The InsureandGo Platium plan is one step up from the Gold plan. Offering the highest benefit limits of all three domestic travel insurance plans, this plan provides protection for your standard travel needs through comprehensive benefits. The Platinum covers a single-trip up to 45 days in length.
Like the other domestic plans, the comprehensive benefits for trip cancellation and trip interruption, covering, respectfully, 100% and 150% of the pre-paid, non-refundable trip cost. The extra benefit limit for trip interruption is to offset costs of new accommodations, change or cancellation fees charged by your travel supplies.
The Platinum plan provides higher coverage limits for baggage loss, baggage delay and travel delay. This plan also provides coverage for missed cruise connection. If you are delayed on route to your cruise port, due to a covered reason, than you may be eligible for the coverage to assist you with meeting your cruise at the next port of call.
The Platinum plan provides the most emergency medical coverage. Like the other two domestic plans: if purchased within 14 days of your initial trip payment and certain conditions are met, you may be eligible for the pre-existing condition waiver. If you do not qualify for the waiver, then the pre-existing lookback period is 60 days.
Like all InsureandGo plans, this plan includes 24-hour emergency assistance, travel assistance, concierge services and roadside assistance. Unlike the Silver plan, this plan includes benefits for Accidental Death & Dismemberment for 24-hour, Common-Carrier or Flight-Only.