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International Medical Group iTravelInsured LX

The iTravelInsured LX plan has excellent coverage, like the iTravelInsured SE plan, but with higher benefit levels and additional coverages. The plan is specifically designed for luxury and adventure trips to exotic locations.

For this reason, the plan includes adventure sports and activities as covered reasons for emergency medical care. This can help to provide emergency medical coverage to you if injured while participating in an adventure activity. It’s excellent coverage for travelers participating in sky diving, extreme skiing or mountaineering; be sure to read the full certificate for the full list of included and excluded sports and activities.

In addition to traditional trip cancellation and trip interruption coverage, the LX plan offers Cancellation for Any Reason and Interruption for Any Reason coverage for all travelers who purchase this plan within the first 20 days of their initial trip payment. This coverage will help to reimburse you up to 75% of the total trip cost if your trip must be cancelled or interrupted for any reason at all.

The LX plan offers a pre-existing condition waiver if your plan is purchased prior to or within 24 hours of final trip payment (coverage varies by state, please refer to your policy documents for further details). Unlike the SE plan, this plan has up to $1,000,000 in coverage for emergency medical evacuations and automatically includes the hospital of choice benefit as well. This may be of interest to you if you are participating in extreme adventure activities with a chance of becoming injured while traveling.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Highlighted Coverages

Trip Cancellation
Trip Interruption
Baggage Loss
Baggage Delay
Pre-Existing Condition Lookback Period
Medical Evacuation

Plan Info

Plan Type
View Certificate
Refund Policy
Available to
U.S. Residents
AM Best Rating


Medical Limit

Accidental Death

24-Hr Full Coverage
Common Carrier
Flight Only
Included in Accidental Death - Common Carrier


Medical Evacuation

Your Quote

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Ratings and reviews

Our customers rate the International Medical Group iTravelInsured LX on our site
(4.53) of 5
on average based on 345 reviews.
A.M. Best Rating
Better Business Bureau Rating
For a reasonable low cost, this provided peace of mind for our trip. Didn't end up needing it, but that's OK.
Kathy P.
Fortunately, we did not need to file a claim. While deciding which plan to purchase, and following the purchase of this plan , I had several questions regarding it. Each representative , with whom I spoke, was very efficient, knowledgeable, and personable . Totally satisfied with the overall experience .
John M.
This insurance trip covered us while we were on our 12 day Alaska vacation. Part of our trip included a southbound cruise from Seward to Vancouver. While in Juneau, a middle aged man in his 40 or early 50s had to be taken by ambulance to the hospital. He and his family's vacation ended, sadly, but hopefully they had trip insurance like this policy to cover that expense, as it was going to be HUGE when you add up the cost of the trip, the cost of the medical assistance on board, the ambulance ride, the hospital bill, the hotel and associated expenses for his family, plus the trip home (wherever and whenever that might be). Yes, YOU need trip insurance like this policy.
Elizabeth K.
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