Travel Insurance Reviews InsureandGo Global Platinum
The Platinum plan offers the highest limits of coverage to provide you with the best protection for your international trip.
To learn more, see the InsureandGo Global Platinum product page.
The trip included a
cruise
tour
InsureandGo
Global Platinum
We had to cancel our trip at the very last minute due to illness. The insurance company paid the claim within a few weeks and without any hassles. We were very satisfied.
Samuel B. would
recommend this plan to a friend or relative.
3 of
3 people found this review helpful
The trip included a
cruise
InsureandGo
Global Platinum
The insurance gave m a comfort level that allowed me to enjoy my trip fully.
Thomas K. would
recommend this plan to a friend or relative.
InsureandGo
Global Platinum
I didn't need to use the plan, although I had a skin rash that tempted me. Compared to other plans, the I noted with your plan is that you didn't send a reminder a couple weeks in advance of the lapse of the two months I purchased, offering the chance to extend the coverage. I think it would be wise to do that as an increased marketing idea.
Frederick T. would not
recommend this plan to a friend or relative.
The trip included a
cruise
InsureandGo
Global Platinum
Didn't need to use the plan but good to know I had it in case it was needed.
Earle H. would
recommend this plan to a friend or relative.
The trip included a
cruise
InsureandGo
Global Platinum
We didn't need the plan as we're healthy and no travel interruptions. We plan to use this again next October for another vacation.
elizabeth h. would
recommend this plan to a friend or relative.
InsureandGo
Global Platinum
I was fortunate enough to not have to use my coverage. I now live in Vietnam, never having returned to the US, and was very disappointed to learn that I could not re-enroll or extend my coverage.
Patricia C. would
recommend this plan to a friend or relative.
The trip included a
cruise
InsureandGo
Global Platinum
Did not have any claims, good news.
Ronald L. would
recommend this plan to a friend or relative.
InsureandGo
Global Platinum
Would buy this plan again and we are thankful we did not have to use it.
Sharon . would
recommend this plan to a friend or relative.
The trip included a
tour
InsureandGo
Global Platinum
I used this company to insure a pretty expensive bicycle tour. Half way through the 6-month trip I had to leave for a family emergency that was a "covered benefit." I was able to file a claim and recoup a significant portion of my money. The most irksome part of this company is that their policy is poorly written and it is extremely difficult to know exactly what will be covered in an emergency. Part of my claim was denied because I misread just a few words of the policy when I bought it, thus I wish the policy was more clear. Overall, the insurance was way less expensive than any other policy, and they covered what otherwise would have been a huge loss.
Mark H. would
recommend this plan to a friend or relative.
InsureandGo
Global Platinum
This company will provide medical help at no cost to the insured but you have to ask. I did not realize this so I made my own arrangements which was repaid within a reasonable time after I submitted my claim. I was very satisfied with the service provided.
Abraham G. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
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Carol
Thank you so very much for your review of the InsureandGo plan.
The Platinum policy states under the
EMERGENCY MEDICAL ASSISTANCE that "Our multiâ€lingual professionals are available 24 hours a day to provide help, advice and referrals for medical emergencies. We will help You locate local physicians, dentists, or medical facilities.
If you require medical assistance please call us immediately. We will coordinate medical services that you require during Your covered trip including admission to medical facility, guarantee of funds for admission, notifying family members, and medical evacuation and transportation services if required."
Should you call the 24 hr Assist company and it is not a medical emergency, InsureandGo will find a provider in the area network, so that the insured has no out of pocket expense. If the condition is unstable and they need immediate medical assistance, they will find the closest provider (whether in or out of network) and they may be able to pay on the insured's behalf, otherwise, it is reimbursable.
Of course, if the assistance company is not notified and the insured makes arrangements on their own, medical expenses will be on a reimbursement basis, if a payable claim. As you indicated, this is what happened in your situation, but had you called the assistance company prior to seeking medical treatment, they would have set you up with an in network provider and paid directly for you.Dec 29,2015
The InsureandGo Global Platinum plan is a Comprehensive travel insurance plan. Comprehensive plans cannot be extended or renewed by the insured person after the scheduled departure date. In most cases, comprehensive policies can be amended prior to the scheduled departure date.
Please call us at 800-487-4722 if you have any questions or concerns.