The AXA Assistance USA Gold plan is everything the Silver plan is – and so much more. You have all the standard comprehensive benefits you’d expect, such as trip cancellation, baggage protection and trip delay. The plan also includes the optional add-ons, such as Cancel for Any Reason and Cancel for Work Reason, pre-existing condition waiver and rental car collision protection.
The Gold plan takes travel insurance one-step further with some additional benefits you may not know are available. For instance, this plan includes coverage for a penalty or change fee by an airline up to $100 if you change your travel dates due to a covered reason.
Also, the plan includes coverage for trip cancellation and interruption due to a covered natural disaster or man-made disaster. This provides possible reimbursement if your primary residence or accommodations at your destination becomes uninhabitable.
Unlike many comprehensive plans, the Gold plan also provides additional trip delay benefits such as childcare delay and coverage for pet boarding fees. If you are traveling without your kids, you may be eligible for reimbursement for additional childcare fees due to a trip delay on your way home. Similarly, if you are boarding a pet, you may be eligible for reimbursement for any extended fees in the event you're delayed on your return trip home.
If you are planning a golf or ski trip, there is also coverage, up to the amount stated in the policy, in the event inclement weather prevents you from participating in these activities.
Comprehensive travel insurance plans offer the most benefits and optional coverages. These plans provide the best protection for the investment made in a trip.