International Medical Group iTravelInsured Choice Cruise
You’ve packed your sunscreen and passport – don’t forget your insurance! iTravelInsured Choice Cruise is a travel insurance plan built specifically for those setting sail. This plan includes the well-rounded coverage you expect from a traditional travel insurance plan, plus protections specific to cruises. iTravelInsured Choice Cruise is ideal for families, with a pricing model that can offer coverage for one child per each insured adult at no additional cost.
In addition to the many trip cancellation and interruption covered perils you have come to expect, Choice Cruise includes unique covered reasons for cruisers, including if excessive water levels or a cruise port closure end your trip. This plan also offers benefits that can offer compensation if mechanical issues, virus outbreaks, natural disasters, or major itinerary changes impact your ship.
Sick at sea? With this plan you have access to Teladoc, a teleheath service connecting you to board-certified medical professionals anytime, anywhere. Providers can help diagnose, treat and prescribe medication for non-emergency issues over the phone or through video chat. Choice Cruise also comes with IMG’s 24/7 non-insurance travel assistance services. Our experts are trained to help in a crisis – from lost travel documents to emergency translations, medical referrals and much more.
Whether you’re soaking up the sun on the lido deck or exploring the port of call, travel with Choice Cruise for global peace of mind.
Coverages and Plan Info
iTravelInsured Choice Cruise offers a budget-friendly solution to travel’s worst moments. The plan information listed below is for general purposes only. To view specific plan information for your trip, start a quote.
Plan Summary
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Trip Cancellation | Trip Cost |
| Trip Interruption | Trip Cost + 50% |
| Baggage Loss | $1,000 $250 per article limit |
| Baggage Delay | 6+ hours $300 max. |
| Medical Limit | $100,000 |
| Pre-Existing Condition Waiver | If insurance purchased within 21 days of Initial Trip Payment and certain conditions are met |
| Pre-Existing Condition Lookback Period | 60 days |
| Medical Evacuation | $500,000 |
Plan Info
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Plan Type | Comprehensive |
| Refund Policy | 10 Day Review Period |
| Available to | U.S. Residents |
| AM Best Rating | A- |
Trip Protection
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Trip Cancellation | Trip Cost |
| Trip Interruption | Trip Cost + 50% |
| Financial Default | 14 day wait, if purchased within 21 days of Initial Trip Payment |
| Terrorism in Itinerary City | Foreign and U.S. Domestic |
| Interrupt for Any Reason | – |
| Cancel for Any Reason | – |
| Baggage Loss | $1,000 $250 per article limit |
| Baggage Delay | 6+ hours $300 max. |
| Travel Delay | 6+ hours $150 per day $1,000 max. |
| Vacation Rental Damage | – |
Medical
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Medical Limit | $100,000 |
| Dental | $750 included in Medical |
Pre-Existing Conditions
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Waiver | If insurance purchased within 21 days of Initial Trip Payment and certain conditions are met |
| Lookback Period | 60 days |
Accidental Death
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| 24-Hour Full Coverage | $10,000 |
| Common Carrier | Included in Accidental Death 24-Hour |
| Flight Only | Included in Accidental Death 24-Hour |
Evacuation
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Medical Evacuation | $500,000 |
Additional Benefits
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| 24-Hour Emergency Assistance | Call for Details |
| Rental Car | – |
| Optional Coverages | – |
| Notes | Included Benefits: $100 for Itinerary Change [Pre-Paid Excursion Reimbursement] $100 for Travel Inconvenience $500 for Missed Connection [6+ hours] $250 for Sports Equipment Rental $100,000 for Political or Security Evacuation $100,000 for Natural Disaster Evacuation Hospital of Choice Teladoc |
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International Medical Group iTravelInsured Travel LX
Comprehensive SingleIncludes everything in Travel SE, with added benefits for more complex trips, including coverage for pet kennel costs during covered delays and medical evacuation to a hospital of your choice. Designed for luxury and adventure travel, it offers higher coverage limits and greater flexibility. Ideal if you’re investing more in your travel experience.
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Trip Cancellation
Trip Cost
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Medical Limit
$500,000
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Travel Delay
6+ hours
$250 per day
$2,500 max -
Baggage Loss
$2,500
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Trip Cancellation
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International Medical Group iTravelInsured Travel LX with CFAR
Comprehensive SingleBuilt for luxury and adventure travel, with strong coverage and Cancel for Any Reason included. Covers pet kennel costs during covered delays and medical evacuation to a hospital of your choice. Ideal for higher-cost trips or remote-destination adventures where flexibility matters.
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Trip Cancellation
Trip Cost
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Medical Limit
$500,000
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Travel Delay
6+ hours
$250 per day
$2,500 max -
Baggage Loss
$2,500
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Trip Cancellation
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International Medical Group iTravelInsured Travel SE
Comprehensive SingleWell-rounded coverage for domestic or international trips, including cruises, tours, and family travel. Covers trip cancellation, interruption, delays, baggage, emergency medical care, and even pet kennel costs during covered delays. You can also add Cancel or Interruption for Any Reason in eligible states.
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Trip Cancellation
Trip Cost
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Medical Limit
$250,000
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Travel Delay
12+ hours
$125 per day
$2,000 max -
Baggage Loss
$1,500
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Trip Cancellation
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International Medical Group Patriot America Lite
Medical SingleA single-trip medical plan for non-U.S. residents visiting the United States. Provides coverage for unexpected medical care during your stay. A simple option for adding medical coverage while traveling in the U.S.
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Medical Limit
Medical limits may vary
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Emergency Medical Evacuation
$1,000,000 (secondary)
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Repatriation of Remains
Included
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Medical Limit
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International Medical Group Patriot International Lite
Medical SingleTravel medical coverage if you’re going outside your home country (excluding the United States). Helps fill gaps where your regular health insurance may fall short abroad. A flexible option for medical protection while traveling internationally.
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Medical Limit
Medical limits may vary
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Emergency Medical Evacuation
$1,000,000 (secondary)
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Repatriation of Remains
Included
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Medical Limit
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International Medical Group iTravelInsured Choice
Comprehensive SingleA budget-friendly option that covers the basics when things don’t go as planned. Includes trip cancellation, baggage issues, travel delays, emergency medical coverage and evacuation to your hospital of choice. A solid choice if you want dependable protection without extras.
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Trip Cancellation
Trip Cost
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Medical Limit
$100,000
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Travel Delay
6+ hours
$150 per day
$1,000 max -
Baggage Loss
$1,000
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Trip Cancellation