limit | $250,000 |
| Pre-Existing Condition Waiver | If insurance purchased within 14 days of Initial Trip Payment and certain conditions are met |
| Pre-Existing Condition Lookback Period | 60 days |
| Medical Evacuation | $1,000,000 |
Plan Info
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Plan Type | Comprehensive |
| Refund Policy | 10 Day Review Period |
| Available to | U.S. Residents |
| AM Best Rating | A+ |
Trip Protection
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Trip Cancellation | Trip Cost |
| Trip Interruption | Trip Cost + 50% |
| Financial Default | 30 day wait, if purchased within 14 days of Initial Trip Payment |
| Terrorism in Itinerary City | Foreign and U.S. Domestic |
| Interrupt for Any Reason | – |
| Cancel for Any Reason | 75% of non-refundable trip cost [requires purchase within 14 days of Initial Trip Payment and certain conditions are met. Available up to a maximum of $50,000 Trip Cost per person] – optional |
| Baggage Loss | $5,000 $500 per article limit |
| Baggage Delay | 12+ hours $1,000 max. |
| Travel Delay | 12+ hours $300 per day $2,000 max. |
| Vacation Rental Damage | – |
Medical
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Medical Limit | $250,000 |
| Dental | $2,500 included in Medical |
Pre-Existing Conditions
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Waiver | If insurance purchased within 14 days of Initial Trip Payment and certain conditions are met |
| Lookback Period | 60 days |
Accidental Death
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| 24-Hr Full Coverage | $50,000 |
| Common Carrier | Included in Accidental Death 24-Hour |
| Flight Only | Included in Accidental Death 24-Hour |
Evacuation
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Medical Evacuation | $1,000,000 |
Additional Benefits
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| 24-Hour Emergency Assistance | Call for Details |
| Rental Car | $50,000 – optional |
| Optional Coverages | – |
| Notes | Included Benefits: Cancel for Work Reasons $250 for Change Fee $250 for Frequent Traveler Reward $5,000 for Golf Equipment Hospital of Choice $1,500 for Missed Connection [3+ hours] $125 for Pet Kennel $100,000 for Political or Security and Natural Disaster Evacuation $100,000 for Search and Rescue $1,000 for Sports and Golf Equipment Rental $5,000 for Sports Equipment |
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