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International Medical Group iTravelInsured SE

iTravelInsured SE is the most budget friendly of the iTravelInsured plans that is offered on InsureMyTrip. Whether you are traveling domestically or internationally, this plan is excellent for protecting a variety of types of trips – like cruises, tour packages, and even family travel.

This plan includes coverage for travel delay if you are delayed for twelve (12) consecutive hours or more during the course of Your Trip for one of the covered reasons listed under Trip Delay in the plan details. This plan also includes rental car coverage if your rental car is damaged while on a trip due to collision, theft, vandalism, natural disaster or any cause beyond your control while in your possession, or your rental car is stolen and not recovered.

If you purchase this plan within 20 days of your initial trip payment and you are not disabled from travel at the time of purchase, you may be eligible for coverage for pre-existing medical conditions. This means that the accident & sickness coverage on this plan would most likely reimburse you for any expenses, even if they were due to a pre-existing medical condition.

This plan also includes missed trip connection for coverage if You miss your trip departure because your arrival at your trip destination is delayed for at least three consecutive hours, due to one of the covered reasons under missed trip connection in the plan details.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Protect your trip with cancellation, interruption, delay and medical benefits.

Highlighted Coverages

Trip Cancellation
Trip Interruption
Baggage Loss
Baggage Delay
Pre-Existing Condition Lookback Period
Medical Evacuation

Plan Info

Plan Type
View Certificate
Refund Policy
Available to
U.S. Residents
AM Best Rating

Trip Protection

Trip Cancellation
Trip Interruption
Terrorism in Itinerary City
Interrupt for Any Reason
Cancel for Any Reason
Baggage Loss
Baggage Delay
Vacation Rental Damage

Accidental Death

24-Hr Full Coverage
Common Carrier
Flight Only
Included in Accidental Death - Common Carrier


Medical Evacuation

Additional Benefits

24-Hour Emergency Assistance
Rental Car
Optional Coverages

Your Quote

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Ratings and reviews

Our customers rate the International Medical Group iTravelInsured SE on our site
(4.55) of 5
on average based on 1693 reviews.
A.M. Best Rating
Better Business Bureau Rating
We notified IMG immediately and then filed our claim promptly, a month after our trip was cancelled because of my mom's death. Three weeks after filing all documents requested, through their secure portal, I called and was told they had never received any documents. A week after I sent them a copy of the receipt confirm they had sent me when I filed, they "found" the documents. Another three week pause before they requested additional info that they had not initially asked for. Another three weeks (always with me needing to initiate the follow up) and they said the claim from a hotel was not valid because they did not charge me until we had cancelled (which their website, which I had sent a link to, clearly stated was how they would handle charges and cancellations). Another three weeks and they said that even though I had provided proof that our train ticket was non-cancellable / non-refundable, I needed to prove that I had cancelled it and did not get a credit. It was not until I wrote a letter stating that I no longer felt that I was being dealt with in good faith, that three plus months after I submitted our claims, and lots of hassle, they paid the claim. This has caused me to seriously question whether trip insurance is really worth what it costs when you factor in all the work and hassle to file a claim. P.S. If a company is always experiencing "heavier than usual call volumes" is it really heavier than usual?
Martin R.
After filing documents, responding to emails, and lengthy phone calls, the decision was not to pay. very disappointed
Rosi L.
The plan I chose was, IMHO, very expensive. Like all insurance, you pay for those who do not take care of themselves! However, you have to travel with it, or you are playing Russian roulette.
Suzanne C.
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