International Medical Group iTravelInsured LX

The iTravelInsured LX plan has excellent coverage, like the iTravelInsured SE plan, but with higher benefit levels and additional coverages. The plan is specifically designed for luxury and adventure trips to exotic locations.

For this reason, the plan includes adventure sports and activities as covered reasons for emergency medical care. This can help to provide emergency medical coverage to you if injured while participating in an adventure activity. It’s excellent coverage for travelers participating in sky diving, extreme skiing or mountaineering; be sure to read the full certificate for the full list of included and excluded sports and activities.

In addition to traditional trip cancellation and trip interruption coverage, the LX plan offers Cancellation for Any Reason and Interruption for Any Reason coverage for all travelers who purchase this plan within the first 20 days of their initial trip payment. This coverage will help to reimburse you up to 75% of the total trip cost if your trip must be cancelled or interrupted for any reason at all.

Like the SE plan, the LX plan offers a pre-existing condition waiver if your plan is purchased within 20 days of your initial trip payment. Unlike the SE plan, this plan has up to $1,000,000 in coverage for emergency medical evacuations and automatically includes the hospital of choice benefit as well. This may be of interest to you if you are participating in extreme adventure activities with a chance of becoming injured while traveling.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Protect your trip with cancellation, interruption, delay and medical benefits.

Highlighted Coverages

Trip Cancellation
Trip Interruption
Baggage Loss
Baggage Delay
Pre-Existing Condition Lookback Period
Medical Evacuation

Plan Info

Plan Type
View Certificate
Refund Policy
Available to
AM Best Rating
Years in Business


Medical Limit
Complications of Pregnancy
Emergency Medical Expenses

Pre-Existing Conditions

Sudden Recurrence
Lookback Period
Pre-Existing Condition Period

Accidental Death

24-Hr Full Coverage
Common Carrier
Flight Only
Included in Accidental Death - Common Carrier


Medical Evacuation
Evacuation from
Evacuation to
Evacuation criteria

Additional Benefits

24-Hour Emergency Assistance
Rental Car
Optional Coverages

Your Quote

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Ratings and reviews

Our customers rate the International Medical Group iTravelInsured LX on our site
(3.59) of 5
on average based on 5 reviews.
A.M. Best Rating
Better Business Bureau Rating
My insurance claim was denied because my I moved to a city which was under 250 miles. I thought that clause itself was ridiculous. I mean how can one even expect me to travel 250 miles for a flight. This is the reason I hate insurance. They constantly have these ridiculous hidden clauses. The primary reason I bought this insurance was it was under category 'Cancel for any reason' . And I was denied a claim for cancellation despite having a god enough reason.
homan krishna A.
I purchased full coverage early enough to qualify for a Pre-existing Condition waiver, plus Cancel for any Reason. Unfortunately I could not travel as a medical condition came up just prior to travel. I notified the insurance company via email prior to the trip asking for guidance. I got a canned response with claim forms. I filled them out and even submitted a signed doctors note stating I could not travel. They say not to call for a while. A month goes by, I call to see that everything is in order. They say it will be resolved the next week and I should receive a check. I receive nothing. I call again. They are requesting documents that do not exist. You cannot produce them. My claim will not be fulfilled. I had to file a complaint the State Department of Insurance and the BBB. All this trouble over ~ $365. Avoid this company and policy if you just possibly might need to file a claim.
Robert Y.
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