International Medical Group iTravelInsured Travel SE
The iTravelInsured Travel SE plan offers well-rounded coverage for domestic or international travel. This plan is ideal for protecting a variety of trips, from cruises and tour packages to family travel. Cancel and Interruption for Any Reason (CFAR/IFAR) can be purchased as an optional upgrade at an additional cost. (Not available in NY).
This plan includes coverage for travel delay if you are delayed for twelve (12) consecutive hours or more during the course of Your Trip for one of the covered reasons listed under Trip Delay in the plan details. This plan also includes rental car coverage if your rental car is damaged while on a trip due to collision, theft, vandalism, natural disaster or any cause beyond your control while in your possession, or your rental car is stolen and not recovered.
If you purchase this plan within 20 days of your initial trip payment and you are not disabled from travel at the time of purchase, you may be eligible for coverage for pre-existing medical conditions. This means that the accident & sickness coverage on this plan would most likely reimburse you for any expenses, even if they were due to a pre-existing medical condition.
This plan also includes missed trip connection coverage. If a covered reason delays you 6 hours or more and causes you to miss your cruise or tour departure, this benefit could cover the cost of the non-refundable deposits or additional transportation to join the already departed cruise or tour.
Coverages and Plan Info
The iTravelInsured Travel SE plan offers well-rounded coverage for domestic or international travel. This plan is ideal for protecting a variety of trips, from cruises and tour packages to family travel. The plan information listed below is for general purposes only. To view specific plan information for your trip, start a quote.
Plan Summary
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Trip Cancellation | Trip Cost |
| Trip Interruption | Trip Cost + 50% |
| Baggage Loss | $1,500 $250 per article limit |
| Baggage Delay | 12+ hours $250 max. |
| Medical Limit | $250,000 |
| Pre-Existing Condition Waiver | If insurance purchased within 20 days of Initial Trip Payment and certain conditions are met |
| Pre-Existing Condition Lookback Period | 60 days |
| Medical Evacuation | $500,000 |
Plan Info
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Plan Type | Comprehensive |
| Refund Policy | 10 Day Review Period |
| Available to | U.S. Residents |
| AM Best Rating | A |
Trip Protection
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Trip Cancellation | Trip Cost |
| Trip Interruption | Trip Cost + 50% |
| Financial Default | Varies by state |
| Terrorism in Itinerary City | Foreign and U.S. Domestic |
| Interrupt for Any Reason | 75% of non-refundable trip cost – included with Cancel For Any Reason and certain conditions are met |
| Cancel for Any Reason | 75% of non-refundable trip cost [requires purchase within 20 days of Initial Trip Payment and certain conditions are met] – optional |
| Baggage Loss | $1,500 $250 per article limit |
| Baggage Delay | 12+ hours $250 max. |
| Travel Delay | 12+ hours $125 per day $2,000 max. |
| Vacation Rental Damage | – |
Medical
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Medical Limit | $250,000 |
| Dental | $1,000 included in Medical |
Pre-Existing Conditions
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Waiver | If insurance purchased within 20 days of Initial Trip Payment and certain conditions are met |
| Lookback Period | 60 days |
Accidental Death
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| 24-Hour Full Coverage | – |
| Common Carrier | $25,000 |
| Flight Only | Included in Accidental Death Common Carrier |
Evacuation
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Medical Evacuation | $500,000 |
Additional Benefits
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| 24-Hour Emergency Assistance | Call for Details |
| Rental Car | $40,000 |
| Optional Coverages | – |
| Notes | Included Benefits: Cancel for Work Reasons $100 per day, $300 max. per pet for Pet Kennel $500 for Missed Connection [6+ hours] $150 for Change Fee $75 for Frequent Traveler Reward Teladoc |
Other plans by International Medical Group
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International Medical Group iTravelInsured Choice
Comprehensive SingleA budget-friendly option that covers the basics when things don’t go as planned. Includes trip cancellation, baggage issues, travel delays, emergency medical coverage and evacuation to your hospital of choice. A solid choice if you want dependable protection without extras.
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Trip Cancellation
Trip Cost
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Medical Limit
$100,000
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Travel Delay
6+ hours
$150 per day
$1,000 max -
Baggage Loss
$1,000
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Trip Cancellation
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International Medical Group iTravelInsured Travel LX
Comprehensive SingleIncludes everything in Travel SE, with added benefits for more complex trips, including coverage for pet kennel costs during covered delays and medical evacuation to a hospital of your choice. Designed for luxury and adventure travel, it offers higher coverage limits and greater flexibility. Ideal if you’re investing more in your travel experience.
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Trip Cancellation
Trip Cost
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Medical Limit
$500,000
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Travel Delay
6+ hours
$250 per day
$2,500 max -
Baggage Loss
$2,500
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Trip Cancellation
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International Medical Group Patriot America Lite
Medical SingleA single-trip medical plan for non-U.S. residents visiting the United States. Provides coverage for unexpected medical care during your stay. A simple option for adding medical coverage while traveling in the U.S.
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Medical Limit
Medical limits may vary
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Emergency Medical Evacuation
$1,000,000 (secondary)
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Repatriation of Remains
Included
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Medical Limit
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International Medical Group Patriot International Lite
Medical SingleTravel medical coverage if you’re going outside your home country (excluding the United States). Helps fill gaps where your regular health insurance may fall short abroad. A flexible option for medical protection while traveling internationally.
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Medical Limit
Medical limits may vary
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Emergency Medical Evacuation
$1,000,000 (secondary)
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Repatriation of Remains
Included
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Medical Limit
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International Medical Group iTravelInsured Travel LX with CFAR
Comprehensive SingleBuilt for luxury and adventure travel, with strong coverage and Cancel for Any Reason included. Covers pet kennel costs during covered delays and medical evacuation to a hospital of your choice. Ideal for higher-cost trips or remote-destination adventures where flexibility matters.
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Trip Cancellation
Trip Cost
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Medical Limit
$500,000
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Travel Delay
6+ hours
$250 per day
$2,500 max -
Baggage Loss
$2,500
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Trip Cancellation