International Medical Group iTravelInsured Travel LX with CFAR
The iTravelInsured Travel LX with CFAR plan has excellent coverage, like the iTravelInsured Travel SE plan, but with additional included benefits. The plan is specifically designed for luxury and adventure trips to exotic locations.
In addition to traditional trip cancellation and trip interruption coverage, the LX with CFAR plan offers Cancellation for Any Reason and Interruption for Any Reason as an additional benefit for travelers. These benefits are available to those who purchase this plan within 20 days from your initial trip deposit and certain conditions are met. This coverage will help to reimburse you up to 75% of the total trip cost if your trip must be cancelled or interrupted for any reason not listed as a covered peril within the plan details.
The LX with CFAR plan offers a pre-existing condition waiver if your plan is purchased within 20 days of your initial trip deposit (coverage varies by state, please refer to your policy documents for further details). Unlike the SE plan, this plan has up to $1,000,000 in coverage for emergency medical evacuation and automatically includes the hospital of choice benefit as well. The plan also includes $50,000 for Political or Security Evacuation and Natural Disaster Evacuation.
Additionally, this plan includes missed trip connection for coverage if you miss your trip departure because your arrival at your trip destination is delayed for at least three consecutive hours, due to one of the covered reasons under missed trip connection in the plan details.
Coverages and Plan Info
The iTravelInsured Travel LX with CFAR plan has excellent coverage, like the iTravelInsured Travel SE plan, but with additional included benefits. The plan information listed below is for general purposes only. To view specific plan information for your trip, start a quote.
Plan Summary
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Trip Cancellation | Trip Cost |
| Trip Interruption | Trip Cost + 50% |
| Baggage Loss | $2,500 $250 per article limit |
| Baggage Delay | 12+ hours $500 max. |
| Medical Limit | $500,000 |
| Pre-Existing Condition Waiver | If insurance purchased within 20 days of Initial Trip Payment and certain conditions are met |
| Pre-Existing Condition Lookback Period | 60 days |
| Medical Evacuation | $1,000,000 |
Plan Info
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Plan Type | Comprehensive |
| Refund Policy | 10 Day Review Period |
| Available to | U.S. Residents |
| AM Best Rating | A |
Trip Protection
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Trip Cancellation | Trip Cost |
| Trip Interruption | Trip Cost + 50% |
| Financial Default | Varies by state |
| Terrorism in Itinerary City | Foreign and U.S. Domestic |
| Interrupt for Any Reason | 75% of non-refundable trip cost – included with Cancel For Any Reason and certain conditions are met |
| Cancel for Any Reason | 75% of non-refundable trip cost [requires purchase within 20 days of Initial Trip Payment and certain conditions are met] |
| Baggage Loss | $2,500 $250 per article limit |
| Baggage Delay | 12+ hours $500 max. |
| Travel Delay | 6+ hours $250 per day $2,500 max. |
| Vacation Rental Damage | – |
Medical
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Medical Limit | $500,000 |
| Dental | $1,000 included in Medical |
Pre-Existing Conditions
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Waiver | If insurance purchased within 20 days of Initial Trip Payment and certain conditions are met |
| Lookback Period | 60 days |
Accidental Death
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| 24-Hour Full Coverage | – |
| Common Carrier | $100,000 |
| Flight Only | Included in Accidental Death Common Carrier |
Evacuation
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Medical Evacuation | $1,000,000 |
Additional Benefits
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| 24-Hour Emergency Assistance | Call for Details |
| Rental Car | $40,000 |
| Optional Coverages | – |
| Notes | Included Benefits: Cancel for Work Reasons $100 per day, $500 max. per pet for Pet Kennel $500 for Missed Connection [3+ hours] $300 for Change Fee $75 for Frequent Traveler Reward $50,000 for Political or Security Evacuation & Natural Disaster Evacuation $10,000 for Search and Rescue $500 per day, $2,000 max. for Sports Equipment Rental $200 per day, $1,000 max. for Traveling Companion Bedside Daily Benefit Hospital of Choice Teladoc |
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Trip Cancellation
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