Travel Insurance for Sweden

Last updated on 04/15/2024

Travel Insurance for Sweden Trips

Do I Need Travel Insurance for Sweden?

Sweden does not require U.S. citizens to be covered by travel insurance, but visitors from certain countries must obtain specific travel insurance coverage and a Schengen Visa before entering the country.

When applicable, the mandatory travel insurance for Sweden must cover visitors for at least $50,000 of medical emergency and hospitalization coverage, $300,000 of emergency evacuation and repatriation coverage, a deductible of $0, and the provider of the plan must have offices located in Europe. These same requirements apply for all countries within the Schengen region. Visitors to Sweden may opt for a standalone travel medical insurance which provides the necessary coverage or a more thorough plan to also include various travel-related benefits, like those related to delays and other disruptions during a trip abroad.

Though optional for many visitors, travel insurance is recommended for all international trips to Europe. Travel insurance may offer protection for travelers in the event of unavoidable situations that could quickly become costly.

How Much Does Sweden Travel Insurance Cost?

Each travel insurance policy is unique to the trip being covered, so there is no single set price of travel insurance for Sweden. However, several factors will typically influence the total cost of a plan:

  • Number of travelers: Coverage for a larger number of travelers to Sweden generally costs more than the same coverage for a solo traveler or a couple.
  • Age of travelers: Older travelers may also see higher rates than younger travelers for the same coverage levels. Some travel insurance providers can protect travelers under the age of 17 at a reduced rate or at no additional cost.
  • Duration of the trip: As longer trips to Sweden usually involve more risk than shorter trips, the price of travel insurance can rise as the duration of a trip increases.
  • Type of coverage: Most often, including additional coverages in a Sweden travel protection plan will alter the price of the plan. The cost of each benefit may vary.

To get a picture of some travel insurance plans that may fit your unique concerns and budget, travelers may review different plans for free with InsureMyTrip's online travel insurance quote process. Before buying any coverage for Sweden, we recommend comparing different travel insurance companies and levels of coverage to identify what kind of plan you may prefer to protect your next trip.

What Does Travel Health Insurance for Sweden Cover?

Most travel medical plans cover emergency medical and dental treatment overseas, hospital expenses, and emergency medical evacuation. Depending on the plan, medical travel insurance for Sweden usually also allows room for additional benefits such as coverage for pre-existing conditions, trip cancellation due to covered reasons like illness or injury, and more.

Travelers may also add their choice of additional travel-related benefits to their Sweden trip insurance with a comprehensive travel insurance plan, which may offer protection for events from flights delays to issues with baggage and more.

In 2020, the COVID-19 pandemic became a named event, so some travel insurance providers may not offer coverage for costs related to the coronavirus. For travelers concerned about COVID-19, the Cancel For Any Reason (CFAR) coverage may provide the option to cancel a Sweden trip for reasons not covered by their policy. CFAR coverage may be able to reimburse up to 75% of total nonrefundable trip costs to a traveler in the event of cancellation in a trip to Sweden.

Please be advised that Sweden requires citizens from certain countries to be able to show proof of travel health insurance that includes a minimum of $50,000 for medical emergency and hospitalization coverage, $300,000 for emergency evacuation and repatriation services, and a deductible of $0 to enter the country.

What is the Best Travel Insurance for Sweden Trips?

It's possible, and very likely, for every traveler to view a different Sweden travel insurance plan as the most ideal for their trip. The right international insurance for Sweden ultimately comes down to the type and level of coverage that will work best for each trip and traveler, addressing travelers' personal concerns and budget.

Travel Tips & Safety for Sweden

Currency & Exchanging Money

The official currency of Sweden is the Swedish krona (kr and SEK). The plural of "krona" is "kronor." Each krona subdivides into 100 units called öre. Banknotes are issued in denominations of 20 kr, 50 kr, 100 kr, 200 kr, 500 kr, and 1000 kr although the 1000 kr note is rarely used. Coins come in 1 kr, 2 kr, 5 kr, 10 kr values. On September 20, 2010, Sweden discontinued the use of all coins issued in öre. While some prices may reflect öre, the cost is rounded to the nearest krona when paying cash.

While some shops and businesses in Sweden may accept USD, it's not a widely accepted currency in the country. For this reason, we recommend that you exchange some cash for local currency. Exchange rates vary, so you'll want to do you research to find the best option for exchanging currency. Travelers can typically exchange USD or other domestic currency for Swedish kronor at banks, exchange offices, or ATMs. If you plan to use an ATM to withdraw local cash, be sure to check with your bank to understand what fees may apply. It's also important to exercise precaution when handling money in public, so stick to ATMs in well-lit and busier areas.

Top 15 Travel Destinations & Tourist Attractions in Sweden

  1. Gothenburg
  2. Stockholm
  3. Malmö
  4. Marstrand
  5. Swedish Lapland
  6. Uppsala
  7. Stockholm Archipelago
  8. Jukkasjärvi (The Icehotel)
  9. Kosterhavet National Park
  10. Ystad
  11. Visby
  12. Abisko National Park
  13. Skåne
  14. Kalmar
  15. Birka

Local Favorites in Stockholm

Stockholm is one of the most beautiful places in Sweden, and you can't go wrong with a visit while you're in the country. If you want an unforgettable stay, though, make sure you listen to what locals find fascinating so you can create authentic experiences. To help you develop your Stockholm vacation ideas, we did a little digging and collected the places that locals cherish.

Djurgården Island

Djurgården Island is one of the first places you must see in Stockholm. Described by some as a lush island park, it also features picture-perfect European architecture, as well as plenty of diversions for any time of year. When its warmer, wide-open meadows offer the best location for picnics (or truly Instagrammable moments), while the ABBA Museum offers indoor excitement for music fans, or anyone interested in a slice of pop culture history.


According to locals, no Stockholm vacation itinerary is complete without a stop at Skinnarviksberget, the highest natural point in the city. For photographers, it's one of the most beautiful places in Sweden, which offers an amazing chance to capture panoramic views of Stockholm. Those needing a break from the city's hustle and bustle, however, can enjoy a peaceful moment above it all as they take in gorgeous, unobstructed sunsets.

Södermalm District

Another local favorite you must see in Stockholm is the city's Södermalm District. Located in the city's southeastern section, visitors can expect a vibrant, bohemian atmosphere filled with hip vintage shops, cafes, and more. As you wander the streets, you can soak up the artistic vibes and leave inspired.

Cover Your Trip to Stockholm with Travel Insurance

Your trip to Stockholm should be focused on having authentic experiences and lasting memories, not the mishaps that could occur while you travel. Obstacles can happen on vacation at any time, though, from flight delays and cancellations to lost luggage or even needing medical care. That's why it's worth considering Sweden travel insurance while you're making your plans.

U.S. / Sweden Embassy and Consulate Locations

U.S. Embassy in Sweden

  • U.S. Embassy Stockholm
    Dag Hammarskjölds Väg 31
    SE-115 89 Stockholm, Sweden
    Phone: 08.783.5300

Swedish Embassy and Consulate in USA

  • Washington DC — Swedish Embassy
    2900 K Street, N.W.
    Washington DC 20007 United States
    Phone: 1.202.467.2600
  • Anchorage, Alaska — Swedish Honorary Consulate
    310 K Street, Suite 200
    Anchorage, AK 99501 United States
    Phone: 1.907.375.5565
  • Phoenix, Arizona — Swedish Honorary Consulate
    2 North Central Ave, Suite 2100
    Phoenix, AZ 85004 United States
    Phone: 1.602.364.7450
  • Los Angeles, California — Honorary Consulate of Sweden
    11766 Wilshire Boulevard, Suite 270
    Los Angeles, CA 90025 United States
    Phone: 1.424.372.3444
  • San Francisco, California — Honorary Consulate of Sweden
    505 Sansome Street, Suite 1010
    San Francisco, CA 94111 United States
    Phone: 1.415.788.2631
  • Denver, Colorado — Consulate of Sweden
    4100 E. Mississippi Avenue, Suite 410
    Denver, CO 80246 United States
    Phone: 1.303.758.0999
  • Fort Launderdale & Miami, Florida — Swedish Honorary Consulate
    4101 Ravenswood Road, Suite 307
    Fort Lauderdale, FL 33312 United States
    Phone: 1.954.467.3507
  • Atlanta, Georgia — Swedish Honorary Consulate
    3490 Piedmont Road, N.E., Suite 1400
    Atlanta, GA 30305 United States
    Phone: 1.404.408.7460
  • Honolulu, Hawaii — Swedish Honorary Consulate
    700 Bishop Street, Suite 2100
    Honolulu, Hawaii 96813 United States
    Phone: 1.808.528.4777
  • Chicago, Illinois — Swedish Honorary Consulate
    150 North Michigan Avenue, Suite 1940
    Chicago, IL 60601 United States
    Phone: 1.312.781.6262
  • New Orleans, Louisiana — Swedish Honorary Consulate
    1591 Exposition Boulevard
    New Orleans, LA 70118 United States
    Phone: 1.504.460.2825
  • Boston, Massachusetts — Swedish Honorary Consulate
    295 Devonshire St, Ste 202
    Boston, MA 02110 United States
    Phone: 1.617.451.3456
  • Detroit, Michigan — Swedish Honorary Consulate
    635 Puritan Ave
    Birmingham, MI 48009 United States
    Phone: 1.248.762.5304
  • Minneapolis, Minnesota — Consulate of Sweden
    American Swedish Institute
    2600 Park Ave.
    Minneapolis, MN 55407 United States
    Phone: 1.612.870.3377
  • Las Vegas, Nevada — Consulate of Sweden
    3097 E. Warm Springs Rd, Suite 100
    Las Vegas, NV 89120 United States
    Phone: 1.702.947.9955
  • Jamestown, New York — Consulate of Sweden
    9-11 East 4th Street
    Jamestown, NY 14701 United States
    Phone: 1.716.484.7191
  • New York, New York — Consulate of Sweden
    One Dag Hammarskjöld Plaza
    885 Second Avenue, 40th floor
    New York, NY 10017 United States
    Phone: 1.212.583.2560
  • Raleigh, North Carolina — Swedish Honorary Consulate
    The Office of Keller Williams Legacy
    1483 Beaver Creek Commons Drive
    Apex, NC 27502 United States
    Phone: 1.919.219.7434
  • Cleveland, Ohio — Swedish Honorary Consulate
    The Cleveland Institute of Art
    11610 Euclid Ave
    Cleveland, OH 44106 United States
    Phone: 1.216.421.8016
  • Philadelphia, Pennsylvania — Swedish Honorary Consulate
    c/o World Affairs Council of Philadelphia
    One Penn Center
    1617 John F Kennedy Blvd., Suite 1055
    Philadelphia, PA 19103 United States
    Phone: 1.215.561.4700 x232
  • Dallas, Texas — Consulate of Sweden
    6301 Gaston Avenue, Suite 1322, West Tower
    Dallas, TX 75214 United States
    Phone: 1.214.308.2590
  • Houston, Texas — Consulate of Sweden
    3730 Kirby Drive, Suite 805
    Houston, TX 77098 United States
    Phone: 1.713.953.1417
  • Salt Lake City, Utah — Consulate of Sweden
    World Trade Center at City Creek
    60 East South Temple, 3rd Floor
    Salt Lake City, UT 84111 United States
    Phone: 1.801.937.9093
  • Norfolk, Virginia — Consulate of Sweden
    201 East City Hall Avenue
    Norfolk, VA 23510 United States
    Phone: 1.757.457.8310
  • Milwaukee, Wisconsin — Consulate of Sweden
    825 North Jefferson Street, Suite 300
    Milwaukee, WI 53202 United States
    Phone: 1.414.291.7835
  • San Juan, Puerto Rico — Consulate of Sweden
    166 Ave. de la Constitución
    San Juan, PR 00901
    Phone: 1.787.289.9250
  • New York, New York — Swedish Permanent Mission to the UN
    One Dag Hammarskjöld Plaza
    885 Second Avenue, 46th Floor
    New York, NY 10017 United States
    Phone: 1.212.583.2500

Disclaimer: The information contained in this article serves as a general overview of benefits and should only be used for informational purposes. Refer to your individual certificate of insurance for specific coverages, exclusions, and benefits. When in doubt, please contact one of our licensed agents for additional assistance.