I did not have occasion to use the plan I purchased but it was worth it for peace of mind, particularly after seeing the hospital in Granada, Nicaragua. From the outside, it appeared to be a bit on the "outback clinic" side of healthcare although it could easily have been state of the art on the interior. If a major injury or illness would have occurred, having the insurance would have helped.
Kitty K. would
recommend this plan to a friend or relative.