American Express Gold

Note: American Express is not accepting enrollments in American Express Travel Insurance or Global Travel Shield anywhere at this time (not just on our website). We apologize for the inconvenience.

On top of the usual Trip Cancellation and Trip Interruption coverages, the American Express Gold plan offers optional Cancel For Business Reasons coverage if the policy is purchased within 14 days of the initial trip payment. If you or your traveling companion are required to work and your previously approved time off is revoked, your place of employment is made unsuitable for business due to a natural disaster, or if there is an unanticipated merger with another company this coverage is designed to reimburse you for your non-refundable, pre-paid trip costs.

If you will be traveling for an extended period of time, this plan will cover trips up to 60 consecutive days in length. This plan does include Global Trip Delay coverage, but you must be traveling on a scheduled airline to be eligible for this benefit.

As well as having baggage and delayed checked baggage benefit, coverage is offered for your personal property if a loss occurs in a personal or rental vehicle during the covered trip. Also, there is Hotel/Motel Personal Property benefit if a loss occurs to your personal property while you are staying in a hotel or motel. Please see the details of this coverage in the plan certificate.

No one ever wants to think about the worst that can happen while they are traveling, but knowing the plan offers coverage for most situations, can help to put your mind at ease.

Please review the Privacy Disclosure prior to purchase.

The plan information below is nonspecific. To see actual amounts and to check plan availability, get a quote.

Plan Info
Plan Type
Comprehensive Plans
View Certificate
View Certificate
Refund Policy
14 Day Review Period
Insurance Underwriter
AMEX Assurance Company
AM Best Rating
A
Years in Business
41

Coverage amounts are per person, unless otherwise noted.
Click a coverage to read details or view the full certificate.

Trip Protection
Trip Cancellation
Trip Cost
Trip Interruption
Trip Cost + 50%
Financial Default
7 Day Wait
Terrorism in Itinerary City
Foreign & U.S. Domestic
Cancel for Any Reason
Not Available
Baggage Loss
$1,000 (secondary)
Baggage Delay
6+ hours
$300
(secondary)
Travel Delay
6+ hours
$150/day; $750 max.*
(secondary)
Supplier Default
Medical
Medical Limit
$25,000 (secondary)
Complications of Pregnancy
Terrorism
Dental
$750 max
Included in Medical
(secondary)
Emergency Medical Expenses
Pre-Existing Conditions
Sudden Recurrence
Waiver
If Insurance purchased within 14 days of Initial Trip Payment
Lookback Period
90 Days
Pre-Existing Condition Period
Evacuation
Medical Evacuation
$500,000 (secondary)
Evacuation from
Evacuation to
Evacuation criteria
Accidental Death
24-Hr Full Coverage
$100,000
Common Carrier
$200,000
Flight Only
Included in Accidental Death - Common Carrier
Additional Benefits
24-Hour Emergency Assistance
Yes
Rental Car

Cancel For Business Reasons[Requires purchase within 14 days of Initial Trip Payment (+$)]
* Scheduled Airline Required
Available to
U.S. Residents

Customer Ratings


Our customers rate the American Express Gold plan on our site

(4.62)
on average based on
22 reviews.

Better Business Bureau Rating
A

A.M. Best Rating
A

Latest Reviews

American Express
Gold
After reading our insurance policy we were very pleased with it just in case something did happen we would be covered. this allowed use to really enjoy our vacation.
JOHN T.
American Express
Gold
I did not have to file a claim so I don't know how the insurance would have handled it. However, I was satisfied with the coverage and cost.
Doriane R.
American Express
Gold
It provided the peace of mind we were looking for.
Anthony A.
See all reviews

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