Annual Travel Insurance
One plan for multiple trips, with coverage that fits the way you travel.
One Plan for a Year of Travel
Travel often? Annual travel insurance can cover multiple eligible trips under one policy, so you don’t have to shop for a new plan every time you travel.
What Does Annual Travel Insurance Cover?
One annual plan can help protect you from unexpected medical expenses and travel disruptions across multiple eligible trips. Benefits vary by plan, so compare what’s included and what may require an upgrade.
Emergency Medical Care
If you get sick or injured while traveling, your plan may help pay for eligible medical treatment. Learn more about travel medical insurance.
Emergency Medical Evacuation
This benefit may help arrange and pay for medically necessary transportation to an appropriate medical facility.
Travel Delay
If a covered delay keeps you from continuing your trip, your plan may help pay for eligible meals, accommodations, or other expenses.
Baggage Protection
Baggage benefits may help with eligible losses or necessary purchases while you wait for delayed luggage.
Travel Assistance
Some plans include assistance services to help you find medical care or get support during a travel emergency.
Optional Trip Cancellation & Interruption
Some annual plans let you add coverage for eligible prepaid, nonrefundable trip costs if you need to cancel or cut a trip short for a covered reason.
Intrip Annual Coverage at a Glance
Here are the base benefits and optional cancellation coverage available with Intrip Annual.
| Benefit | Coverage Highlights |
|---|---|
| Emergency medical | Up to $10,000 per person, per trip |
| Emergency medical evacuation | Up to $50,000 per person, per trip |
| Travel delay | Qualifying delays of 5 or more hours; up to $100 per day, with a $200 maximum per person, per trip |
| Baggage loss | Up to $500 per person, per trip; $250 per article |
| Optional trip cancellation and interruption | Select a $2,500, $5,000, or $10,000 annual limit. Cancellation and interruption share the selected limit across covered trips. |
Coverage and availability may vary by state. Refer to your policy documents for complete details.
An optional Deluxe upgrade increases certain medical, evacuation, and travel delay benefits. Review the Intrip Annual plan details for coverage options, eligibility requirements, and exclusions.
Can I Add Trip Cancellation Coverage?
Yes. Optional annual trip cancellation coverage of up to $10,000 is available with Intrip Annual. The upgrade also includes trip interruption coverage for eligible prepaid, nonrefundable trip costs.
Cancellation and interruption share the selected annual limit across covered trips, so a paid claim can reduce the amount available for later trips. Covered reasons, requirements, and exclusions apply.
Trip Protection for Pet Emergencies
With Intrip Annual’s optional trip cancellation upgrade, you may be able to cancel or cut your trip short if your cat or dog becomes critically ill or passes away.
Benefits apply to eligible prepaid, nonrefundable trip costs, subject to the policy’s timing requirements and veterinary certification. This coverage protects trip expenses, not veterinary bills.
Who Should Buy Annual Travel Insurance?
Annual travel insurance may be a good fit if you travel several times throughout the year and want one plan to help protect your trips. It may be especially useful if:
- You have several trips planned. One annual policy can cover multiple eligible trips throughout the year.
- You travel internationally. Medical and evacuation coverage can be especially important when traveling outside the U.S.
- You take a mix of vacations, cruises, or visits to family and friends. Instead of buying coverage each time, one policy can travel with you throughout the year.
- You value convenience. Buying once can make it easier to stay covered without shopping for a new policy before every trip.
- You want the option to protect your trip costs. Some annual plans offer optional cancellation and interruption coverage for eligible prepaid, nonrefundable expenses.
The right choice depends on how often you travel, the types of trips you take, and the coverage you need. Compare annual and single-trip options to see which works best for your plans.
3 Things to Know About Annual Travel Insurance
1
One Policy Can Cover Multiple Eligible Trips
You can arrange coverage for a year of travel without buying a separate policy for every trip. Each trip must still meet the plan’s requirements.
2
Trip Limits Still Apply
Check both the maximum length of each trip and the benefit limits. Some limits apply per trip, while others apply across the policy year.
3
Cancellation May Require an Upgrade
If you want protection for prepaid, nonrefundable travel expenses, check whether cancellation and interruption are included. Consider the available annual limit alongside your expected trip costs.
Annual Travel Insurance FAQs
