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International Medical Group iTravelInsured LX

The iTravelInsured LX plan has excellent coverage, like the iTravelInsured SE plan, but with higher benefit levels and additional coverages. The plan is specifically designed for luxury and adventure trips to exotic locations.

For this reason, the plan includes adventure sports and activities as covered reasons for emergency medical care. This can help to provide emergency medical coverage to you if injured while participating in an adventure activity. It’s excellent coverage for travelers participating in sky diving, extreme skiing or mountaineering; be sure to read the full certificate for the full list of included and excluded sports and activities.

In addition to traditional trip cancellation and trip interruption coverage, the LX plan offers Cancellation for Any Reason and Interruption for Any Reason coverage for all travelers who purchase this plan within the first 20 days of their initial trip payment. This coverage will help to reimburse you up to 75% of the total trip cost if your trip must be cancelled or interrupted for any reason at all.

The LX plan offers a pre-existing condition waiver if your plan is purchased prior to or within 24 hours of final trip payment. Unlike the SE plan, this plan has up to $1,000,000 in coverage for emergency medical evacuations and automatically includes the hospital of choice benefit as well. This may be of interest to you if you are participating in extreme adventure activities with a chance of becoming injured while traveling.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Highlighted Coverages

Trip Cancellation
Trip Interruption
Baggage Loss
Baggage Delay
Pre-Existing Condition Lookback Period
Medical Evacuation

Plan Info

Plan Type
View Certificate
Refund Policy
Available to
U.S. Residents
AM Best Rating

Medical

Medical Limit

Accidental Death

24-Hr Full Coverage
Common Carrier
Flight Only
Included in Accidental Death - Common Carrier

Evacuation

Medical Evacuation

Your Quote

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Ratings and reviews

Our customers rate the International Medical Group iTravelInsured LX on our site
(4.51) of 5
on average based on 259 reviews.
A
A.M. Best Rating
A+
Better Business Bureau Rating
We didn’t have any problems and made no claim, therefore we can only rate part of the plan. But we were happy with the coverage we got.
Juliana R.
Our trip went off without a hitch, so we did not have to file a claim after purchasing the plan. However, we had one trip in the past where my husband was hospitalized while traveling, and good trip insurance made a HUGE difference. So, we picked this plan because we knew it had all of the coverage we would need if something unforeseen happened.
Richard B.
I am happy to say I didn't have to file a claim on this trip although it was very difficult to get around the ruins, shrines, stupas, and mosques. On one of my plane rides, someone opened the above baggage doors and two of my canes fell out and hit me right on my nose and glasses. Even though my glasses were knocked crooked and my nose hurt for a few days, I didn't file a claim. Too much trouble.
Ruth C.
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