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International Medical Group iTravelInsured LX

The iTravelInsured LX plan has excellent coverage, like the iTravelInsured SE plan, but with additional included benefits. The plan is specifically designed for luxury and adventure trips to exotic locations.

In addition to traditional trip cancellation and trip interruption coverage, the LX plan offers Cancellation for Any Reason and Interruption for Any Reason as an additional option for travelers. These options are available to those who purchase this plan within the first 20 days of their initial trip payment date (please read the plan details for complete option requirements). This coverage will help to reimburse you up to 75% of the total trip cost if your trip must be cancelled or interrupted for any reason not listed as a covered peril within the plan details.

The LX plan offers a pre-existing condition waiver if your plan is purchased at or before the final payment for your trip (coverage varies by state, please refer to your policy documents for further details). Unlike the SE plan, this plan has up to $1,000,000 in coverage for emergency medical evacuation and automatically includes the hospital of choice benefit as well. The plan also includes $50,000 for Political or Security Evacuation and Natural Disaster Evacuation (per event).

Additionally, this plan includes missed trip connection for coverage if you miss your trip departure because your arrival at your trip destination is delayed for at least three consecutive hours, due to one of the covered reasons under missed trip connection in the plan details.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Protect your trip with cancellation, interruption, delay and medical benefits.

Highlighted Coverages

Trip Cancellation
Trip Interruption
Baggage Loss
Baggage Delay
Pre-Existing Condition Waiver
Pre-Existing Condition Lookback Period
Medical Evacuation

Plan Info

Plan Type
View Certificate
Refund Policy
Available to
U.S. Residents
AM Best Rating

Pre-Existing Conditions

Lookback Period

Accidental Death

24-Hr Full Coverage
Common Carrier
Flight Only
Included in Accidental Death - Common Carrier


Medical Evacuation

Your Quote

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Ratings and reviews

Our customers rate the International Medical Group iTravelInsured LX on our site
(4.46) of 5
on average based on 628 reviews.
A.M. Best Rating
Better Business Bureau Rating
I am always skeptical about insurance when it is time to file a claim and they usually look for excuse not to pay but at the time of covid, they actually paid with little to no difficulty. I thank them for it.
Afshin G.
Paid $1900+ for am IMG plan and filed a $375 claim for a "no-show" hotel due to airline cancelling flight from JFK to Rome and an 18 hour departure delay. IMG declined claimed because it was a "no show pilot" and not another covered reason. Spoke to IMT and they are trying to advocate for me and I have also appealed to IMG who said they will try to get back to me in a month. My claim is 18% of the premium! Also recommended IMT to good friends for a month-long overseas trip in July that also experienced cancelations and IMG refused payment of some clothing items bought because they could only provide AMEX proof and not the original receipts. It appears IMG is in the CUSTOMER NO SERVICE BUSINESS and is reflecting badly on IMT. Your reps have always been outstanding, but this is out of their hands.
Stuart S.
I have purchased this particular plan for several different trips. When I fill in the parameters that matter to me for travel insurance, IMG LX invariably surfaces as the best choice, and at a competitive price, too. If I ever do have to file a claim, I hope we would be well-covered and well-treated by IMG.
Yvonne C.
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