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Travelex Travel Basic

Of all the Travelex Travelex products offered on InsureMyTrip, the Travel Basic plan provides the most basic comprehensive coverage. It is a good choice for the budget-conscious traveler who needs basic essential coverage for unforeseen events that may arise before and during your trip.

This plan includes standard coverages such as trip cancellation and interruption benefits due to unforeseen covered reasons. It also provides benefits in the event that your baggage is lost or delayed during your trip. This can help to reimburse you for any necessary purchases that are made while waiting for your bags to arrive, or to replace those necessities if the bags are lost.

If your travel plans are delayed due a covered reason, this plan can assist in covering any costs for food and accommodations while waiting for your travel to continue. In order for this coverage to kick in, your travel must be delayed by 5 hours or more.

Benefits are also provided for emergency medical coverage and emergency medical evacuation services if you become ill or injured while traveling.

One thing to note is that coverage on this plan is First Payer Coverage, which means easy claims handling, less time and hassle to receive reimbursement for eligible losses from Travelex first, with no deductible. Funds may be recovered from your medical or other collectible insurance plans.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Highlighted Coverages

Trip Cancellation
Trip Interruption
Baggage Loss
Baggage Delay
Pre-Existing Condition Lookback Period
Medical Evacuation

Plan Info

Plan Type
View Certificate
Refund Policy
Available to
U.S. Residents
AM Best Rating

Trip Protection

Trip Cancellation
Trip Interruption
Terrorism in Itinerary City
Interrupt for Any Reason
Cancel for Any Reason
Baggage Loss
Baggage Delay


Medical Limit

Accidental Death

24-Hr Full Coverage
Common Carrier
Flight Only


Medical Evacuation

Additional Benefits

24-Hour Emergency Assistance
Optional Coverages

Your Quote

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Ratings and reviews

Our customers rate the Travelex Travel Basic on our site
(4.56) of 5
on average based on 1335 reviews.
A.M. Best Rating
Better Business Bureau Rating
I have bought this coverage for many trips but had never before filed a claim. This time I suffered a knee injury before the trip and was unable to go. I submitted all the required information and the plan reimbursed the airline change fee for the trip.
Jean W.
Fortunately, we didn’t need to use it. We are in our early seventies and this plan was an immense source of comfort. Being on Original Medicare, with excellent secondary coverage, we took very low medical expense coverage of only $15,000. That kept the cost low. Trip was to Hawaii. Evacuation coverage was my reason for taking it. I learned how important this coverage is on a QE2 cruise from New York to Southampton England. A man suffered a medical emergency well out in the Atlantic, with Nova Scotia the nearest land. A medical helicopter followed by a large refueling plane came to the ship. Due to heavy waves, both the man and his wife were lifted into the helicopter in a basket. Wonder what that cost?
Paul S.
Good price for good coverage from a known insurer. Didn't need to use it, so I don't have any feedback about the claims process.
Jeff C.
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