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International Medical Group iTravelInsured LX

The iTravelInsured LX plan has excellent coverage, like the iTravelInsured SE plan, but with additional included benefits. The plan is specifically designed for luxury and adventure trips to exotic locations.

In addition to traditional trip cancellation and trip interruption coverage, the LX plan offers Cancellation for Any Reason and Interruption for Any Reason as an additional option for travelers. These options are available to those who purchase this plan within the first 20 days of their initial trip payment date (please read the plan details for complete option requirements). This coverage will help to reimburse you up to 75% of the total trip cost if your trip must be cancelled or interrupted for any reason not listed as a covered peril within the plan details.

The LX plan offers a pre-existing condition waiver if your plan is purchased at or before the final payment for your trip (coverage varies by state, please refer to your policy documents for further details). Unlike the SE plan, this plan has up to $1,000,000 in coverage for emergency medical evacuation and automatically includes the hospital of choice benefit as well. The plan also includes $50,000 for Political or Security Evacuation and Natural Disaster Evacuation (per event).

Additionally, this plan includes missed trip connection for coverage if you miss your trip departure because your arrival at your trip destination is delayed for at least three consecutive hours, due to one of the covered reasons under missed trip connection in the plan details.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Protect your trip with cancellation, interruption, delay and medical benefits.

Highlighted Coverages

Trip Cancellation
Trip Interruption
Baggage Loss
Baggage Delay
Pre-Existing Condition Lookback Period
Medical Evacuation

Plan Info

Plan Type
View Certificate
Refund Policy
Available to
U.S. Residents
AM Best Rating

Accidental Death

24-Hr Full Coverage
Common Carrier
Flight Only
Included in Accidental Death - Common Carrier

Evacuation

Medical Evacuation

Your Quote

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Ratings and reviews

Our customers rate the International Medical Group iTravelInsured LX on our site
(4.48) of 5
on average based on 580 reviews.
A
A.M. Best Rating
A+
Better Business Bureau Rating
Terrible customer service! It took over 4 months to get paid on a claim and literally 50+ hours of follow up calls with the company. Hold times were hours long and I received conflicting information. They seemed to do their best NOT to pay me for covered events in my contract - possibly hoping that I would give up. I had to escalate to the CEO in order to get any action. (I also requested help from Insure My Trip and that customer service was great). Be sure to read the contract before buying from this company. There are other companies on this site who might be a better fit. I can't recommend IMG and will never buy from them again.
Nancy G.
Thank goodness that I did not need to use the insurance. I like the Insuremytrip app and always use that when traveling.
Linda M.
Picked that plan because my parents wanted the highest coverage options but price was terribly expensive. They would use a cheaper option next time.
Daniel W.
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