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WorldTrips Atlas Journey Premier

Atlas Journey Premier, underwritten by U.S. Specialty Insurance Company (USSIC), is a comprehensive travel insurance plan for U.S. residents traveling domestically and abroad. It offers the highest coverage limits of the Atlas Journey series.

This customizable plan features a Trip Cancellation benefit that provides full reimbursement for prepaid, nonrefundable trip costs if you cancel your trip for one of many covered reasons. It offers many other travel-related benefits as well, including Trip Interruption, Travel Delay, Missed Connection, and Baggage Damage or Loss.

Atlas Journey Premier also includes several travel medical benefits to cover unexpected health costs, like Emergency Accident & Sickness Medical Expense, Accidental Death & Dismemberment, and Medical Evacuation & Repatriation of Remains.

You can customize your Atlas Journey Premier plan by adding one or more optional upgrades, including a Trip Cancellation for Any Reason upgrade. This benefit upgrade offers reimbursement for up to 50% or 75% of your nonrefundable trip costs if you cancel your trip at least two days before departure for a reason not already covered by your Trip Cancellation benefit.

Other optional upgrades include a Trip Interruption for Any Reason upgrade, Security/Terrorism upgrade, Vacation Rental Accommodations upgrade, Adventure Sports upgrade, and more.

Finally, the Atlas Journey Premier plan features travel assistance services to assist you before and after departure. These multilingual services include medical assistance and transportation services, emergency travel services, pre-trip information, referrals, and more.

While everyone hopes for a trip free of interruptions or emergencies, Atlas Journey Premier is designed to be there for you if trouble arises.

In the State of California, operating as WorldTrips Insurance Services. California Non-Resident Producer License Number: 0G39705

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

View Plan Certificate

Protect your trip with cancellation, interruption, delay and medical benefits.

Highlighted Coverages

Trip Cancellation
Trip Cost

School Activities Upgrade (+$)

Trip Interruption
Trip Cost + 50%
Baggage Loss
$2,000
$500 per article limit (secondary)

Baggage Upgrade (+$)
Baggage Delay
12+ hours
$500 max.
Medical Limit
$150,000
Pre-Existing Condition Waiver
If insurance purchased within 21 days of Initial Trip Payment and certain condition are met
Pre-Existing Condition Lookback Period
90 Days
Medical Evacuation
$1,000,000

Plan Info

Plan Type
Comprehensive
View Certificate
View Certificate
Refund Policy
15 Day Review Period
Available to
U.S. Residents
AM Best Rating
A++

Trip Protection

Trip Cancellation
Trip Cost

School Activities Upgrade (+$)

Trip Interruption
Trip Cost + 50%
Financial Default
14 day wait, if purchased within 21 days of Initial Trip Payment
Terrorism in Itinerary City
Foreign and U.S. Domestic
Interrupt for Any Reason
50% of non-refundable trip cost [requires purchase within 21 days of Initial Trip Payment and certain conditions are met] (+$)
Cancel for Any Reason
Not Selected (+$)
Baggage Loss
$2,000
$500 per article limit (secondary)

Baggage Upgrade (+$)
Baggage Delay
12+ hours
$500 max.
Travel Delay
5+ hours
$200 per day
$2,000 max.
Vacation Rental Damage
—

Medical

Medical Limit
$150,000
Dental
$750 included in Medical

Pre-Existing Conditions

Waiver
If insurance purchased within 21 days of Initial Trip Payment and certain condition are met
Lookback Period
90 Days

Accidental Death

24-Hr Full Coverage
$25,000
Common Carrier
Included in Accidental Death 24-Hour
Flight Only
Included in Accidental Death 24-Hour

Evacuation

Medical Evacuation
$1,000,000

Additional Benefits

24-Hour Emergency Assistance
Details
Rental Car
$50,000 ($250 ded.) (+$)
Optional Coverages
Optional Coverage
Notes
Included Benefits
Missed Connection

Travel Inconvenience

Your Quote

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Ratings and reviews

Our customers rate the WorldTrips Atlas Journey Premier on our site
(4.42) of 5
on average based on 21 reviews.
A++
A.M. Best Rating
A+
Better Business Bureau Rating
We had a traveling companion contract COVID the day before departure. We filed a claim with ample documentation. Although there was no communication or updates on the claim status, the claim was summarily resolved with full reimbursement after 4-5 weeks from submission. Our experience is that claims are resolved fairly as long as adequate documentation is submitted. The turnaround was about average, and the communication was below average.
Paul D.
Luckily we didn’t have to use it.
James F.
In short: The insurance company narrowly construed the language of the insurance policy to deny me coverage for my cancelled trip - even though I had to cancel my trip because Switzerland changed its policies and mandated a 10-day quarantine for all incoming travelers. Don't waste your money on this insurance company. I planned a 2-week trip to Europe, with the first stop in Switzerland. I purchased this insurance policy specifically because it said that it covered instances when I would need to be "quarantined" because of changes in government policies. After I purchased this insurance policy, Switzerland announced that, due to the rise in Covid cases, all travelers arriving from the U.K. would need to quarantine for 10 days, regardless of vaccination status or having negative tests. I called the insurance company, told them I needed to cancel my trip because of this new mandatory quarantine policy, and asked if my insurance policy would provide coverage. The insurance company said no. The insurance company said that trip-cancellation coverage wouldn't apply because I wouldn't be required to quarantine before I left for the trip. Instead, I would be required to quarantine after my trip started (i.e., after I got on my departing flight). The insurance company further said that trip-interruption coverage would not apply because I would not be quarantining for an "unexpected event." Because I knew I would have to quarantine once I arrived in Switzerland, the event requiring me to quarantine was not "unexpected" and, therefore, I was not entitled to coverage. Covid has created unprecedented circumstances where governments are making drastic policy changes on a moment's notice. I purchased this insurance policy to protect against that risk. But the insurance company still used hyper-technical logic to deny coverage.
Jason C.
See all reviews

Other plans by WorldTrips

Atlas Journey Economy

  • Pre-existing condition exclusion waiver available, if eligible
  • Customize your plan with additional Optional coverages such as Adventure Sports, Pet Care, and more
  • Includes Missed Connection coverage
  • In the State of California, operating as WorldTrips Insurance Services. California Non-Resident Producer License Number: 0G39705
More benefits...

Average rating:

from 129 customers

Atlas Journey Preferred

  • Pre-existing condition exclusion waiver available, if eligible
  • Customize your plan with additional Optional coverages such as Destination Wedding Coverage and more
  • Optional Cancel For Any Reason coverage, if eligible
  • In the State of California, operating as WorldTrips Insurance Services. California Non-Resident Producer License Number: 0G39705
More benefits...

Average rating:

from 139 customers

Atlas Rental Secure

  • Includes Property Damage Liability
  • Optional Cancel for Any Reason, if eligible
  • Optional Pet Care coverage
  • In the State of California, operating as WorldTrips Insurance Services. California Non-Resident Producer License Number: 0G39705
More benefits...

Average rating:

from 3 customers

Atlas International

  • Available to U.S. and non-U.S. citizens traveling outside of home country, but not to the U.S.
  • Choose from one of several medical limit options
  • Pre-existing condition lookback period of 2 years
More benefits...

Average rating:

from 2063 customers

Atlas America

  • Only available to non-U.S. citizens traveling to the U.S.
  • Choose from one of several medical limit options
  • Pre-existing condition lookback period of 2 years
More benefits...

Average rating:

from 249 customers

Atlas MultiTrip

  • This is a multitrip, annual travel medical plan
  • Available to travelers up to age 75
  • Includes Political Evacuation, Crisis Response, and Personal Liability benefits
  • Pre-existing condition lookback period of 2 years
More benefits...

Average rating:

from 50 customers

Atlas International Visa

  • Specifically designed to fulfill embassy requirements for traveling to a Schengen territory
  • Visa letter is emailed to you after purchasing
  • Includes repatriation of remains and a $0 deductible
More benefits...

Average rating:

from 7 customers

Claims Information

Claims
(866) 400-6090 (within the United States and Canada)
(603) 328-6387 (From all other locations)
[email protected]
https://cbpconnect.com/
Emergency
(866) 400-6090 (within the United States and Canada)
(603) 328-6387 (From all other locations)
Mailing Address
Co-ordinated Benefit Plans, LLC
On Behalf of U.S. Specialty Insurance Company and Affiliated Companies
PO Box 26222
Tampa, FL 33623

* Not available in all plans, please review the plan details before purchasing.

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