Travelex Travel Basic

Of all the Travelex Travelex products offered on InsureMyTrip, the Travel Basic plan provides the most basic comprehensive coverage. It is a good choice for the budget-conscious traveler who needs basic essential coverage for unforeseen events that may arise before and during your trip.

This plan includes standard coverages such as trip cancellation and interruption benefits due to unforeseen covered reasons. It also provides benefits in the event that your baggage is lost or delayed during your trip. This can help to reimburse you for any necessary purchases that are made while waiting for your bags to arrive, or to replace those necessities if the bags are lost.

If your travel plans are delayed due a covered reason, this plan can assist in covering any costs for food and accommodations while waiting for your travel to continue. In order for this coverage to kick in, your travel must be delayed by 5 hours or more.

Benefits are also provided for emergency medical coverage and emergency medical evacuation services if you become ill or injured while traveling.

One thing to note is that coverage on this plan is First Payer Coverage, which means easy claims handling, less time and hassle to receive reimbursement for eligible losses from Travelex first, with no deductible. Funds may be recovered from your medical or other collectible insurance plans.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Protect your trip with cancellation, interruption, delay and medical benefits.

Highlighted Coverages

Trip Cancellation
Trip Interruption
Baggage Loss
Pre-Existing Condition Waiver
Pre-Existing Condition Lookback Period
Medical Evacuation

Plan Info

Plan Type
View Certificate
Refund Policy
Available to
AM Best Rating
Years in Business

Trip Protection

Trip Cancellation
Trip Interruption
Financial Default
Terrorism in Itinerary City
Interrupt for Any Reason
Cancel for Any Reason
Baggage Loss
Baggage Delay
Travel Delay
Supplier Default


Complications of Pregnancy
Emergency Medical Expenses

Pre-Existing Conditions

Sudden Recurrence
Lookback Period
Pre-Existing Condition Period

Accidental Death

24-Hr Full Coverage
Common Carrier
Flight Only


Medical Evacuation
Evacuation from
Evacuation to
Evacuation criteria

Additional Benefits

24-Hour Emergency Assistance
Rental Car

Your Quote

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Ratings and reviews

Our customers rate the Travelex Travel Basic on our site
(4.53) of 5
on average based on 766 reviews.
A.M. Best Rating
Better Business Bureau Rating
We had a medical emergency in Munich, Germany and filed a claim for the physician treatment and medication needed. We were careful to fill out the forms carefully and submitted all the documentation from the physicians office and pharmacy. The claim was paid in the full amount about four weeks after filing. I am very pleased with Travelex Basic Plan and will highly recommend it to my travel companions in the future.
Lynn O.
Although I didn't end up using the travel insurance, the Travelex people were very friendly and helpful. I bought the insurance on a Sunday night and my husband hurt his leg Monday afternoon, the very next day. I called Travelex to make sure that it was covered, in case we had to cancel the trip. The person, whom I talked to, assured me that it was and e-mailed me the forms that I would need in case we had to cancel the trip, so that I would have them when my husband went to his doctor's appointment. As it turned out, we were able to go on the trip, but I was very pleased with the customer service from Travelex. They were very friendly with me on the telephone. I will continue to buy Travelex insurance for my other trips.
Sandra B.
After my husbands back injury we still had hopes of making this trip, until the final outcome was surgery. We asked for copies of all medical records as we went through various procedures as we always do. We sent these in with our claim and it was processed within weeks. We were very satisfied with the whole experience and would definitely insure our next trip with them.
Denis B.
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