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International Medical Group iTravelInsured SE

iTravelInsured SE is the most budget friendly of the iTravelInsured plans that is offered on InsureMyTrip. Whether you are traveling domestically or internationally, this plan is excellent for protecting a variety of types of trips – like cruises, tour packages, and even family travel.

This plan includes coverage for travel delay if you are delayed for twelve (12) consecutive hours or more during the course of Your Trip for one of the covered reasons listed under Trip Delay in the plan details. This plan also includes rental car coverage if your rental car is damaged while on a trip due to collision, theft, vandalism, natural disaster or any cause beyond your control while in your possession, or your rental car is stolen and not recovered.

If you purchase this plan within 20 days of your initial trip payment and you are not disabled from travel at the time of purchase, you may be eligible for coverage for pre-existing medical conditions. This means that the accident & sickness coverage on this plan would most likely reimburse you for any expenses, even if they were due to a pre-existing medical condition.

This plan also includes missed trip connection for coverage if You miss your trip departure because your arrival at your trip destination is delayed for at least six consecutive hours, due to one of the covered reasons under missed trip connection in the plan details.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Protect your trip with cancellation, interruption, delay and medical benefits.

Highlighted Coverages

Trip Cancellation
Trip Interruption
Baggage Loss
Baggage Delay
Pre-Existing Condition Lookback Period
Medical Evacuation

Plan Info

Plan Type
View Certificate
Refund Policy
Available to
U.S. Residents
AM Best Rating

Trip Protection

Trip Cancellation
Trip Interruption
Financial Default
Terrorism in Itinerary City
Interrupt for Any Reason
Cancel for Any Reason
Baggage Loss
Baggage Delay
Vacation Rental Damage

Accidental Death

24-Hr Full Coverage
Common Carrier
Flight Only
Included in Accidental Death - Common Carrier


Medical Evacuation

Additional Benefits

24-Hour Emergency Assistance
Rental Car
Optional Coverages

Your Quote

To see the most accurate plan information and pricing Get a Quote

Ratings and reviews

Our customers rate the International Medical Group iTravelInsured SE on our site
(4.50) of 5
on average based on 2315 reviews.
A.M. Best Rating
Better Business Bureau Rating
The IMG plan seemed to cover what I needed, however the claim process is horrible. The website is glitchy and sometimes lost documents. The “secure messaging” site seems to work but then documents are either not forwarded to claims or lost somehow. My claim was one simple item but The claims process was ridiculously lengthy and they requested irrelevant documents (each time after a long delay). If you write with questions or concerns you get a generic form e mail in return most of the time. I spent many hours obtaining information from the tour provider and uploading documentation. If someone is not somewhat computer savvy or patient, you’d give up readily. The process wears you down. phone reps were pleasant but sometimes gave conflicting information and have no real ability to resolve issues. Requested to speak with a supervisor twice and after several days someone finally called and left a message (of course there is no direct way to return the call). when I consider the cost of the insurance and the hassle it makes me think I will not purchase comprehensive insurance again (certainly not from IMG)
Cindy L.
I didn't file a claim, so I cannot evaluate how a claim resolution would turn out.
Peter F.
The only real way to evaluate trip insurance is how they respond to a claim. Fortunately, we had a great trip & had no reason to make a claim. I get trip insurance for peace of mind, & this policy gave me that. Insurance is something I’m happy that I have, & even happier when I don’t need to use it!
Alan K.
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