AXA Assistance USA Explorer Select
The AXA Assistance USA Explorer Select plan delivers comprehensive travel protection with balanced coverage limits designed to support travelers at every stage of their journey. With access to 24/7 global assistance services, travelers can rely on expert support for medical emergencies, travel disruptions, and coordination needs while away from home.
The plan includes coverage for unexpected events such as trip cancellations, interruptions, and delays, along with benefits for missed connections and baggage protection. It also features robust medical coverage, including emergency medical expenses and evacuation, making it a strong choice for both domestic and international travel. Specialized benefits such as Hurricane & Weather coverage for storm-related disruptions help safeguard trips impacted by severe conditions, while optional upgrades like Cancel for Any Reason coverage provide added flexibility for changing plans.
Coverages and Plan Info
The AXA Assistance USA Explorer Select plan is a comprehensive travel insurance plan. The plan information listed below is for general purposes only. To view specific plan information for your trip, start a quote.
Plan Summary
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Trip Cancellation | Trip Cost |
| Trip Interruption | Trip Cost + 50% |
| Baggage Loss | $1,500 $250 per article limit |
| Baggage Delay | 12+ hours $300 max. |
| Medical Limit | $250,000 |
| Pre-Existing Condition Waiver | If insurance purchased within 14 days of Initial Trip Payment and certain conditions are met |
| Pre-Existing Condition Lookback Period | 60 days |
| Medical Evacuation | $500,000 |
Plan Info
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Plan Type | Comprehensive |
| Refund Policy | 10 Day Review Period |
| Available to | U.S. Residents |
| AM Best Rating | A+ |
Trip Protection
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Trip Cancellation | Trip Cost |
| Trip Interruption | Trip Cost + 50% |
| Financial Default | 30 day wait, if purchased within 14 days of Initial Trip Payment |
| Terrorism in Itinerary City | Foreign and U.S. Domestic |
| Interrupt for Any Reason | – |
| Cancel for Any Reason | 75% of non-refundable trip cost [requires purchase within 14 days of Initial Trip Payment and certain conditions are met. Available up to a maximum of $50,000 Trip Cost per person] – optional |
| Baggage Loss | $1,500 $250 per article limit |
| Baggage Delay | 12+ hours $300 max. |
| Travel Delay | 12+ hours $250 per day $1,500 max. |
| Vacation Rental Damage | – |
Medical
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Medical Limit | $250,000 |
| Dental | $2,000 included in Medical |
Pre-Existing Conditions
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Waiver | If insurance purchased within 14 days of Initial Trip Payment and certain conditions are met |
| Lookback Period | 60 days |
Accidental Death
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| 24-Hr Full Coverage | $50,000 |
| Common Carrier | Included in Accidental Death 24-Hour |
| Flight Only | Included in Accidental Death 24-Hour |
Evacuation
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Medical Evacuation | $500,000 |
Additional Benefits
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| 24-Hour Emergency Assistance | Call for Details |
| Rental Car | $35,000 – optional |
| Optional Coverages | – |
| Notes | Included Benefits: Cancel for Work Reasons $100 for Change Fee $1,500 for Missed Connection [3+ hours] $100,000 for Political or Security and Natural Disaster Evacuation |
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