Last updated on 02/06/2023
Travel Insurance for Children
Traveling with children adds a level of worry and stress to your trip that is unimaginable. Forget the worry of the possibility of weather-related trip delays or cancellations; your travel insurance may cover that.
From the minute you close your front door, your kids are in vacation mode. They trip over their own feet on cobblestone streets, they pick up jellyfish, and possibly the latest virus. The possible illnesses and injuries are unpredictable.
Lucky for parents everywhere – travel insurance may cover cancellation or interruption of your trip if your child becomes ill or injured prior to or during your vacation. Also, if you need to seek medical attention for your child during the trip, travel insurance can reimburse you for an emergency doctor visit or hospital expenses. Below are three main benefits when purchasing travel insurance for a family trip that covers kids:
Kids' Travel Insurance Included at No Additional Cost
It’s a little-known perk, but some travel insurance providers may include coverage for children up to the age of 17 when traveling with an insured immediate family member. While some plans define “immediate family” as parents and grandparents, others have expanded the definition to include other family members such as aunts and uncles.
Most of the companies on InsureMyTrip offer 24/7 assistance to their customers, offering help with everything from finding a local, reputable doctor or hospital to rebooking flights and accommodations. When you’re traveling with children, an extra set of hands can be incredibly valuable. This is especially true if you're traveling abroad and need emergency medical care in the middle of the night. Some providers may also offer certain concierge services to assist you in finding kid-friendly activities in the area. This can save you from having to flip through a guidebook when trying to make last-minute plans!
It could happen to any of us, but for some reason, sudden illnesses and injuries seem to happen more frequently to children. On vacation, a kid who comes down with the stomach bug du jour or falls on the beach and needs stitches could add a hefty, unexpected expense to your travel budget. Depending on where you’re vacationing, your primary health insurance may not cover medical care away from home. Looking into travel insurance plans that will reimburse you for emergency medical care could be a smart move if you consider the probability of your child landing in the ER halfway around the world.
Disclaimer: The information contained in this article serves as a general overview of benefits and should only be used for informational purposes. Refer to your individual certificate of insurance for specific coverages, exclusions and benefits. When in doubt, please contact one of our licensed agents for additional assistance.