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WorldTrips Atlas MultiTrip

The WorldTrips Atlas MultiTrip is a multi-trip travel medical plan available to both U.S. and non-U.S. citizens, up to age 75, who are traveling outside of their home country.

This multi-trip travel medical insurance plan covers trips up to 30 or 45 days in length per trip, but you may take several trips throughout a period of one year. This plan is designed for the frequent traveler who takes time to explore and is not nervous about trip cancellation needs.

The Atlas MultiTrip plan requires you to have primary medical coverage in force to be eligible for coverage. The maximum lifetime medical limit for travelers is $1,000,000. The Atlas MultiTrip also includes coverage for acute onset of a pre-existing condition. This coverage is only available for travelers under the age of 70.

If you take several trips during the year, you may also be interested in sports and activities while you are traveling. This plan offers coverage that will give some flexibility for medical care when it comes to any injuries sustained during sports and activities. Check the full certificate for all the details.

This plan also provides coverage for crisis response, personal liability, and a natural disaster. The natural disaster benefit can help to defray the cost of replacement accommodations in the event you are displaced from planned, paid accommodations due to evacuation from a forecasted disaster or following a disaster strike.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Stay healthy while abroad with travel medical insurance for emergencies.

Highlighted Coverages

Pre-Existing Lookback Period

Plan Info

Plan Type
View Certificate
Refund Policy
Available to
AM Best Rating

Trip Protection

Trip Interruption
Baggage Loss

Pre-Existing Conditions

Lookback Period

Accidental Death

Flight Only
Included in Accidental Death Common Carrier


Additional Benefits

24-Hour Emergency Assistance
Included Benefits
Natural Disaster - Replacement Accommodations ($250/day, 5 day max.)

Political Evacuation - $100,000

Crisis Response Benefit - $10,000

Personal Liability Benefit - $25,000

If the proposed insured (and the person buying the insurance if in Maryland) is physically located in the State of NY, MD or WA, or the countries of Australia or Canada, you are prohibited from purchasing this plan.

Your Quote

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Ratings and reviews

Our customers rate the WorldTrips Atlas MultiTrip on our site
(4.45) of 5
on average based on 53 reviews.
A.M. Best Rating
Better Business Bureau Rating
As I have not had to file a claim, I believe this plan was the best choice for me at this stage in my life. Medicare does not cover medical claims outside of the USA, so I knew I needed to have a plan that would cover any medical coverage I may need by traveling abroad. The agents were very helpful in explaining the benefits I would have, if an emergency or a medical need would happen while I am traveling abroad. I hope that if I do need to file a claim, that this insurance company will exceed my expectations.
Deborah K.
My wife twisted her foot during our trip. We were on a cruise overseas and was not sure how the coverage works on a cruise ship. We sent an email to your customer service department just to inquire the process should we decide to seek medical attention on board. We were disappointed that we didn't receive any response to our inquiry. Fortunately, my wife was able to self-treat the injury. We didn't need the medical help. This experience caused us to wonder the support we would receive if we ever needed customer service during an emergency.
Rong G.
Good plan but no coverage for cancer related problems. I feel this could be discrimination as you cover for osteoporosis, which can be involved in heath problems.
Suzanne R C D.
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