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International Medical Group iTravelInsured LX

The iTravelInsured LX plan has excellent coverage, like the iTravelInsured SE plan, but with higher benefit levels and additional coverages. The plan is specifically designed for luxury and adventure trips to exotic locations.

For this reason, the plan includes adventure sports and activities as covered reasons for emergency medical care. This can help to provide emergency medical coverage to you if injured while participating in an adventure activity. It’s excellent coverage for travelers participating in sky diving, extreme skiing or mountaineering; be sure to read the full certificate for the full list of included and excluded sports and activities.

In addition to traditional trip cancellation and trip interruption coverage, the LX plan offers Cancellation for Any Reason and Interruption for Any Reason coverage for all travelers who purchase this plan within the first 20 days of their initial trip payment. This coverage will help to reimburse you up to 75% of the total trip cost if your trip must be cancelled or interrupted for any reason at all.

The LX plan offers a pre-existing condition waiver if your plan is purchased prior to or within 24 hours of final trip payment (coverage varies by state, please refer to your policy documents for further details). Unlike the SE plan, this plan has up to $1,000,000 in coverage for emergency medical evacuations and automatically includes the hospital of choice benefit as well. This may be of interest to you if you are participating in extreme adventure activities with a chance of becoming injured while traveling.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Highlighted Coverages

Trip Cancellation
Trip Interruption
Baggage Loss
Baggage Delay
Pre-Existing Condition Lookback Period
Medical Evacuation

Plan Info

Plan Type
View Certificate
Refund Policy
Available to
U.S. Residents
AM Best Rating

Medical

Medical Limit

Accidental Death

24-Hr Full Coverage
Common Carrier
Flight Only
Included in Accidental Death - Common Carrier

Evacuation

Medical Evacuation

Your Quote

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Ratings and reviews

Our customers rate the International Medical Group iTravelInsured LX on our site
(4.49) of 5
on average based on 408 reviews.
A
A.M. Best Rating
A+
Better Business Bureau Rating
I purchased the policy in February for travel in Sept. and Oct. My travel plan took me through Hong Kong which, in the intervening weeks, had serious rioting including incidents at the HK airport. I had a question about my insurance coverage and contacted your representative for clarification in the event the riots caused a cancellation of my trip. I was advised that my policy provided for such an event. Further, IMG said they were closely monitoring the situation and were in contact with people in HK. They assured me that, in their estimation, my travel plan should not be delayed or interrupted and I had sufficient coverage in the policy. It gave me piece of mind and my trip went off without a hitch.
Barry S.
One star on Satisfied as I did not have to use the coverage, so no comment on claims. It did provide peace of mind being half way around the world in a remote location. I did compare with Medjet (limited to evacuation) and other policies and it "ticked all the boxes" for trip cancellation and interruption, lost luggage, medical & evacuation. Five stars on ease of purchase and communications via email.
Clayton H.
I was fortunate in that I did not need to use this coverage. But that being said, you never know what will happen so I would not travel without it!
Leslie T.
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