AXA Assistance USA Gold

The AXA Assistance USA Gold plan is everything the Silver plan is – and so much more. You have all the standard comprehensive benefits you’d expect, such as trip cancellation, baggage protection and trip delay. The plan also includes the optional add-ons, such as Cancel for Any Reason and Cancel for Work Reason, pre-existing condition waiver and rental car collision protection.

The Gold plan takes travel insurance one-step further with some additional benefits you may not know are available. For instance, this plan includes coverage for a penalty or change fee by an airline up to $100 if you change your travel dates due to a covered reason.

Also, the plan includes coverage for trip cancellation and interruption due to a covered natural disaster or man-made disaster. This provides possible reimbursement if your primary residence or accommodations at your destination becomes uninhabitable.

Unlike many comprehensive plans, the Gold plan also provides additional trip delay benefits such as childcare delay and coverage for pet boarding fees. If you are traveling without your kids, you may be eligible for reimbursement for additional childcare fees due to a trip delay on your way home. Similarly, if you are boarding a pet, you may be eligible for reimbursement for any extended fees in the event you're delayed on your return trip home.

If you are planning a golf or ski trip, there is also coverage, up to the amount stated in the policy, in the event inclement weather prevents you from participating in these activities.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Protect your trip with cancellation, interruption, delay and medical benefits.

Highlighted Coverages

Trip Cancellation
Trip Interruption
Baggage Loss
Pre-Existing Condition Lookback Period
Medical Evacuation

Plan Info

Plan Type
View Certificate
Refund Policy
Available to
AM Best Rating
Years in Business

Trip Protection

Trip Cancellation
Trip Interruption
Financial Default
Terrorism in Itinerary City
Interrupt for Any Reason
Baggage Loss
Supplier Default


Medical Limit
Complications of Pregnancy
Emergency Medical Expenses

Pre-Existing Conditions

Sudden Recurrence
Lookback Period
Pre-Existing Condition Period

Accidental Death

24-Hr Full Coverage
Common Carrier
Flight Only


Medical Evacuation
Evacuation from
Evacuation to
Evacuation criteria

Your Quote

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Ratings and reviews

Our customers rate the AXA Assistance USA Gold on our site
(4.55) of 5
on average based on 1062 reviews.
A.M. Best Rating
Better Business Bureau Rating
Much more cost effective than what the travel agent quoted. Would use AXA again.
Jay S.
Fortunately I was not the group member who had to be hospitalized in Shetland for a gall bladder issue, but I was gratified that had I had an unforeseen problem I was well insured.
Kathryn Shohl S.
Covered the trip to go to Fiji centering on a cruise. The boat was washed on the reef in a storm so that part was cancelled without reimbursement to us. We filed to recover what we lost on the cruise and you did not pay. We chose to go to Fiji anyway, without the cruise, and had to buy a NEW policy from you to cover the trip. We had no need to use that second policy so i suppose it "worked."
Barry A.
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