International Medical Group iTravelInsured Choice Lite
iTravelInsured Choice Lite is a budget-friendly travel insurance plan designed to help protect your trip from the unexpected. If you need to cancel or cut your trip short for a covered reason, Trip Cancellation and Trip Interruption benefits can reimburse you for eligible non-refundable, unused trip costs.
The plan also includes benefits for common travel disruptions, including travel delays, lost or delayed baggage, and emergency medical expenses while traveling. If your trip is delayed, your luggage is lost or delayed, or you need medical treatment away from home, Travel Lite can help with eligible unexpected expenses.
Travelers also have access to IMG’s non-insurance emergency travel assistance services, which can help with needs such as replacing lost travel documents or prescriptions, arranging emergency cash transfers, and finding legal or medical referrals while away from home.
Coverages and Plan Info
iTravelInsured Choice Lite offers a budget-friendly solution to travel’s worst moments. The plan information listed below is for general purposes only. To view specific plan information for your trip, start a quote.
Plan Summary
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Trip Cancellation | Trip Cost |
| Trip Interruption | Trip Cost + 25% |
| Baggage Loss | $2,000 $250 per article limit $1,000 combined max. for specified items |
| Baggage Delay | 12+ hours $300 max. |
| Medical Limit | $100,000 |
| Pre-Existing Condition Waiver | If insurance purchased within 14 days of Initial Trip Payment and certain conditions are met |
| Pre-Existing Condition Lookback Period | 180 days |
| Medical Evacuation | $250,000 |
Plan Info
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Plan Type | Comprehensive |
| Refund Policy | 10 Day Review Period |
| Available to | U.S. Residents |
| AM Best Rating | A+ |
Trip Protection
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Trip Cancellation | Trip Cost |
| Trip Interruption | Trip Cost + 25% |
| Financial Default | 30 day wait, if purchased within 14 days of Initial Trip Payment |
| Terrorism in Itinerary City | Foreign and U.S. Domestic |
| Interrupt for Any Reason | – |
| Cancel for Any Reason | – |
| Baggage Loss | $2,000 $250 per article limit $1,000 combined max. for specified items |
| Baggage Delay | 12+ hours $300 max. |
| Travel Delay | 12+ hours $150 per day $750 max. |
| Vacation Rental Damage | – |
Medical
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Medical Limit | $100,000 |
| Dental | $750 included in Medical |
Pre-Existing Conditions
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Waiver | If insurance purchased within 14 days of Initial Trip Payment and certain conditions are met |
| Lookback Period | 180 days |
Accidental Death
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| 24-Hour Full Coverage | $10,000 |
| Common Carrier | Included in Accidental Death 24-Hour |
| Flight Only | Included in Accidental Death 24-Hour |
Evacuation
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Medical Evacuation | $250,000 |
Additional Benefits
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| 24-Hour Emergency Assistance | Call for Details |
| Rental Car | – |
| Optional Coverages | – |
| Notes | Included Benefits: $500 for Missed Connection [3+ hours] $10,000 for Political or Security Evacuation and Natural Disaster Evacuation Hospital of Choice |
Other plans by International Medical Group
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International Medical Group iTravelInsured Travel LX
Comprehensive SingleIncludes everything in Travel SE, with added benefits for more complex trips, including coverage for pet kennel costs during covered delays and medical evacuation to a hospital of your choice. Designed for luxury and adventure travel, it offers higher coverage limits and greater flexibility. Ideal if you’re investing more in your travel experience.
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Trip Cancellation
Trip Cost
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Medical Limit
$500,000
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Travel Delay
6+ hours
$250 per day
$2,500 max -
Baggage Loss
$2,500
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Trip Cancellation
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International Medical Group iTravelInsured Travel LX with CFAR
Comprehensive SingleBuilt for luxury and adventure travel, with strong coverage and Cancel for Any Reason included. Covers pet kennel costs during covered delays and medical evacuation to a hospital of your choice. Ideal for higher-cost trips or remote-destination adventures where flexibility matters.
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Trip Cancellation
Trip Cost
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Medical Limit
$500,000
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Travel Delay
6+ hours
$250 per day
$2,500 max -
Baggage Loss
$2,500
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Trip Cancellation
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International Medical Group iTravelInsured Travel SE
Comprehensive SingleWell-rounded coverage for domestic or international trips, including cruises, tours, and family travel. Covers trip cancellation, interruption, delays, baggage, emergency medical care, and even pet kennel costs during covered delays. You can also add Cancel or Interruption for Any Reason in eligible states.
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Trip Cancellation
Trip Cost
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Medical Limit
$250,000
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Travel Delay
12+ hours
$125 per day
$2,000 max -
Baggage Loss
$1,500
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Trip Cancellation
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International Medical Group Patriot America Lite
Medical SingleA single-trip medical plan for non-U.S. residents visiting the United States. Provides coverage for unexpected medical care during your stay. A simple option for adding medical coverage while traveling in the U.S.
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Medical Limit
Medical limits may vary
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Emergency Medical Evacuation
$1,000,000
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Repatriation of Remains
Included
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Medical Limit
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International Medical Group Patriot International Lite
Medical SingleTravel medical coverage if you’re going outside your home country (excluding the United States). Helps fill gaps where your regular health insurance may fall short abroad. A flexible option for medical protection while traveling internationally.
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Medical Limit
Medical limits may vary
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Emergency Medical Evacuation
$1,000,000
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Repatriation of Remains
Included
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Medical Limit
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International Medical Group iTravelInsured Choice
Comprehensive SingleA budget-friendly option that covers the basics when things don’t go as planned. Includes trip cancellation, baggage issues, travel delays, emergency medical coverage and evacuation to your hospital of choice. A solid choice if you want dependable protection without extras.
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Trip Cancellation
Trip Cost
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Medical Limit
$100,000
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Travel Delay
6+ hours
$150 per day
$1,000 max -
Baggage Loss
$1,000
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Trip Cancellation