AXA Assistance USA Gold

The AXA Gold plan is the next level up from the Silver plan.

Some highlights of this plan:

  • Coverage for a penalty or change fee charged by the airline up to $100 if you have to change your travel dates for reasons listed within the policy
  • Natural Disaster or documented man-made disaster which makes your primary residence or accommodations at your destination uninhabitable
  • Optional Cancel for Any Reason Rider available in certain states if conditions are met
  • Optional Pre-Existing Conditions Waiver
  • Cancel for Work Reason Option

The Gold plan also provides additional Trip Delay benefits such as Childcare Delay and coverage for Pet Boarding Fees in the event you're delayed on your return trip home. If you are planning a golf or ski trip, there is also coverage in the event Inclement Weather prevents you from participating in these activities.


The plan information below is nonspecific. To see actual amounts and to check plan availability, get a quote.

Plan Info
Plan Type
Comprehensive
View Certificate
View Certificate
Refund Policy
10 Day Review Period
Insurance Underwriter
American Modern Home Insurance Company
AM Best Rating
A+
Years in Business
50

Coverage amounts are per person, unless otherwise noted.
Click a coverage to read details or view the full certificate.

Trip Protection
Trip Cancellation
Trip Cost
Trip Interruption
Trip Cost + 50%
Financial Default
Terrorism in Itinerary City
Foreign & U.S. Domestic
Interrupt for Any Reason
Cancel for Any Reason
75% of non-refundable trip cost [Requires purchase within 14 days of Initial Trip Paymentand certain conditions to be met.](+$)
Baggage Loss
$1,500
Baggage Delay
24+ hours
$100/day
$300 max.
Travel Delay
12+ hours
$200/day
$1,000 max.
Supplier Default
Medical
Medical Limit
$100,000
Complications of Pregnancy
Terrorism
Dental
$500 Incl. in Medical
Emergency Medical Expenses
Pre-Existing Conditions
Sudden Recurrence
Waiver
Requires purchase within 14 days of Initial Trip Payment and certain conditions are met. (+$)
Lookback Period
60 Days
Pre-Existing Condition Period
Evacuation
Medical Evacuation
$250,000
Evacuation from
Evacuation to
Evacuation criteria
Accidental Death
24-Hr Full Coverage
$25,000
Common Carrier
Flight Only
$50,000
Additional Benefits
24-Hour Emergency Assistance
Yes
Rental Car
$0
$35,000 (+$)

Cancel for Work Reason Option [Requires purchase within 14 days of Initial Trip Payment] (+$)
Identity Theft Services

Natural Disaster Benefit $25,000
Available to
U.S.

Customer Ratings

Our customers rate the April Travel Protection Choice plan on our site

(4.66)
on average based on 45 reviews.

Better Business Bureau Rating
A

A.M. Best Rating
A+

Latest Reviews

AXA Assistance USA
Gold
This plan provided the coverage we desired. During our cruise, a crew member was helicoptered off the ship. Seeing that emphasized how important having coverage is.
Alan F.
AXA Assistance USA
Gold
Didn't really use it, so can't tell you if it was worth it.
Carin S.
AXA Assistance USA
Gold
Once again, we did not have to use our trip insurance, but it gives us peace of mind knowing we have it.
Robert Z.
See all reviews

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